compensated value date

简明释义

同履交割日

英英释义

例句

1.When reconciling accounts, always refer to the compensated value date to ensure all transactions align with 补偿价值日期.

在对账时，总是参考补偿价值日期以确保所有交易与compensated value date一致。

2.Your investment returns will be calculated based on the compensated value date, meaning 补偿价值日期 is crucial for accurate reporting.

您的投资回报将根据补偿价值日期计算，这意味着compensated value date对于准确报告至关重要。

3.The compensated value date affects how quickly you can access funds after a deposit, as it defines 补偿价值日期 for availability.

补偿价值日期影响您在存款后可以多快访问资金，因为它定义了compensated value date的可用性。

4.The bank will process your transaction on the compensated value date, which is 补偿价值日期 for interest calculations.

银行将在补偿价值日期处理您的交易，这对于利息计算是compensated value date。

5.Make sure to check the compensated value date before making any large transfers to avoid unexpected fees, as it refers to 补偿价值日期.

在进行任何大额转账之前，请确保检查补偿价值日期以避免意外费用，因为它指的是compensated value date。

作文

In the world of finance and banking, various terms and concepts play crucial roles in ensuring smooth transactions and accurate accounting. One such term that often arises in discussions about financial transactions is compensated value date. While it may sound technical, understanding this term can significantly enhance one's comprehension of how financial institutions operate, especially concerning interest calculations and transaction settlements.The compensated value date refers to a specific date used by banks and financial institutions to determine the interest owed or earned on a particular transaction. In simpler terms, it is the date that is considered for calculating any compensation related to the value of money involved in a transaction. This can include interest payments, fees, or penalties associated with the delay or early settlement of a transaction.To illustrate, let’s consider a scenario where an individual deposits money into their savings account. The bank typically uses the compensated value date to calculate the interest that will accrue on that deposit. If the deposit is made on January 1st, but the bank processes it on January 3rd, the compensated value date might still be set as January 1st. This means that the interest calculation begins from this date rather than the processing date. The rationale behind this practice is to ensure fairness to the customer, as they should benefit from the time their money is actually available in the bank, even if there was a slight delay in processing.Moreover, understanding the compensated value date is essential for businesses as well. Companies often engage in various financial transactions, including loans, investments, and payments. When taking out a loan, for instance, the lender will specify a compensated value date for interest calculations. If a business repays its loan earlier than scheduled, the lender might adjust the interest owed based on the compensated value date, potentially saving the business money on interest payments.Furthermore, the compensated value date is not only relevant for deposits and loans but also plays a critical role in securities trading. In stock markets, for example, the settlement date of a trade is crucial. The compensated value date helps determine when the buyer must pay for the shares and when the seller should receive payment. This ensures that both parties are compensated fairly for the value exchanged, maintaining the integrity of the market.In conclusion, the term compensated value date encompasses a fundamental aspect of financial transactions that impacts both individuals and businesses alike. By understanding this concept, customers can better navigate their financial dealings and make informed decisions regarding their investments and savings. Financial literacy is increasingly important in today's economy, and grasping terms like compensated value date is a step towards achieving that knowledge. As we continue to engage with various financial products and services, having a clear understanding of such terms will empower us to manage our finances more effectively and confidently.

在金融和银行的世界中，各种术语和概念在确保交易顺利进行和准确会计方面发挥着至关重要的作用。一个经常出现在关于金融交易讨论中的术语是补偿价值日期。虽然它听起来很专业，但理解这个术语可以显著增强人们对金融机构运作方式的理解，特别是在利息计算和交易结算方面。补偿价值日期指的是银行和金融机构用于确定特定交易所欠或赚取的利息的特定日期。简单来说，它是用于计算与交易中涉及的资金价值相关的任何补偿的日期。这可能包括与交易延迟或提前结算相关的利息支付、费用或罚款。为了说明这一点，假设一个人将钱存入其储蓄账户。银行通常使用补偿价值日期来计算该存款将产生的利息。如果存款是在1月1日进行的，但银行在1月3日处理它，则补偿价值日期可能仍然设为1月1日。这意味着利息计算从这个日期开始，而不是处理日期。这样做的理由是确保对客户的公平，因为他们应该受益于他们的钱实际上在银行可用的时间，即使处理上有轻微的延迟。此外，理解补偿价值日期对于企业也至关重要。公司通常参与各种金融交易，包括贷款、投资和付款。例如，在申请贷款时，贷方会指定一个补偿价值日期用于利息计算。如果企业比预定时间提前偿还贷款，贷方可能会根据补偿价值日期调整应付的利息，从而可能为企业节省利息支出。此外，补偿价值日期不仅与存款和贷款相关，还在证券交易中发挥着关键作用。例如，在股票市场中，交易的结算日期至关重要。补偿价值日期帮助确定买方何时必须支付股票费用，以及卖方何时应收到付款。这确保双方都能公平地获得交换的价值，维护市场的完整性。总之，术语补偿价值日期涵盖了金融交易的一个基本方面，影响着个人和企业。通过理解这一概念，客户可以更好地导航其金融交易，并就其投资和储蓄做出明智的决定。金融素养在当今经济中变得越来越重要，掌握像补偿价值日期这样的术语是实现这种知识的一步。随着我们继续参与各种金融产品和服务，清楚理解这些术语将使我们能够更有效和自信地管理我们的财务。