net investment income

简明释义

投资净收益

英英释义

Net investment income refers to the total income generated from investments, such as interest, dividends, and capital gains, minus any associated expenses, such as management fees or taxes.

净投资收入是指从投资中产生的总收入,如利息、股息和资本收益,减去任何相关费用,如管理费或税款。

例句

1.Many retirees rely on net investment income to supplement their pensions, which means 净投资收入是许多退休人员用来补充养老金的收入来源。

许多退休人员依赖于净投资收入来补充他们的养老金。

2.The financial advisor suggested ways to increase net investment income through strategic asset allocation, meaning 净投资收入的增加可以通过战略性资产配置实现。

理财顾问建议通过战略性资产配置来增加净投资收入

3.In order to maximize net investment income, investors should consider diversifying their portfolios, which refers to 净投资收入,投资者应考虑多样化其投资组合。

为了最大化净投资收入,投资者应考虑多样化其投资组合。

4.The investor reported a significant increase in their net investment income for the year, which is translated to 净投资收入.

投资者报告称,年内他们的净投资收入显著增加,这被翻译为净投资收入

5.Understanding net investment income is crucial for tax planning, as it affects your overall tax liability, which means 净投资收入对税务规划至关重要,因为它会影响你的总体税负。

理解净投资收入对税务规划至关重要,因为它会影响你的总体税负。

作文

In the world of finance, understanding various terms is crucial for making informed decisions. One such term is net investment income, which plays a significant role in assessing the profitability of investments. Simply put, net investment income refers to the income generated from an individual's or entity's investments after deducting any related expenses. This can include interest, dividends, and capital gains, minus any investment-related costs such as management fees or brokerage commissions. To better grasp the concept of net investment income, let’s break it down further. When an investor puts money into stocks, bonds, or real estate, they expect to earn returns. These returns can come in various forms: interest payments from bonds, dividends from stocks, or profits from selling assets at a higher price than they were purchased. However, not all of this income is considered ‘net’ because some expenses are incurred while managing these investments.For instance, if an investor earns $10,000 in dividends from their stock portfolio but pays $1,000 in management fees, the net investment income would be $9,000. This figure gives a clearer picture of how much actual profit the investor has made from their investments. It is important for investors to understand their net investment income because it impacts their tax obligations. In many jurisdictions, this income is subject to taxation, so knowing the amount can help in planning for tax liabilities.Furthermore, net investment income is not only relevant for individual investors but also for businesses and trusts. For example, mutual funds often report their net investment income to shareholders, which is crucial for understanding the fund's performance and for determining the distributions that will be paid out to investors. This transparency helps investors make better choices about where to allocate their money.In addition, the concept of net investment income is particularly significant when considering the current economic climate. With fluctuating interest rates and changing market conditions, investors must continuously monitor their income streams. By calculating their net investment income, investors can make strategic decisions about whether to hold onto certain investments or to diversify their portfolios.Overall, mastering the term net investment income is essential for anyone involved in investing. It allows for a comprehensive understanding of how investments are performing and aids in effective financial planning. Whether you are an individual investor, a financial advisor, or a business owner, keeping track of your net investment income can lead to more informed and successful investment strategies. In conclusion, understanding net investment income is not just about numbers; it’s about making informed choices that can lead to financial growth and stability.

在金融世界中,理解各种术语对做出明智的决策至关重要。其中一个术语是净投资收入,它在评估投资盈利能力方面发挥着重要作用。简单来说,净投资收入是指个人或实体在扣除相关费用后从其投资中产生的收入。这可以包括利息、股息和资本收益,减去与投资相关的成本,如管理费或经纪佣金。为了更好地理解净投资收入的概念,让我们进一步拆解它。当投资者将资金投入股票、债券或房地产时,他们期望获得回报。这些回报可以以多种形式出现:债券的利息支付、股票的股息或以高于购买价格出售资产所获得的利润。然而,并非所有这些收入都被视为‘净’收入,因为在管理这些投资时会产生一些费用。例如,如果一位投资者从其股票投资组合中获得了10,000美元的股息,但支付了1,000美元的管理费,则净投资收入将为9,000美元。这个数字更清晰地反映了投资者从其投资中实际获得的利润。投资者了解他们的净投资收入非常重要,因为这会影响他们的税务义务。在许多司法管辖区,这部分收入需缴纳税款,因此了解这一金额可以帮助规划税务责任。此外,净投资收入不仅与个人投资者相关,也与企业和信托相关。例如,互惠基金通常向股东报告其净投资收入,这对于理解基金的表现以及确定将支付给投资者的分配至关重要。这种透明度有助于投资者更好地选择资金的配置。此外,在考虑当前经济形势时,净投资收入的概念尤为重要。随着利率波动和市场条件变化,投资者必须不断监控其收入来源。通过计算其净投资收入,投资者可以在是否持有某些投资或多样化其投资组合之间做出战略决策。总的来说,掌握净投资收入这一术语对于任何参与投资的人来说都是至关重要的。它使人们能够全面了解投资的表现,并有助于有效的财务规划。无论您是个人投资者、财务顾问还是企业主,跟踪您的净投资收入都能导致更明智和成功的投资策略。总之,理解净投资收入不仅仅是数字问题;它关乎做出明智的选择,从而实现财务增长和稳定。

相关单词

investment

investment详解:怎么读、什么意思、用法