delinquency; default; defection

简明释义

拖欠债款

英英释义

例句

1.The company was worried about a potential defection (背叛) of key employees to competitors.

公司担心关键员工可能会背叛，转投竞争对手。

2.The increase in youth delinquency (青少年犯罪) has become a concerning trend in urban areas.

城市地区青少年犯罪的增加已成为一个令人担忧的趋势。

3.The rise in juvenile delinquency (青少年犯罪) has prompted local governments to implement new programs.

青少年犯罪的增加促使地方政府实施新项目。

4.A default (违约) on your credit card can severely impact your credit score.

信用卡的违约可能会严重影响你的信用评分。

5.Many students face default (违约) on their loans due to high tuition fees.

由于高昂的学费，许多学生面临贷款的违约。

作文

In today's society, we often hear terms like delinquency (违法行为), default (违约), and defection (叛逃) being used in various contexts. Understanding these terms is crucial for comprehending the challenges we face in social, economic, and political realms. Each of these concepts represents a form of failure or deviation from expected norms, and they can have significant consequences for individuals and communities alike.Firstly, delinquency refers to behaviors that violate legal or social norms, typically associated with minors. Juvenile delinquency can manifest in various forms, such as vandalism, theft, or substance abuse. The roots of delinquency often lie in socio-economic factors, family dynamics, and peer influences. It is essential to address the underlying causes of delinquency through community programs, education, and mental health support. By providing at-risk youth with positive role models and constructive activities, we can reduce instances of delinquency and foster a healthier society.On the other hand, default is a term commonly used in finance and law, indicating a failure to fulfill an obligation, particularly in relation to loans or contracts. When an individual or organization defaults on a loan, it can lead to severe repercussions, including damaged credit scores, legal action, and loss of assets. The implications of default extend beyond the individual; widespread defaults can destabilize financial institutions and even lead to economic crises. To mitigate the risk of default, it is vital for borrowers to understand their financial obligations and for lenders to conduct thorough assessments before approving loans. Financial literacy education can empower individuals to make informed decisions and avoid situations that could lead to default.Lastly, defection encompasses a broader scope, often referring to the abandonment of a cause, group, or allegiance. In political contexts, defection may involve switching parties or abandoning a political movement. In a more personal sense, defection can signify leaving a relationship or a community. The motivations behind defection can vary, ranging from ideological shifts to personal grievances. Understanding why individuals choose to defect is crucial for organizations and communities seeking to maintain cohesion and loyalty. By fostering open communication and addressing concerns, groups can reduce the likelihood of defection among their members.In conclusion, the terms delinquency, default, and defection each highlight different aspects of failure within our society. Addressing these issues requires a multifaceted approach that includes education, support systems, and open dialogue. By understanding the nuances of these terms, we can work towards creating a more resilient and cohesive society, where individuals are empowered to make positive choices and contribute to the collective well-being.

在当今社会，我们常常听到像delinquency（违法行为）、default（违约）和defection（叛逃）这样的术语被使用在各种上下文中。理解这些术语对于理解我们在社会、经济和政治领域面临的挑战至关重要。这些概念各自代表着一种失败或偏离预期规范的情况，并且对个人和社区都可能产生重大影响。首先，delinquency指的是违反法律或社会规范的行为，通常与未成年人有关。青少年delinquency可以以多种形式表现出来，例如破坏、盗窃或药物滥用。delinquency的根源往往在于社会经济因素、家庭动态和同伴影响。通过社区项目、教育和心理健康支持来解决delinquency的根本原因至关重要。通过为处于风险中的青少年提供积极的榜样和建设性的活动，我们可以减少delinquency的发生，促进一个更健康的社会。另一方面，default是一个常用于金融和法律的术语，表示未能履行义务，特别是与贷款或合同相关的义务。当个人或组织在贷款上default时，可能会导致严重后果，包括信用评分受损、法律行动和资产丧失。default的影响不仅限于个人；广泛的违约可能会破坏金融机构，甚至导致经济危机。为了降低default的风险，借款人必须了解他们的财务义务，而贷方也应在批准贷款之前进行全面评估。金融素养教育可以赋予个人做出明智决策的能力，从而避免可能导致default的情况。最后，defection则涵盖了更广泛的范围，通常指放弃某种事业、团体或忠诚。在政治背景下，defection可能涉及转党或放弃一个政治运动。从个人的角度来看，defection可以表示离开一段关系或一个社区。导致defection的动机各不相同，从意识形态的变化到个人的不满。理解个人为何选择defect对于寻求保持凝聚力和忠诚度的组织和社区至关重要。通过促进开放的沟通和解决问题，团体可以减少成员之间的defection。总之，delinquency、default和defection这几个术语各自突出了我们社会中失败的不同方面。解决这些问题需要多方面的方法，包括教育、支持系统和开放的对话。通过理解这些术语的细微差别，我们可以朝着创造一个更具韧性和凝聚力的社会迈进，在这个社会中，个人能够做出积极的选择并为集体福祉做出贡献。