insure for the full cost (sum)

简明释义

托保全值险

英英释义

例句

1.Before going on a trip, it's wise to insure for the full cost (sum) of your travel expenses to avoid potential losses.

在旅行前，明智的做法是为你的旅行费用投保全额以避免潜在损失。

2.Many people forget to insure for the full cost (sum) of their valuable possessions, leaving them vulnerable.

许多人忘记了为他们的贵重物品投保全额，使他们处于脆弱状态。

3.It's important to insure for the full cost (sum) of your home to cover any damages from natural disasters.

为你的房屋投保全额以覆盖自然灾害造成的任何损失是很重要的。

4.If you're renting equipment for an event, you should insure for the full cost (sum) in case of damage or theft.

如果你为活动租赁设备，你应该为全额投保以防损坏或失窃。

5.When buying a new car, make sure to insure for the full cost (sum) to protect your investment.

购买新车时，确保为全额投保以保护你的投资。

作文

In today's world, insurance plays a crucial role in protecting our financial interests. Whether it's health insurance, car insurance, or homeowners insurance, the concept remains the same: to provide a safety net in case of unforeseen circumstances. One important aspect of insurance that often gets overlooked is the need to insure for the full cost (sum). This phrase means to ensure that the total value of an asset or liability is covered by the insurance policy. Failing to do so can lead to significant financial losses when disaster strikes.When considering insurance, many people tend to underestimate the value of their possessions or the potential costs associated with an event. For example, a homeowner might think that insuring their house for its purchase price is sufficient. However, if the property appreciates in value or if the cost of rebuilding exceeds that amount due to inflation or increased material prices, the homeowner may find themselves underinsured. This is where the concept of insure for the full cost (sum) becomes critical.Moreover, businesses also face similar challenges. A small business owner might insure their equipment for a fraction of its actual replacement cost. In the event of theft or damage, the compensation received may not be enough to cover the expenses of purchasing new equipment. Thus, it is essential for business owners to insure for the full cost (sum) to safeguard their investments and ensure continuity in operations.Another area where this principle is vital is in health insurance. Many individuals choose plans based on premium costs without fully understanding the coverage limits. If someone were to face a serious medical condition, the costs could quickly escalate. If their insurance does not cover the full extent of these costs, they may end up with substantial out-of-pocket expenses. Hence, ensuring that one has adequate health coverage means to insure for the full cost (sum) of potential medical bills.In summary, the importance of insure for the full cost (sum) cannot be overstated. It is essential for individuals and businesses alike to evaluate their assets and liabilities accurately and ensure that they are adequately covered. By doing so, they can avoid the pitfalls of being underinsured, which can lead to devastating financial consequences. When purchasing any form of insurance, taking the time to understand the full value of what needs to be insured will ultimately lead to greater peace of mind and security in the long run. Therefore, always remember to insure for the full cost (sum) to protect yourself against unforeseen events that could otherwise disrupt your financial stability.

在当今世界，保险在保护我们的财务利益方面发挥着至关重要的作用。无论是健康保险、汽车保险还是房主保险，其概念都是相同的：为不可预见的情况提供安全网。保险中一个常常被忽视的重要方面是有必要为全部费用（总额）投保。这个短语的意思是确保保险单覆盖资产或责任的总价值。如果不这样做，当灾难发生时可能会导致重大财务损失。在考虑保险时，许多人往往低估他们财产的价值或与事件相关的潜在费用。例如，一个房主可能认为为他们的房子投保其购买价格就足够了。然而，如果该物业增值，或者由于通货膨胀或材料价格上涨，重建的成本超过该金额，房主可能会发现自己没有投保足够。这就是为全部费用（总额）投保概念变得至关重要的地方。此外，企业也面临类似的挑战。一位小企业主可能只为其设备投保了实际更换成本的一小部分。在盗窃或损坏事件发生时，所获得的赔偿可能不足以覆盖购买新设备的费用。因此，小企业主必须为全部费用（总额）投保以保护他们的投资，并确保运营的连续性。另一个这一原则至关重要的领域是健康保险。许多人根据保费成本选择计划，而没有充分理解覆盖范围限制。如果某人面临严重的医疗状况，费用可能会迅速增加。如果他们的保险未能覆盖这些费用的全部，他们可能会面临大量的自付费用。因此，确保拥有足够的健康保险意味着为全部费用（总额）投保潜在的医疗账单。总之，为全部费用（总额）投保的重要性不容小觑。个人和企业都必须准确评估他们的资产和负债，并确保它们得到充分保障。通过这样做，他们可以避免投保不足的陷阱，这可能导致毁灭性的财务后果。在购买任何形式的保险时，花时间了解需要投保的全部价值，最终将带来更大的内心平静和长期的安全感。因此，请始终记住为全部费用（总额）投保，以保护自己免受可能破坏您财务稳定性的不可预见事件的影响。