after-tax basis

简明释义

税后基数

英英释义

例句

1.For accurate budgeting, always plan your expenses on an after-tax basis 税后基础上.

为了准确预算，总是以税后基础上 after-tax basis 的形式计划你的开支。

2.Investors often evaluate returns on an after-tax basis 税后基础上 to understand the real profitability of their investments.

投资者通常以税后基础上 after-tax basis 评估回报，以了解他们投资的实际盈利能力。

3.The company reported its earnings on an after-tax basis 税后基础上, which provides a clearer picture of its financial health.

公司以税后基础上 after-tax basis 报告了其收益，这提供了其财务健康状况的更清晰图景。

4.When comparing job offers, consider the salary on an after-tax basis 税后基础上 to determine which position is truly better.

在比较工作报价时，考虑工资以税后基础上 after-tax basis 的形式来确定哪个职位真正更好。

5.When calculating your retirement savings, it's important to consider your income on an after-tax basis 税后基础上 to ensure you have enough for the future.

在计算你的退休储蓄时，考虑你的收入以税后基础上 after-tax basis 的形式是很重要的，以确保你未来有足够的资金。

作文

Understanding financial terms is crucial for effective personal finance management. One such term that often comes up in discussions about investments and income is the phrase after-tax basis. This term refers to the amount of money that remains after all applicable taxes have been deducted from an individual's income or profit. For instance, when you earn a salary, the government takes a portion of that income as tax. The remaining amount, which you can spend or invest, is your income on an after-tax basis. The concept of after-tax basis is particularly important when evaluating investment returns. Investors often look at their profits not just in terms of gross amounts but also considering how much they will actually keep after paying taxes. For example, if an investor sells stocks for a profit of $10,000 but then has to pay $2,000 in capital gains taxes, their actual profit on an after-tax basis would only be $8,000. This calculation helps investors make informed decisions about where to allocate their resources. Moreover, understanding your income on an after-tax basis can significantly impact your financial planning. It allows individuals to budget more effectively, knowing precisely how much money they have available to save or spend. For example, if you know your monthly take-home pay (or income on an after-tax basis) is $3,000, you can create a realistic budget that aligns with your financial goals. Additionally, the after-tax basis is crucial when comparing different investment options. Some investments may offer higher gross returns but come with higher tax liabilities. By calculating the after-tax basis, investors can better understand the true profitability of various investment vehicles. This is especially relevant in the context of retirement accounts, where certain investments may grow tax-deferred or even tax-free, allowing for a more favorable after-tax basis compared to standard brokerage accounts. Furthermore, tax laws can change, affecting what constitutes a favorable after-tax basis. It's essential for investors and individuals to stay informed about current tax regulations to maximize their after-tax income. Consulting with a financial advisor or tax professional can provide valuable insights into how to optimize one’s financial strategy based on after-tax basis considerations. In conclusion, the term after-tax basis encapsulates a critical aspect of financial literacy. Whether it pertains to salary, investment returns, or budgeting, understanding this concept enables individuals to make more informed financial decisions. By focusing on the after-tax basis, people can gain a clearer picture of their actual financial situation, leading to better management of their resources and ultimately contributing to their long-term financial success.

理解金融术语对于有效的个人财务管理至关重要。一个经常出现在投资和收入讨论中的术语是短语after-tax basis。这个术语指的是在所有适用税款从个人收入或利润中扣除后剩下的金额。例如，当你赚取工资时，政府会从你的收入中扣除一部分作为税款。剩下的金额，即你可以支出或投资的金额，就是你的收入在after-tax basis上的表现。after-tax basis的概念在评估投资回报时尤为重要。投资者通常不仅仅关注他们的毛利额，还考虑到在缴纳税款后他们实际上能保留多少。例如，如果一位投资者以10,000美元的利润出售股票，但随后必须支付2,000美元的资本利得税，那么他们在after-tax basis上的实际利润将仅为8,000美元。这种计算帮助投资者做出明智的资源配置决策。此外，了解自己的收入在after-tax basis上的表现对财务规划有重大影响。它使个人能够更有效地制定预算，准确知道自己可用来储蓄或支出的资金。例如，如果你知道你的月收入（或在after-tax basis上的收入）为3,000美元，你可以制定一个与财务目标相符的现实预算。另外，after-tax basis在比较不同投资选项时也至关重要。有些投资可能提供更高的毛回报，但伴随更高的税务负担。通过计算after-tax basis，投资者可以更好地理解各种投资工具的真实盈利能力。这在退休账户的背景下尤其相关，因为某些投资可能以税延或甚至免税的方式增长，从而使其相比于标准经纪账户具有更有利的after-tax basis。此外，税法可能会发生变化，影响什么构成有利的after-tax basis。投资者和个人必须保持对当前税收法规的了解，以最大化他们的税后收入。咨询财务顾问或税务专业人士可以为如何基于after-tax basis的考虑优化财务策略提供宝贵的见解。总之，术语after-tax basis概括了财务素养的一个关键方面。无论涉及工资、投资回报还是预算，理解这一概念使个人能够做出更明智的财务决策。通过关注after-tax basis，人们可以更清晰地了解自己的实际财务状况，从而更好地管理资源，并最终促进长期财务成功。