particular average

简明释义

特别海损

英英释义

例句

1.The accountant explained how to calculate the particular average 特定平均值 for inventory valuation.

会计师解释了如何计算库存估值的particular average 特定平均值。

2.To determine the compensation, we need to know the particular average 特定平均值 of the damaged goods.

为了确定赔偿，我们需要知道受损货物的particular average 特定平均值。

3.The financial report highlighted the particular average 特定平均值 of sales over the past year.

财务报告强调了过去一年销售的particular average 特定平均值。

4.In maritime law, a ship owner may be liable for damages that exceed the particular average 特定平均值 during a voyage.

在海事法中，船东可能需要对航程中超过particular average 特定平均值 的损害负责。

5.The insurance policy covers losses that exceed the particular average 特定平均值 of the insured items.

保险政策涵盖超过保险物品的particular average 特定平均值 的损失。

作文

In the realm of insurance and maritime law, the term particular average refers to a specific type of loss that is not covered by general average. Understanding this concept is crucial for anyone involved in shipping or cargo insurance. To put it simply, particular average (特定平均损失) encompasses losses that affect only a particular item or part of the cargo, rather than the entire shipment. This distinction is essential because it determines how claims are handled and what compensation is available to the insured party.For instance, consider a scenario where a ship encounters rough seas, and one container falls overboard while others remain intact. The loss of that single container would be classified as a particular average (特定平均损失). In this case, the owner of the lost container would need to file a claim specifically for that loss, as it does not affect the overall shipment's value or the other containers on board.On the other hand, if the ship had to jettison some cargo to save the vessel and its remaining cargo, that situation would invoke the principle of general average. In such cases, all parties involved share the loss proportionately, as the action was taken to protect the entire ship and its contents. Thus, understanding the difference between particular average (特定平均损失) and general average is vital for those navigating the complexities of maritime law.Moreover, the implications of particular average (特定平均损失) extend beyond mere definitions. They influence the strategies employed by shipping companies and cargo owners when insuring their goods. For example, businesses might choose to insure their cargo against particular average (特定平均损失) to mitigate the financial risks associated with potential losses. This proactive approach can safeguard their investments and ensure they are prepared for unforeseen circumstances.Furthermore, the determination of what constitutes a particular average (特定平均损失) can vary based on the terms outlined in the insurance policy. Insurers may have specific criteria that define which losses qualify as particular average (特定平均损失), and these details should be thoroughly reviewed before entering into any agreement. It is advisable for cargo owners to engage with experienced insurance professionals who can provide insights into the nuances of maritime insurance and help them navigate the complexities of particular average (特定平均损失).In conclusion, grasping the concept of particular average (特定平均损失) is essential for anyone involved in maritime activities. It not only influences how losses are managed and compensated but also shapes the risk management strategies employed by businesses in the shipping industry. By understanding the intricacies of particular average (特定平均损失), stakeholders can make informed decisions that protect their interests and ensure the smooth operation of their maritime ventures.

在保险和海事法的领域中，术语particular average指的是一种特定类型的损失，这种损失不包括在一般平均损失的范围内。理解这个概念对于任何参与航运或货物保险的人来说都是至关重要的。简单来说，particular average（特定平均损失）包括仅影响某一特定物品或货物的一部分的损失，而不是整个货物的损失。这一区别至关重要，因为它决定了索赔的处理方式以及被保险方可获得的赔偿。例如，考虑一个场景：一艘船遇到恶劣天气，一只集装箱掉入海中，而其他集装箱则完好无损。这一单独集装箱的损失将被归类为particular average（特定平均损失）。在这种情况下，丢失集装箱的所有者需要专门为这一损失提出索赔，因为它并不影响整体货物的价值或船上的其他集装箱。另一方面，如果船只为了拯救船舶及其剩余货物而不得不抛弃一些货物，那么这种情况将适用一般平均损失的原则。在这种情况下，所有相关方按比例分担损失，因为采取这一行动是为了保护整艘船及其货物。因此，理解particular average（特定平均损失）和一般平均损失之间的区别，对于那些在海事法复杂性中徘徊的人来说至关重要。此外，particular average（特定平均损失）的影响超出了简单的定义。它影响着航运公司和货物所有者在投保时所采用的策略。例如，企业可能会选择为其货物投保以应对particular average（特定平均损失），以降低与潜在损失相关的财务风险。这种主动的做法可以保护他们的投资，并确保他们为不可预见的情况做好准备。此外，什么构成particular average（特定平均损失）的确定可能会根据保险政策中的条款而有所不同。保险公司可能会有特定的标准来定义哪些损失符合particular average（特定平均损失），这些细节应在签订任何协议之前仔细审查。建议货物所有者与经验丰富的保险专业人士进行交流，他们可以提供有关海事保险细微差别的见解，并帮助他们应对particular average（特定平均损失）的复杂性。总之，掌握particular average（特定平均损失）的概念对于任何参与海事活动的人来说都是必不可少的。它不仅影响损失的管理和赔偿方式，还塑造了航运行业企业所采用的风险管理策略。通过理解particular average（特定平均损失）的复杂性，利益相关者可以做出明智的决策，保护他们的利益，并确保他们的海事业务顺利进行。