monetary reserve

简明释义

通货准备金

英英释义

例句

1.The country's monetary reserve is essential for maintaining economic stability.

该国的货币储备对维持经济稳定至关重要。

2.Investors often look at a country's monetary reserve before making investment decisions.

投资者通常在做出投资决策之前会关注一个国家的货币储备。

3.During economic crises, governments rely on their monetary reserve to stabilize the economy.

在经济危机期间，政府依靠其货币储备来稳定经济。

4.A strong monetary reserve can enhance a nation's credit rating.

强大的货币储备可以提升一个国家的信用评级。

5.Central banks often adjust their monetary reserve to influence inflation rates.

中央银行经常调整其货币储备以影响通货膨胀率。

作文

In today's global economy, the concept of monetary reserve (货币储备) plays a crucial role in maintaining financial stability and facilitating international trade. A monetary reserve is essentially a stockpile of a country's currency or foreign currencies that are held by its central bank. These reserves serve multiple purposes, including stabilizing the national currency, managing inflation, and providing a buffer against economic shocks.One of the primary functions of a monetary reserve is to ensure that a country can meet its international payment obligations. For instance, when a nation imports goods, it needs to pay for them in the currency of the exporting country. Having sufficient monetary reserves allows a country to make these payments without risking its financial stability. This is particularly important for countries that rely heavily on imports for essential goods and services.Moreover, monetary reserves help to stabilize a country's currency. When a nation's currency is under pressure, perhaps due to high inflation or political instability, the central bank can intervene by using its reserves to buy its own currency in the foreign exchange market. This can help to bolster the value of the currency and instill confidence among investors and consumers. Countries with substantial monetary reserves are often viewed as more stable and reliable by foreign investors, which can lead to increased investment inflows.Additionally, monetary reserves serve as a safeguard against economic crises. During times of financial turmoil, such as a recession or a sudden downturn in the economy, having a robust reserve allows a country to implement counter-cyclical fiscal policies. For example, a government can use its reserves to fund stimulus packages or support struggling industries, thereby mitigating the impact of the crisis on its citizens.The accumulation of monetary reserves is not without its challenges. Countries must carefully balance the need for reserves with the opportunity cost of holding large amounts of currency that could otherwise be invested in productive assets. Furthermore, excessive accumulation of reserves can lead to tensions with trading partners, especially if it is perceived as an attempt to manipulate exchange rates.In conclusion, the significance of monetary reserves (货币储备) cannot be overstated. They play a vital role in ensuring a country's economic stability, facilitating international trade, and providing a buffer during economic downturns. As the global economy continues to evolve, the management of monetary reserves will remain a key focus for policymakers around the world, highlighting the importance of strategic financial planning in safeguarding national interests.