monetary deposit

简明释义

通货性存款

英英释义

例句

1.You will receive interest on your monetary deposit 货币存款 after six months.

在六个月后，您将获得关于您的货币存款的利息。

2.A monetary deposit 货币存款 is often required to secure a reservation at hotels.

在酒店预订时，通常需要支付一笔货币存款以确保预订。

3.Make sure to keep the receipt for your monetary deposit 货币存款 as proof of payment.

请确保保留您的货币存款收据作为付款证明。

4.To open a new bank account, you need to make a monetary deposit 货币存款 of at least $100.

要开设一个新银行账户，您需要至少存入$100的货币存款。

5.The landlord requires a monetary deposit 货币存款 before you can rent the apartment.

房东要求在您租赁公寓之前支付一笔货币存款。

作文

In today's financial world, understanding various terms related to money management is crucial. One such term is monetary deposit, which refers to the act of placing a sum of money into a bank account or financial institution for safekeeping and potential earning through interest. This practice is fundamental to personal finance and investment strategies, making it essential for individuals to grasp its implications and benefits. 货币存款不仅是保护财富的一种方式，还是实现财务增长的重要途径。 When a person makes a monetary deposit, they typically do so with the expectation that their funds will remain safe while also earning interest over time. Banks offer various types of accounts for monetary deposits, including savings accounts, checking accounts, and fixed deposits. Each account type has its own set of features, interest rates, and withdrawal restrictions. For instance, a savings account allows for easy access to funds while providing a modest interest rate, whereas a fixed deposit account usually offers higher interest in exchange for locking the funds for a specified period. Understanding these options enables individuals to make informed decisions about where to place their monetary deposits and how to grow their wealth effectively. Furthermore, the concept of monetary deposit extends beyond just individual accounts; it plays a significant role in the broader economy. When people deposit money into banks, those institutions can use a portion of those funds to lend to others, thereby stimulating economic activity. This process is known as fractional reserve banking, where banks are required to keep only a fraction of deposits on hand while lending out the rest. As a result, monetary deposits contribute to the overall liquidity of the financial system, enabling businesses and consumers to access credit and invest in opportunities that drive growth. Another important aspect of monetary deposits is the concept of insurance. In many countries, deposits made in banks are insured by government agencies, up to a certain limit. This insurance provides an added layer of security for depositors, ensuring that even in the event of a bank failure, they can recover their funds. Understanding this safety net can give individuals more confidence in making monetary deposits, knowing their money is protected. In conclusion, the term monetary deposit encompasses a variety of financial practices that are vital for both individual wealth management and the functioning of the economy. By recognizing the significance of monetary deposits, individuals can take proactive steps toward their financial goals, whether that means saving for a future purchase, building an emergency fund, or investing for retirement. As we navigate the complexities of personal finance, it is essential to stay informed about the tools available to us, including the various forms of monetary deposits and their potential impacts on our financial well-being.

在当今的金融世界中，理解与财务管理相关的各种术语至关重要。其中一个术语是货币存款，指的是将一笔钱存入银行账户或金融机构以便保管并可能通过利息获得收益的行为。这种做法是个人财务和投资策略的基础，因此个人掌握其含义和好处是非常必要的。货币存款不仅是保护财富的一种方式，还是实现财务增长的重要途径。当一个人进行货币存款时，他们通常是希望他们的资金在安全的同时也能随着时间的推移获得利息。银行为货币存款提供了多种类型的账户，包括储蓄账户、支票账户和定期存款。每种账户类型都有自己的一套特点、利率和取款限制。例如，储蓄账户允许轻松访问资金，同时提供适度的利率，而定期存款账户通常提供更高的利息，以换取在指定期限内锁定资金。理解这些选项使个人能够就将其货币存款放在哪里以及如何有效地增长财富做出明智的决策。此外，货币存款的概念不仅限于个人账户；它在更广泛的经济中也发挥着重要作用。当人们把钱存入银行时，这些机构可以利用部分资金向他人贷款，从而刺激经济活动。这个过程被称为部分准备金银行制度，银行只需要保留一小部分存款，而将其余部分贷出。因此，货币存款有助于金融体系的整体流动性，使企业和消费者能够获得信贷并投资于推动增长的机会。货币存款的另一个重要方面是保险的概念。在许多国家，存入银行的存款由政府机构投保，直到一定限额。这种保险为存款人提供了额外的安全保障，确保即使在银行破产的情况下，他们也能找回自己的资金。理解这一安全网可以让个人对进行货币存款更加有信心，因为他们知道自己的钱是受到保护的。总之，货币存款这一术语涵盖了一系列对个人财富管理和经济运作至关重要的金融实践。通过认识到货币存款的重要性，个人可以主动朝着自己的财务目标迈进，无论是为未来的购买储蓄、建立应急基金，还是为退休投资。在我们应对个人财务的复杂性时，了解可用工具，包括各种形式的货币存款及其对我们财务健康的潜在影响，是至关重要的。