remittance fund

简明释义

通汇基金

英英释义

例句

1.The government has established a remittance fund 汇款基金 to support small businesses affected by the pandemic.

政府设立了一个remittance fund 汇款基金，以支持受疫情影响的小企业。

2.The remittance fund 汇款基金 plays a crucial role in the local economy.

该remittance fund 汇款基金在当地经济中发挥着至关重要的作用。

3.She used her remittance fund 汇款基金 to pay for her children's education.

她用她的remittance fund 汇款基金支付孩子们的教育费用。

4.Many families depend on the remittance fund 汇款基金 sent by relatives working abroad.

许多家庭依赖于在国外工作的亲戚寄来的remittance fund 汇款基金。

5.Banks often offer better exchange rates for remittance funds 汇款基金 compared to regular transfers.

与普通转账相比，银行通常为remittance funds 汇款基金提供更好的汇率。

作文

In today's globalized world, the concept of money transfer has become increasingly important. One significant aspect of this is the establishment of a remittance fund, which plays a vital role in supporting families and communities around the globe. A remittance fund refers to a financial pool that collects and manages funds sent by individuals working abroad to their home countries. These funds are typically sent to support family members, cover educational expenses, or improve living conditions back home.The primary purpose of a remittance fund is to provide a reliable and efficient way for expatriates to send money home. Many workers migrate to other countries in search of better job opportunities and higher wages. As they earn money abroad, they often prioritize sending a portion of their earnings back to their families. This practice has significant implications for both the sender and the recipient. For the sender, it offers a sense of responsibility and connection to their loved ones, while for the recipient, it can be a crucial source of income that helps alleviate poverty and improve quality of life.Furthermore, remittance funds contribute to the economic development of many countries. According to the World Bank, remittances represent a substantial portion of GDP in several developing nations. These funds can help stimulate local economies by increasing consumer spending, supporting small businesses, and enhancing access to education and healthcare. In this way, remittance funds not only benefit individual families but also have a broader impact on national economies.However, managing a remittance fund comes with challenges. High transaction fees, unfavorable exchange rates, and the risk of fraud can hinder the effectiveness of remittances. To address these issues, many financial institutions are now offering specialized services aimed at lowering costs and ensuring secure transfers. Innovations in technology, such as mobile banking and digital wallets, have also made it easier for migrants to send money home quickly and efficiently.Moreover, there is a growing recognition of the importance of financial literacy among recipients of remittances. Many families receiving funds may not have the necessary knowledge to manage their finances effectively. By providing education and resources, organizations can empower these families to make informed decisions about saving, investing, and spending their remittance income. This can lead to more sustainable financial practices and ultimately contribute to long-term economic stability.In conclusion, the establishment of a remittance fund serves as a crucial mechanism for facilitating financial support across borders. It enables expatriates to maintain their connections with their home communities while also playing an essential role in economic development. As we move forward, it is imperative to address the challenges associated with remittance transfers and to promote financial literacy among recipients. By doing so, we can harness the full potential of remittance funds to improve lives and foster economic growth worldwide.

在当今全球化的世界中，汇款的概念变得越来越重要。其中一个重要方面是建立汇款基金，它在支持全球家庭和社区方面发挥着至关重要的作用。汇款基金指的是一个金融池，收集和管理由在国外工作的个人汇回其本国的资金。这些资金通常用于支持家庭成员、支付教育费用或改善家乡的生活条件。汇款基金的主要目的是为海外侨民提供一种可靠且高效的方式将钱寄回家。许多工人迁移到其他国家寻找更好的工作机会和更高的工资。当他们在国外赚钱时，往往优先考虑将一部分收入寄回家。这种做法对寄款人和收款人都有重要影响。对于寄款人来说，这提供了一种责任感和与亲人的联系，而对于收款人来说，这可能是帮助减轻贫困和改善生活质量的重要收入来源。此外，汇款基金还促进了许多国家的经济发展。根据世界银行的数据，汇款在一些发展中国家的国内生产总值中占有相当大的比例。这些资金可以通过增加消费支出、支持小企业和改善教育及医疗服务来刺激地方经济。因此，汇款基金不仅使个别家庭受益，还对国家经济产生更广泛的影响。然而，管理汇款基金也面临挑战。高昂的交易费用、不利的汇率以及欺诈风险可能会妨碍汇款的有效性。为了应对这些问题，许多金融机构现在提供专门的服务，旨在降低成本并确保安全的转账。技术的创新，例如移动银行和数字钱包，也使移民能够快速高效地将钱寄回家。此外，人们越来越认识到提高汇款接收者的金融素养的重要性。许多接收资金的家庭可能没有必要的知识来有效管理他们的财务。通过提供教育和资源，组织可以赋予这些家庭做出明智的储蓄、投资和消费决策的能力。这可以导致更可持续的财务实践，并最终促进长期的经济稳定。总之，建立汇款基金作为一种促进跨境财务支持的关键机制，使侨民能够与家乡社区保持联系，同时在经济发展中发挥重要作用。随着我们向前发展，解决与汇款转移相关的挑战并促进接收者的金融素养至关重要。通过这样做，我们可以充分发挥汇款基金的潜力，以改善生活并促进全球经济增长。