uncollected check

简明释义

托收支票

英英释义

例句

1.She was surprised to find that her records showed several uncollected checks 未收款支票 that she had forgotten about.

她惊讶地发现，她的记录显示有几张未收款支票是她忘记的。

2.Before closing the books, we need to follow up on those uncollected checks 未收款支票 to ensure they are deposited.

在结账之前，我们需要跟进那些未收款支票以确保它们被存入。

3.The accountant reported that there were several uncollected checks 未收款支票 from last month.

会计报告说上个月有几张未收款支票。

4.The bank notified us that there are still some uncollected checks 未收款支票 sitting in our account.

银行通知我们，账户中仍有一些未收款支票。

5.The business is facing cash flow issues due to a high number of uncollected checks 未收款支票 outstanding.

由于大量的未收款支票待收，该企业面临现金流问题。

作文

In today's financial landscape, managing personal finances has become increasingly complex. One term that often surfaces in discussions about financial management is the concept of an uncollected check, which refers to a check that has been issued but not yet cashed or deposited by the recipient. Understanding this term is crucial for anyone who deals with checks, whether they are individuals receiving payments or businesses processing transactions.When someone receives a check, it represents a promise of payment. However, if the recipient does not cash or deposit the check in a timely manner, it becomes an uncollected check. This situation can arise for various reasons. For instance, the recipient may forget to deposit the check, may be waiting for a more convenient time to do so, or might have lost the check altogether. Regardless of the reason, having an uncollected check can lead to complications in personal finance management.From a financial standpoint, an uncollected check can impact cash flow. For individuals, it could mean that the funds are not available for immediate use, which can hinder budgeting and spending plans. For businesses, uncollected checks can affect accounts receivable, leading to discrepancies in financial statements. It is essential for both individuals and businesses to keep track of any checks that have been issued to ensure that they are collected in a timely manner.Moreover, there are potential risks associated with uncollected checks. If a check remains uncashed for an extended period, the issuer may decide to stop payment on it. This action can create a ripple effect, causing issues for the recipient who may have already accounted for those funds in their budget. Additionally, checks that remain uncollected for too long may be considered stale-dated, meaning they can no longer be cashed after a specific period, usually six months.To avoid the pitfalls of uncollected checks, it is advisable to maintain clear records of all checks received and issued. Setting reminders to deposit checks promptly can also help mitigate the risks associated with uncollected funds. Furthermore, utilizing electronic payment methods can reduce the likelihood of receiving physical checks, thus minimizing the chances of them becoming uncollected.In conclusion, the term uncollected check encapsulates a common scenario in financial transactions that can lead to various complications if not managed properly. By understanding what an uncollected check is and implementing strategies to manage them effectively, individuals and businesses alike can enhance their financial health and ensure that they maintain a steady cash flow. Overall, being proactive about financial management is key to avoiding the challenges posed by uncollected checks and other similar issues in the world of finance.

在当今的金融环境中，管理个人财务变得越来越复杂。一个常常出现在财务管理讨论中的术语是未兑现支票，它指的是已经开出但尚未被收款人兑现或存入的支票。理解这个术语对于任何与支票打交道的人来说都是至关重要的，无论他们是收到付款的个人还是处理交易的企业。当某人收到支票时，它代表着支付的承诺。然而，如果收款人没有及时兑现或存入支票，它就会变成未兑现支票。这种情况可能由于各种原因而发生。例如，收款人可能忘记了存入支票，可能在等待更方便的时间，或者可能已经丢失了支票。不管是什么原因，拥有一张未兑现支票可能会导致个人财务管理中的复杂问题。从财务角度来看，未兑现支票可能会影响现金流。对个人而言，这可能意味着资金无法立即使用，这可能会妨碍预算和支出计划。对于企业而言，未兑现的支票可能会影响应收账款，导致财务报表中的不一致。因此，个人和企业都必须跟踪任何已开出的支票，以确保它们能够及时收取。此外，与未兑现支票相关的潜在风险也不容忽视。如果一张支票长时间未兑现，开票人可能会决定停止支付。这一举动可能会造成连锁反应，导致收款人出现问题，因为他们可能已经将这些资金计入预算。此外，长时间未兑现的支票可能会被视为过期支票，这意味着在特定时期后（通常为六个月），它们将无法兑现。为了避免未兑现支票带来的麻烦，建议保持所有收到和开出的支票的清晰记录。设置提醒以及时存入支票也可以帮助减少与未收款项相关的风险。此外，利用电子支付方式可以减少收到纸质支票的可能性，从而降低其变为未兑现的机会。总之，术语未兑现支票概括了金融交易中一种常见的情况，如果管理不当，可能会导致各种复杂问题。通过理解未兑现支票的含义并实施有效管理的策略，个人和企业都可以增强其财务健康，确保维持稳定的现金流。总体而言，积极主动地进行财务管理是避免未兑现支票及其他类似问题在金融世界中所带来的挑战的关键。