deferred purchasing power

简明释义

推迟购买力

英英释义

例句

1.Many consumers choose to use credit cards, which can lead to a situation where they are relying on deferred purchasing power (延期购买力) for their immediate needs.

许多消费者选择使用信用卡，这可能导致他们依赖于deferred purchasing power（延期购买力）来满足他们的即时需求。

2.Investing in assets can help individuals build deferred purchasing power (延期购买力) for future purchases.

投资于资产可以帮助个人建立deferred purchasing power（延期购买力）以便于未来的购买。

3.When inflation rises, the deferred purchasing power (延期购买力) of savings can diminish over time.

当通货膨胀上升时，储蓄的deferred purchasing power（延期购买力）可能会随着时间的推移而减少。

4.The concept of deferred purchasing power (延期购买力) is crucial in understanding how savings can impact one's financial future.

理解deferred purchasing power（延期购买力）的概念对于了解储蓄如何影响个人财务未来至关重要。

5.Employers sometimes offer retirement plans that allow employees to accumulate deferred purchasing power (延期购买力) for their future.

雇主有时提供退休计划，使员工能够为他们的未来积累deferred purchasing power（延期购买力）。

作文

In today's economy, the concept of deferred purchasing power plays a significant role in how individuals and businesses manage their finances. Understanding this term is crucial for making informed decisions regarding savings, investments, and expenditures. Deferred purchasing power refers to the ability to postpone spending money while retaining the same value of that money for future use. This concept is particularly relevant in times of inflation, where the purchasing power of currency can diminish over time. To illustrate this idea, consider a scenario where an individual decides to save money instead of spending it immediately. By doing so, they are effectively utilizing their deferred purchasing power. If inflation rates rise, the money saved today may not have the same purchasing power in the future. However, if the individual invests that money wisely, they could potentially increase their wealth and maintain or even enhance their deferred purchasing power. The implications of deferred purchasing power extend beyond personal finance; they also affect businesses. Companies often face decisions about when to invest in new projects or expand their operations. By understanding the dynamics of deferred purchasing power, businesses can make strategic choices about timing their expenditures to maximize returns. For instance, if a business anticipates rising costs due to inflation, it may choose to invest sooner rather than later, thereby preserving its purchasing power. Moreover, the concept is also vital in the realm of retirement planning. Individuals must consider how their savings will hold up against inflation over the years. The longer one waits to retire, the more critical it becomes to understand deferred purchasing power. For example, if a person saves a certain amount for retirement but does not account for inflation, they may find that their savings do not stretch as far as they had hoped. Therefore, it is essential to invest in assets that appreciate over time, thus maintaining the deferred purchasing power of their savings. In conclusion, deferred purchasing power is a fundamental concept that influences both individual and corporate financial strategies. By recognizing the importance of delaying expenditures and understanding how inflation affects money's value over time, people can make more informed financial decisions. Whether it involves saving for a future purchase, investing for growth, or planning for retirement, grasping the nuances of deferred purchasing power is essential for achieving long-term financial stability and success.

在当今经济中，“延期购买力”这一概念在个人和企业如何管理财务方面发挥着重要作用。理解这个术语对于做出关于储蓄、投资和支出的明智决策至关重要。“延期购买力”是指推迟花钱的能力，同时保留未来使用时相同的货币价值。这个概念在通货膨胀时期尤为相关，因为货币的购买力可能随着时间的推移而减少。为了说明这个想法，考虑一个场景：一个人决定将钱存起来，而不是立即消费。通过这样做，他们实际上是在有效利用自己的“延期购买力”。如果通货膨胀率上升，今天存下来的钱在未来可能没有相同的购买力。然而，如果这个人明智地投资这笔钱，他们可能会增加财富，从而保持甚至增强他们的“延期购买力”。“延期购买力”的影响不仅限于个人财务；它们还影响企业。公司通常面临关于何时投资新项目或扩展业务的决策。通过了解“延期购买力”的动态，企业可以在时机上做出战略选择，以最大化回报。例如，如果一家公司预期由于通货膨胀而导致成本上升，它可能选择尽早投资，从而保护其购买力。此外，这个概念在退休规划领域也至关重要。个人必须考虑他们的储蓄在未来几年将如何抵御通货膨胀。一个人越晚退休，理解“延期购买力”就变得越重要。例如，如果一个人为退休储蓄了一定金额，但没有考虑通货膨胀，他们可能会发现自己的储蓄并没有如他们所希望的那样持久。因此，投资于随着时间推移而升值的资产是至关重要的，从而保持他们储蓄的“延期购买力”。总之，“延期购买力”是一个基本概念，影响着个人和企业的财务策略。通过认识到推迟支出的重要性，以及理解通货膨胀如何影响货币的价值，人们可以做出更明智的财务决策。无论是为未来的消费储蓄、进行增长投资，还是为退休规划，掌握“延期购买力”的细微差别对实现长期财务稳定和成功至关重要。