tax bracket

简明释义

税别

英英释义

例句

1.If your income increases, you may move into a higher tax bracket (税级).

如果你的收入增加，你可能会进入一个更高的税级。

2.The current federal tax brackets (税级) range from 10% to 37%.

当前联邦的税级从10%到37%不等。

3.Each year, the IRS adjusts the tax brackets (税级) for inflation.

每年，国税局都会根据通货膨胀调整税级。

4.You can lower your taxable income to stay in a lower tax bracket (税级).

你可以降低应税收入，以保持在较低的税级。

5.Understanding your tax bracket (税级) can help you plan your finances better.

理解你的税级可以帮助你更好地规划财务。

作文

Understanding the concept of a tax bracket is essential for anyone who wants to manage their finances effectively. A tax bracket refers to a range of income that is taxed at a specific rate. In progressive tax systems, like those in the United States, individuals are taxed at increasing rates as their income rises. This means that different portions of an individual's income may fall into different tax brackets, each with its own tax rate. For example, if the first $10,000 of income is taxed at 10%, and the next $30,000 is taxed at 12%, a person earning $40,000 will pay 10% on the first $10,000 and 12% on the remaining $30,000.The purpose of having tax brackets is to ensure that those who earn more contribute a larger share of their income to taxes, which can help fund public services and infrastructure. This system is designed to be fairer than a flat tax rate, where everyone pays the same percentage regardless of their income level. Critics argue that tax brackets can create disincentives for earning more money, as individuals may find themselves pushed into a higher tax bracket and paying a higher percentage of their income in taxes.To illustrate how tax brackets work, let’s consider a hypothetical scenario. Imagine a single filer with a taxable income of $60,000. In this case, the first $10,000 is taxed at 10%, the next $30,000 (from $10,001 to $40,000) is taxed at 12%, and the remaining $20,000 (from $40,001 to $60,000) is taxed at 22%. Therefore, the total tax owed would be calculated as follows:- 10% of $10,000 = $1,000- 12% of $30,000 = $3,600- 22% of $20,000 = $4,400Adding these amounts together, the total tax liability would be $9,000. This breakdown shows how tax brackets allow for a gradual increase in taxation based on income levels.Understanding your tax bracket can also help you make informed financial decisions. For instance, if you know that you are close to moving into a higher tax bracket, you might decide to defer some income or increase your retirement contributions to lower your taxable income for the year. Additionally, being aware of tax brackets can help you plan for tax liabilities when receiving bonuses, raises, or other forms of income.In conclusion, a tax bracket is a crucial element of the tax system that affects how much you pay based on your income level. By understanding how tax brackets work, you can better navigate your personal finances and make strategic decisions that could save you money in taxes. Whether you are just starting your career or nearing retirement, having a solid grasp of tax brackets can empower you to take control of your financial future.

理解税级的概念对于任何想要有效管理财务的人来说都是至关重要的。税级是指在特定税率下征税的一系列收入。在渐进税制中，例如美国的税制，个人的税收随着收入的增加而增加。这意味着个人收入的不同部分可能会落入不同的税级，每个税级都有其自己的税率。例如，如果前$10,000的收入按10%征税，接下来的$30,000按12%征税，那么一个收入为$40,000的人将会在前$10,000上支付10%的税，在剩余的$30,000上支付12%的税。设立税级的目的是确保那些收入更高的人贡献更多的税收，这有助于资助公共服务和基础设施。这一制度旨在比统一的税率更公平，因为在统一税率下，无论收入水平如何，每个人都以相同比例缴纳税款。批评者认为，税级可能会对赚取更多钱产生抑制作用，因为个人可能会发现自己被推入更高的税级，并支付更高比例的收入作为税款。为了说明税级的工作原理，让我们考虑一个假设场景。假设一个单身申报者的应税收入为$60,000。在这种情况下，前$10,000按10%征税，接下来的$30,000（从$10,001到$40,000）按12%征税，剩下的$20,000（从$40,001到$60,000）按22%征税。因此，所欠的总税款将按如下方式计算：- $10,000的10% = $1,000- $30,000的12% = $3,600- $20,000的22% = $4,400将这些金额相加，总税负将为$9,000。这一细分显示了税级如何允许根据收入水平逐步增加征税。了解您的税级也可以帮助您做出明智的财务决策。例如，如果您知道自己接近进入更高的税级，您可能会决定推迟一些收入或增加退休储蓄，以降低当年的应税收入。此外，了解税级可以帮助您在收到奖金、加薪或其他收入时计划税负。总之，税级是税制中一个至关重要的元素，它影响着您根据收入水平所需支付的金额。通过理解税级的运作方式，您可以更好地驾驭个人财务，并做出可以节省税款的战略决策。无论您是刚开始职业生涯还是接近退休，掌握税级的知识都能使您更好地控制自己的财务未来。