fiduciary account

简明释义

托管户

英英释义

例句

1.Investors should verify that their financial advisor is using a fiduciary account 受托账户 to protect their interests.

投资者应确认他们的财务顾问是否使用fiduciary account 受托账户来保护他们的利益。

2.When setting up a trust, it's essential to open a fiduciary account 受托账户 for managing the trust's assets.

在设立信托时，开设一个fiduciary account 受托账户以管理信托资产是至关重要的。

3.A fiduciary account 受托账户 can help separate personal assets from business funds.

一个fiduciary account 受托账户可以帮助将个人资产与商业资金分开。

4.Nonprofits often use a fiduciary account 受托账户 to manage donations and grants responsibly.

非营利组织通常使用fiduciary account 受托账户来负责任地管理捐款和赠款。

5.The lawyer managed the client's funds in a fiduciary account 受托账户 to ensure proper handling of the estate.

律师在一个fiduciary account 受托账户中管理客户的资金，以确保对遗产的妥善处理。

作文

In the world of finance and investment, trust is paramount. One of the key concepts that embody this trust is the fiduciary account. A fiduciary account is a type of account where one party, known as the fiduciary, manages assets on behalf of another party, the beneficiary. This arrangement is built on a relationship of trust, where the fiduciary is legally obligated to act in the best interest of the beneficiary. In essence, the fiduciary has a duty to manage the account with care, loyalty, and good faith.The significance of a fiduciary account can be observed in various financial contexts. For instance, when individuals set up trusts for their children or loved ones, they often designate a fiduciary to oversee the trust's assets. This ensures that the assets are managed appropriately and distributed according to the wishes of the person who established the trust. Similarly, investment advisors frequently operate under fiduciary accounts, where they must prioritize their clients' interests above their own.The legal framework surrounding fiduciary accounts is designed to protect beneficiaries from potential abuse or negligence by fiduciaries. If a fiduciary fails to uphold their responsibilities, they may be held liable for any losses incurred by the beneficiary. This legal accountability reinforces the trust placed in fiduciaries and ensures that they adhere to the highest ethical standards.Moreover, the concept of a fiduciary account extends beyond just financial assets. It can also encompass real estate, personal property, and other forms of wealth. For example, an estate executor managing a deceased person's assets operates within a fiduciary account, ensuring that debts are paid and remaining assets are distributed according to the will. In this way, the fiduciary account serves as a critical mechanism for managing and protecting wealth across various situations.In conclusion, understanding the role of a fiduciary account is essential for anyone navigating the complexities of financial management. These accounts not only safeguard the interests of beneficiaries but also promote transparency and accountability in financial transactions. Whether it involves a family trust, an investment portfolio, or estate management, the principles underlying fiduciary accounts ensure that trust remains at the forefront of financial relationships. As we continue to engage in financial activities, recognizing the importance of fiduciary duties can lead to more secure and responsible management of our assets, ultimately benefiting all parties involved.

在金融和投资的世界中，信任是至关重要的。一个体现这种信任的关键概念是受托账户。受托账户是一种账户类型，其中一方（称为受托人）代表另一方（受益人）管理资产。这种安排建立在信任关系之上，受托人有法律义务以受益人的最佳利益行事。实质上，受托人有责任以谨慎、忠诚和善意来管理账户。受托账户的重要性可以在各种金融背景中观察到。例如，当个人为他们的孩子或亲人设立信托时，他们通常会指定一个受托人来监督信托的资产。这确保了资产得到适当管理，并根据设立信托的人的意愿进行分配。同样，投资顾问通常在受托账户下运作，必须优先考虑客户的利益，而不是自己的利益。围绕受托账户的法律框架旨在保护受益人免受受托人潜在的滥用或疏忽。如果受托人未能履行其职责，他们可能会因受益人遭受的任何损失而承担法律责任。这种法律责任强化了对受托人的信任，并确保他们遵循最高的道德标准。此外，受托账户的概念不仅限于金融资产。它还可以包括房地产、个人财产和其他形式的财富。例如，管理已故人士资产的遗产执行人在受托账户内运作，确保支付债务并根据遗嘱分配剩余资产。通过这种方式，受托账户作为管理和保护财富的关键机制，适用于各种情况。总之，理解受托账户的作用对于任何应对金融管理复杂性的人来说都是至关重要的。这些账户不仅保护受益人的利益，还促进金融交易的透明度和问责制。无论涉及家庭信托、投资组合还是遗产管理，支撑受托账户的原则确保信任始终处于金融关系的前沿。随着我们继续参与金融活动，认识到受托职责的重要性可以导致资产的更安全和负责任的管理，最终使所有相关方受益。