disposable personal income

简明释义

税后个人所得

英英释义

例句

1.With an increase in disposable personal income 可支配个人收入, people tend to spend more on luxury items.

随着可支配个人收入 disposable personal income 的增加，人们往往会在奢侈品上花更多的钱。

2.The government is implementing tax cuts to boost disposable personal income 可支配个人收入 for middle-class families.

政府正在实施减税，以提升中产阶级家庭的可支配个人收入 disposable personal income。

3.Many families are struggling to save money because their disposable personal income 可支配个人收入 is lower than it used to be.

许多家庭正在努力存钱，因为他们的可支配个人收入 disposable personal income 比以前低。

4.Investing wisely can help you increase your disposable personal income 可支配个人收入 over time.

明智的投资可以帮助你随着时间的推移增加你的可支配个人收入 disposable personal income。

5.Higher education often leads to better job opportunities and increased disposable personal income 可支配个人收入.

高等教育通常会带来更好的就业机会和更高的可支配个人收入 disposable personal income。

作文

Disposable personal income is a crucial economic indicator that reflects the amount of money individuals have available to spend or save after taxes have been deducted from their total income. It plays a significant role in determining the financial health of households and influences consumer spending patterns, which are vital for economic growth. Understanding the concept of disposable personal income (可支配个人收入) can help individuals and policymakers make informed decisions regarding budgeting, spending, and saving.To begin with, disposable personal income (可支配个人收入) is calculated by taking an individual's total income and subtracting taxes. This figure is essential because it represents the actual amount of money that people can use for their daily expenses, such as housing, food, healthcare, and entertainment. For instance, if someone earns $50,000 a year but pays $10,000 in taxes, their disposable personal income (可支配个人收入) would be $40,000. This remaining income is what they can allocate towards their needs and wants.The level of disposable personal income (可支配个人收入) varies significantly across different regions and economic conditions. In prosperous areas with high employment rates and competitive wages, individuals often enjoy a higher disposable personal income (可支配个人收入), allowing them to spend more on goods and services. Conversely, in economically depressed regions, lower wages and higher unemployment can lead to a reduced disposable personal income (可支配个人收入), which may constrain consumer spending and hinder local businesses.Moreover, disposable personal income (可支配个人收入) is closely linked to consumer confidence. When individuals feel secure in their financial situations and believe their disposable personal income (可支配个人收入) will remain stable or increase, they are more likely to spend money. This spending, in turn, drives demand for products and services, contributing to overall economic growth. However, during times of uncertainty—such as economic recessions—people tend to save more and spend less, leading to a decrease in disposable personal income (可支配个人收入) across the board.Another important aspect of disposable personal income (可支配个人收入) is its impact on savings rates. A higher disposable personal income (可支配个人收入) enables individuals to set aside funds for future investments, emergencies, or retirement. This is particularly important in today’s economy, where unexpected expenses can arise at any moment. Individuals with a healthy level of disposable personal income (可支配个人收入) are better positioned to weather financial storms, such as job loss or medical emergencies.In conclusion, understanding disposable personal income (可支配个人收入) is essential for both individuals and policymakers. It serves as a key indicator of economic well-being and consumer behavior. By analyzing trends in disposable personal income (可支配个人收入), stakeholders can make informed decisions that promote financial stability and economic growth. As we navigate through various economic challenges, recognizing the importance of disposable personal income (可支配个人收入) will be vital for ensuring a prosperous future for individuals and communities alike.

可支配个人收入是一个关键的经济指标，反映了个人在扣除税款后可用于消费或储蓄的资金总额。它在确定家庭财务健康状况方面起着重要作用，并影响消费者的消费模式，这对经济增长至关重要。理解可支配个人收入（disposable personal income）的概念可以帮助个人和政策制定者在预算、消费和储蓄方面做出明智的决策。首先，可支配个人收入（disposable personal income）是通过将个人的总收入减去税款来计算的。这个数字至关重要，因为它表示人们可以用于日常开支的实际金额，例如住房、食品、医疗保健和娱乐。例如，如果某人每年赚取50,000美元，但支付10,000美元的税款，那么他们的可支配个人收入（disposable personal income）将为40,000美元。这笔剩余收入就是他们可以分配用于满足需求和欲望的部分。可支配个人收入（disposable personal income）的水平在不同地区和经济条件下差异显著。在繁荣的地区，因高就业率和竞争性工资，个人通常享有更高的可支配个人收入（disposable personal income），使他们能够在商品和服务上花费更多。相反，在经济萧条的地区，较低的工资和较高的失业率可能导致可支配个人收入（disposable personal income）减少，从而限制消费支出并阻碍当地商业的发展。此外，可支配个人收入（disposable personal income）与消费者信心密切相关。当个人对自己的财务状况感到安全，并相信他们的可支配个人收入（disposable personal income）将保持稳定或增加时，他们更有可能花钱。这种消费反过来又推动了对产品和服务的需求，促进了整体经济增长。然而，在不确定时期，例如经济衰退，人们往往会更多地储蓄而减少消费，从而导致整体可支配个人收入（disposable personal income）下降。可支配个人收入（disposable personal income）的另一个重要方面是其对储蓄率的影响。较高的可支配个人收入（disposable personal income）使个人能够为未来的投资、紧急情况或退休设立资金。这在当今经济中尤为重要，因为意外费用可能随时出现。拥有健康水平的可支配个人收入（disposable personal income）的个人在应对财务危机（例如失业或医疗急救）方面处于更有利的位置。总之，理解可支配个人收入（disposable personal income）对个人和政策制定者来说都是至关重要的。它作为经济福祉和消费者行为的关键指标。通过分析可支配个人收入（disposable personal income）的趋势，利益相关者可以做出明智的决策，以促进财务稳定和经济增长。在我们应对各种经济挑战时，认识到可支配个人收入（disposable personal income）的重要性将对确保个人和社区的繁荣未来至关重要。