due from banks

简明释义

同业放款

英英释义

例句

1.The financial analyst noted that the due from banks has increased significantly over the past year.

金融分析师指出，过去一年中应收银行款项显著增加。

2.The company's balance sheet shows a significant amount of due from banks, indicating expected cash inflows.

公司的资产负债表显示有大量应收银行款项，表明预期的现金流入。

3.We expect the due from banks to be settled by the end of the month, improving our cash position.

我们预计应收银行款项将在月底前结清，从而改善我们的现金状况。

4.In the financial report, we need to account for all due from banks to ensure accurate liquidity analysis.

在财务报告中，我们需要考虑所有的应收银行款项以确保准确的流动性分析。

5.The auditor raised concerns about the accuracy of the due from banks figures in the last quarter's report.

审计师对上个季度报告中应收银行款项的数字准确性表示担忧。

作文

In the world of finance, understanding various terms and their implications is crucial for anyone looking to navigate the complexities of banking and investments. One such term that often arises in discussions about financial statements and banking activities is due from banks. This phrase refers to the amounts that a bank expects to receive from other banks, typically in the form of loans or deposits. These funds are considered assets on the bank's balance sheet, as they represent money that will eventually flow into the bank's coffers.The concept of due from banks is particularly important in the context of interbank lending. Banks often lend money to each other to manage liquidity and meet reserve requirements. When one bank lends money to another, the amount lent becomes 'due' from the borrowing bank. Thus, the lending bank records this amount as an asset, anticipating that it will be repaid, usually with interest, within a specified timeframe.Moreover, due from banks can also include balances held at central banks or other financial institutions. For example, a commercial bank may have a certain amount of reserves deposited with a central bank, which are also classified as due from banks. These reserves are essential for maintaining the bank's liquidity and ensuring that it can meet its obligations to depositors.The significance of due from banks extends beyond mere accounting. It plays a vital role in assessing a bank's overall health and stability. A high amount of due from banks can indicate that a bank is actively engaged in interbank lending, which may suggest confidence in the banking system. However, if a bank has a substantial amount of due from banks that remains unpaid for an extended period, it could raise concerns about the creditworthiness of the borrowing institution and the potential risk of default.In addition, understanding due from banks is essential for investors and analysts who evaluate a bank's financial performance. They often scrutinize the composition of a bank's assets, including due from banks, to gauge its liquidity position and risk exposure. A well-managed bank should maintain a balanced portfolio of assets, including a reasonable amount of due from banks, to ensure that it can withstand economic fluctuations and continue to operate effectively.In conclusion, the term due from banks encompasses a critical aspect of banking operations and financial management. It represents amounts owed to a bank by other financial institutions, highlighting the interconnectedness of the banking system. By understanding this term, individuals can gain valuable insights into a bank's liquidity, risk management, and overall financial health. As the financial landscape continues to evolve, keeping abreast of such terminology will remain essential for anyone involved in banking or finance, whether as a professional, investor, or informed consumer.

在金融世界中，理解各种术语及其影响对于任何希望驾驭银行和投资复杂性的人来说至关重要。一个在讨论财务报表和银行活动时经常出现的术语是due from banks。这个短语指的是银行预期从其他银行收回的金额，通常以贷款或存款的形式存在。这些资金被视为银行资产，因为它们代表着最终将流入银行金库的钱。due from banks的概念在银行间借贷的背景下尤为重要。银行通常相互借款，以管理流动性并满足准备金要求。当一家银行向另一家银行借款时，借出的金额就成为了“应收”的金额。因此，出借银行将此金额记录为资产，预计将在特定时间内连同利息偿还。此外，due from banks还可以包括在中央银行或其他金融机构持有的余额。例如，商业银行可能在中央银行存有一定数量的准备金，这也被归类为due from banks。这些准备金对于维持银行的流动性以及确保其能够满足对存款人的义务至关重要。due from banks的重要性超越了简单的会计。它在评估银行的整体健康和稳定性方面发挥着重要作用。高额的due from banks可能表明银行积极参与银行间借贷，这可能暗示对银行系统的信心。然而，如果一家银行的due from banks金额在较长时间内未能偿还，则可能引发对借款机构信用worthiness的担忧，以及潜在的违约风险。此外，理解due from banks对于评估银行财务表现的投资者和分析师来说至关重要。他们通常会仔细审查银行资产的组成，包括due from banks，以评估其流动性状况和风险暴露。管理良好的银行应该保持一份平衡的资产组合，包括适量的due from banks，以确保其能够抵御经济波动，并继续有效运营。总之，术语due from banks涵盖了银行业务和财务管理的一个关键方面。它代表着其他金融机构欠银行的金额，突显了银行系统的相互关联性。通过理解这一术语，个人可以获得有关银行流动性、风险管理和整体财务健康的宝贵见解。随着金融环境的不断演变，跟上这些术语将始终对任何参与银行或金融的人，无论是作为专业人士、投资者还是知情消费者，都是至关重要的。