index linking

简明释义

同物价指数相联系的

英英释义

例句

1.Investors prefer bonds that have index linking features to protect against rising interest rates.

投资者更喜欢具有指数联动特征的债券，以防止利率上升带来的影响。

2.The government announced that pensions will be adjusted through index linking to keep up with inflation.

政府宣布养老金将通过指数联动进行调整，以跟上通货膨胀的步伐。

3.The salary increase was based on index linking, reflecting the cost of living adjustments.

工资增长是基于指数联动，反映了生活成本的调整。

4.Many financial products offer returns that are tied to index linking to ensure they grow with the market.

许多金融产品提供与指数联动相关的回报，以确保它们随着市场增长。

5.In our contract, we included a clause for index linking to adjust payments over time.

在我们的合同中，我们包括了一项关于指数联动的条款，以便随着时间的推移调整付款。

作文

In today's rapidly changing economic landscape, the concept of index linking has gained significant attention. 指数联动 refers to a financial mechanism that adjusts payments or values based on changes in a specific index, typically related to inflation or cost of living. This adjustment ensures that the real value of money is preserved over time, making it a crucial tool for both individuals and institutions. For instance, many pension schemes utilize index linking to ensure that retirees receive payments that reflect the current economic conditions. Without such adjustments, the purchasing power of fixed pensions would diminish over the years due to inflation. This is particularly important as individuals age and their reliance on fixed incomes increases. By linking pension payouts to an inflation index, retirees can maintain a standard of living that is more consistent with current economic realities. Moreover, index linking is not limited to pensions. It is also commonly used in various contracts and agreements, including rental agreements and government bonds. For example, a landlord may agree to adjust rent prices annually based on the consumer price index (CPI). This practice protects both parties: tenants are shielded from sudden, exorbitant increases, while landlords can ensure that their rental income keeps pace with inflation. Another area where index linking plays a vital role is in public finance. Governments often issue bonds that are indexed to inflation, providing investors with a safeguard against rising prices. These inflation-linked bonds attract a wide range of investors seeking stable returns that are not eroded by inflation. As a result, index linking contributes to a more stable financial environment, encouraging investment and economic growth. However, there are challenges associated with index linking. One major concern is the potential for excessive adjustments that could lead to unsustainable increases in costs. For instance, if wages are linked too closely to inflation indices, businesses may struggle to keep up with rising labor costs, potentially leading to layoffs or reduced hiring. Striking the right balance in index linking is essential to ensure that it serves its intended purpose without creating negative economic consequences. In conclusion, index linking is a powerful financial tool that helps to protect the value of money in an ever-changing economic landscape. By adjusting payments and values in line with specific indices, it safeguards individuals’ purchasing power and ensures stability in various financial agreements. However, careful consideration must be given to its implementation to prevent adverse effects on businesses and the economy as a whole. Understanding the implications of index linking is crucial for policymakers, investors, and consumers alike, as it shapes the financial decisions that impact our daily lives.

在当今快速变化的经济环境中，指数联动 的概念引起了广泛关注。指数联动 指的是一种金融机制，根据特定指数的变化（通常与通货膨胀或生活成本相关）调整支付或价值。这种调整确保了货币的实际价值随着时间的推移而得到保持，使其成为个人和机构的重要工具。例如，许多养老金计划利用 指数联动 来确保退休人员获得反映当前经济条件的支付。如果没有这样的调整，固定养老金的购买力将会因通货膨胀而逐年下降。这一点尤其重要，因为随着个体的老龄化，他们对固定收入的依赖性增加。通过将养老金支付与通货膨胀指数挂钩，退休人员可以维持与当前经济现实更一致的生活水平。此外，指数联动 不仅限于养老金。它还常用于各种合同和协议中，包括租赁协议和政府债券。例如，房东可能同意根据消费者价格指数（CPI）每年调整租金。这种做法保护了双方：租户免受突然和过高的涨价，而房东则可以确保他们的租金收入跟上通货膨胀。指数联动 在公共财政中也发挥着至关重要的作用。政府经常发行与通货膨胀挂钩的债券，为投资者提供抵御价格上涨的保障。这些与通货膨胀挂钩的债券吸引了寻求稳定回报的各类投资者。因此，指数联动 有助于创造一个更加稳定的金融环境，鼓励投资和经济增长。然而，指数联动 也存在一些挑战。一大主要担忧是过度调整可能导致成本的不可持续增加。例如，如果工资与通货膨胀指数过于紧密地挂钩，企业可能难以跟上不断上涨的劳动力成本，可能导致裁员或减少招聘。在 指数联动 的实施中找到适当的平衡对于确保其实现预期目的而不产生负面经济后果至关重要。总之，指数联动 是一种强大的金融工具，有助于在不断变化的经济环境中保护货币的价值。通过根据特定指数调整支付和价值，它保护了个人的购买力，并确保了各种金融协议的稳定。然而，在实施时必须仔细考虑，以防止对企业和整体经济产生不利影响。理解 指数联动 的影响对于政策制定者、投资者和消费者来说至关重要，因为它塑造了影响我们日常生活的金融决策。