loose rate

简明释义

松定额

英英释义

例句

1.The government announced a loose rate strategy to stimulate economic growth.

政府宣布了一项宽松利率策略以刺激经济增长。

2.The bank offered a loose rate for personal loans, making it easier for customers to borrow money.

银行提供了一个宽松利率的个人贷款，使客户更容易借款。

3.Due to the loose rate policy, more businesses are able to invest in expansion.

由于宽松利率政策，更多企业能够进行扩张投资。

4.With a loose rate from the central bank, borrowing costs for consumers have decreased significantly.

由于中央银行的宽松利率，消费者的借款成本显著下降。

5.Investors are flocking to real estate because of the loose rate environment.

由于宽松利率环境，投资者纷纷涌向房地产。

作文

In the world of finance and economics, the term loose rate refers to a monetary policy that is characterized by low interest rates and an increase in the money supply. This approach is often adopted by central banks to stimulate economic growth, especially during periods of recession or economic downturn. By lowering interest rates, borrowing becomes cheaper for individuals and businesses, encouraging spending and investment. The loose rate strategy aims to boost consumer confidence and drive demand, which can lead to job creation and overall economic improvement.One of the primary advantages of a loose rate policy is its ability to provide immediate relief to struggling economies. For example, during the global financial crisis of 2008, many countries implemented loose rate measures to combat the severe impacts of the recession. Central banks, such as the Federal Reserve in the United States, slashed interest rates to near-zero levels, allowing for easier access to credit. This not only helped stabilize financial markets but also provided consumers with the necessary liquidity to continue spending, thus preventing a deeper economic collapse.However, while the loose rate policy can have positive short-term effects, it also carries potential long-term risks. Prolonged periods of low interest rates can lead to excessive borrowing, creating asset bubbles in various sectors such as real estate and stock markets. When investors become overly confident due to cheap money, they may take on more risk than is prudent, leading to potential market corrections when the economy eventually adjusts.Furthermore, a sustained loose rate environment can result in inflationary pressures. As more money circulates in the economy without a corresponding increase in goods and services, prices may rise. Central banks must tread carefully to balance the need for economic stimulation with the risk of inflation. If inflation rises too quickly, central banks may be forced to tighten monetary policy by raising interest rates, which could stifle growth and lead to increased unemployment.In addition to these economic implications, the loose rate policy can also have social consequences. When interest rates are low, savers may find their returns diminished, leading to dissatisfaction among those who rely on interest income, such as retirees. This disparity can create tension between different demographic groups, as younger generations benefit from cheaper loans while older generations face challenges in generating sufficient income from their savings.In conclusion, the concept of loose rate is a double-edged sword in economic policy. While it can provide much-needed support during challenging times, it also poses significant risks that must be managed carefully. Policymakers need to remain vigilant and responsive to the changing economic landscape to ensure that the benefits of a loose rate environment do not come at the expense of long-term stability. Ultimately, a balanced approach that considers both immediate economic needs and future implications will be crucial in navigating the complexities of modern financial systems.

在金融和经济的世界中，术语loose rate指的是一种货币政策，其特点是低利率和货币供应量的增加。这种方法通常由中央银行采用，以刺激经济增长，特别是在衰退或经济下滑期间。通过降低利率，个人和企业的借贷成本降低，从而鼓励消费和投资。loose rate策略旨在提升消费者信心并推动需求，这可以导致就业创造和整体经济改善。loose rate政策的主要优点之一是能够为挣扎中的经济提供即时救助。例如，在2008年的全球金融危机期间，许多国家实施了loose rate措施，以应对衰退的严重影响。美国联邦储备银行等中央银行将利率削减到接近零的水平，使得获取信贷变得更容易。这不仅帮助稳定了金融市场，还为消费者提供了必要的流动性，以继续消费，从而防止了更深层次的经济崩溃。然而，尽管loose rate政策在短期内可能产生积极效果，但它也带来了潜在的长期风险。低利率的长期存在可能导致过度借贷，从而在房地产和股市等各个领域形成资产泡沫。当投资者由于廉价资金而变得过于自信时，他们可能会承担比谨慎更多的风险，导致经济最终调整时可能出现市场修正。此外，持续的loose rate环境可能导致通货膨胀压力。随着经济中流通的货币增多，而商品和服务没有相应增加，价格可能上涨。中央银行必须小心翼翼地平衡经济刺激的需要与通货膨胀的风险。如果通货膨胀过快上升，中央银行可能被迫收紧货币政策，提高利率，这可能会抑制增长并导致失业增加。除了这些经济影响外，loose rate政策还可能带来社会后果。当利率较低时，储户可能发现他们的回报减少，这导致依赖利息收入的群体（如退休人员）不满。这种差异可能在不同的人口群体之间造成紧张，因为年轻一代受益于更便宜的贷款，而老一代则面临从储蓄中获得足够收入的挑战。总之，loose rate的概念在经济政策中是一把双刃剑。虽然它可以在困难时期提供急需的支持，但也带来了必须谨慎管理的重大风险。政策制定者需要保持警惕，并对不断变化的经济形势作出反应，以确保loose rate环境的好处不会以牺牲长期稳定为代价。最终，考虑到当前经济需求和未来影响的平衡方法将在驾驭现代金融体系的复杂性中至关重要。