specific rate

简明释义

特定费率

英英释义

例句

1.Investors are interested in the specific rate 特定回报率 of the new bond issue.

投资者对新债券发行的specific rate 特定回报率感兴趣。

2.The specific rate 特定费率 for this service is lower than our competitors.

该服务的specific rate 特定费率低于我们的竞争对手。

3.The specific rate 特定汇率 for exchanging dollars to euros can fluctuate daily.

将美元兑换成欧元的specific rate 特定汇率可能每天都会波动。

4.To calculate the total cost, we need to know the specific rate 特定费用率 per unit.

要计算总成本，我们需要知道每单位的specific rate 特定费用率。

5.The bank offers a loan with a specific rate 特定利率 for first-time homebuyers.

银行为首次购房者提供贷款，利率为specific rate 特定利率。

作文

In the realm of economics and finance, the term specific rate refers to a particular measure of interest or return that is applied to a specific period or amount. Understanding this concept is crucial for anyone looking to make informed financial decisions. For instance, when considering investments, one might encounter various specific rates associated with different financial products like bonds, savings accounts, or loans. Each of these products will have its own specific rate that dictates how much interest is earned or paid over time.To illustrate, let’s consider a savings account that offers an annual interest rate of 2%. This rate can be considered a specific rate because it applies specifically to the amount deposited in the account over a year. If one deposits $1,000, the specific rate would yield $20 in interest after one year. This straightforward calculation shows how specific rates can affect personal finances and savings strategies.On the other hand, loans also utilize specific rates to determine how much borrowers will pay back over time. For example, if a student takes out a loan with a specific rate of 5% per annum, the total interest accrued will depend on the amount borrowed and the duration of repayment. Understanding the specific rate here is vital, as it helps the borrower assess the total cost of the loan and plan their finances accordingly.Moreover, the concept of specific rates extends beyond just personal finance. In international trade, exchange rates may also be viewed as specific rates. They dictate how much one currency is worth in relation to another, impacting everything from import/export costs to investment returns. For instance, if the specific rate of the euro to the dollar is 1.1, it means that one euro can be exchanged for 1.1 dollars. This specific rate can fluctuate based on economic conditions, influencing global trade dynamics.In summary, the specific rate is a fundamental concept that permeates various aspects of finance and economics. Whether dealing with savings, loans, or currency exchange, recognizing how specific rates operate allows individuals and businesses to make better financial choices. By understanding the implications of these rates, one can effectively manage investments, navigate loans, and engage in international trade with greater confidence. Therefore, grasping the idea of specific rates is not just an academic exercise; it is a practical necessity for achieving financial literacy and success in today’s complex economic landscape.

在经济和金融领域，术语specific rate指的是适用于特定时期或金额的利息或回报的特定指标。理解这个概念对于任何希望做出明智财务决策的人来说都是至关重要的。例如，在考虑投资时，人们可能会遇到与不同金融产品（如债券、储蓄账户或贷款）相关的各种specific rates。每种产品都有自己的specific rate，决定了随时间推移所赚取或支付的利息。为了说明这一点，让我们考虑一个年利率为2%的储蓄账户。这个利率可以被视为specific rate，因为它专门适用于存入账户的金额一年的时间。如果有人存入1000美元，specific rate将在一年后产生20美元的利息。这种简单的计算展示了specific rates如何影响个人财务和储蓄策略。另一方面，贷款也利用specific rates来确定借款人将支付的总额。例如，如果一名学生申请了一笔年利率为5%的贷款，则总利息的累积将取决于借款金额和还款期限。在这里理解specific rate是至关重要的，因为它帮助借款人评估贷款的总成本并相应地规划他们的财务。此外，specific rates的概念不仅限于个人财务。在国际贸易中，汇率也可以看作是specific rates。它们决定了一种货币相对于另一种货币的价值，影响从进出口成本到投资回报的各个方面。例如，如果欧元对美元的specific rate为1.1，这意味着一个欧元可以兑换1.1美元。这个specific rate可能会根据经济条件波动，从而影响全球贸易动态。总之，specific rate是一个基本概念，渗透到金融和经济的各个方面。无论是在处理储蓄、贷款还是货币兑换时，认识到specific rates的运作方式使个人和企业能够做出更好的财务选择。通过理解这些利率的影响，人们可以有效管理投资、应对贷款，并更自信地参与国际贸易。因此，掌握specific rates的概念不仅仅是学术练习；在当今复杂的经济环境中，它是实现财务素养和成功的实际必要条件。