redemption value

简明释义

赎回价值

英英释义

The redemption value is the amount of money that an investor or policyholder receives when they redeem a financial instrument, such as a bond or an insurance policy, before its maturity date.

赎回价值是投资者或保单持有人在到期日前赎回金融工具(如债券或保险单)时所获得的金额。

例句

1.Investors should check the redemption value of their shares before deciding to sell.

投资者在决定出售之前应检查他们股票的赎回价值

2.The bond has a redemption value of $1,000, which means that is what the investor will receive upon maturity.

这只债券的赎回价值为1000美元,这意味着投资者在到期时将获得这个金额。

3.Before investing, it's important to understand the redemption value of any mutual fund you are considering.

在投资之前,了解您考虑的任何共同基金的赎回价值是很重要的。

4.The redemption value of the gift card is $50, which can be used for future purchases.

这张礼品卡的赎回价值为50美元,可以用于未来的购买。

5.The redemption value of the coupon can be used to purchase products at the store.

优惠券的赎回价值可以用于在商店购买商品。

作文

In the world of finance and investments, understanding the concept of redemption value is crucial for making informed decisions. The redemption value refers to the amount that an investor receives when they redeem a financial instrument, such as a bond or a mutual fund. This value is particularly important for those who are looking to exit their investment before its maturity date. Knowing the redemption value helps investors assess their potential returns and make strategic choices about their portfolios.To illustrate the significance of redemption value, let’s consider a common scenario involving bonds. When an investor purchases a bond, they are essentially lending money to the issuer, who promises to pay back the principal amount at maturity along with periodic interest payments. However, if the investor decides to sell the bond before it matures, they will receive the redemption value, which may differ from the original purchase price due to changes in interest rates and market conditions. Understanding how the redemption value is calculated can provide insights into the bond's performance and the investor's overall strategy.Similarly, in the case of mutual funds, the redemption value represents the current net asset value (NAV) of the shares held by the investor. When investors choose to redeem their shares, they receive the redemption value, which can fluctuate based on the performance of the underlying assets. For instance, if the market is experiencing a downturn, the redemption value may be lower than what the investor initially paid, leading to potential losses. Therefore, being aware of the redemption value allows investors to gauge the timing of their redemptions and strategize accordingly.Furthermore, understanding redemption value is not only essential for individual investors but also for financial advisors and institutions. Advisors use this information to guide their clients in making investment decisions that align with their financial goals. Institutions, on the other hand, need to monitor redemption value to manage liquidity and ensure they can meet the redemption requests of their investors without compromising their operational stability.In conclusion, the concept of redemption value plays a vital role in the realm of investments. It serves as a key indicator of an investment's worth at the time of redemption, whether it’s a bond or a mutual fund. By understanding the factors that influence redemption value, investors can make better decisions, manage risks, and ultimately work towards achieving their financial objectives. As the financial landscape continues to evolve, staying informed about concepts like redemption value will empower investors to navigate their investment journeys with confidence.

在金融和投资的世界中,理解“赎回价值”这一概念对做出明智的决策至关重要。“赎回价值”是指投资者在赎回金融工具(如债券或共同基金)时所获得的金额。对于那些希望在投资到期日前退出的人来说,这一价值尤为重要。了解“赎回价值”有助于投资者评估潜在回报,并对其投资组合做出战略选择。为了说明“赎回价值”的重要性,让我们考虑一个涉及债券的常见场景。当投资者购买债券时,他们本质上是在借钱给发行者,后者承诺在到期时偿还本金及定期利息。然而,如果投资者决定在债券到期之前出售债券,他们将收到“赎回价值”,而该价值可能因利率和市场条件的变化而与原始购买价格不同。了解“赎回价值”的计算方式可以为债券的表现和投资者的整体策略提供洞察。同样,在共同基金的情况下,“赎回价值”代表投资者持有的股份的当前净资产值(NAV)。当投资者选择赎回他们的股份时,他们会收到“赎回价值”,而这一价值可能基于基础资产的表现而波动。例如,如果市场正经历下滑,“赎回价值”可能低于投资者最初支付的金额,从而导致潜在损失。因此,了解“赎回价值”使投资者能够评估赎回的时机并相应地制定战略。此外,理解“赎回价值”不仅对个人投资者至关重要,对金融顾问和机构也同样重要。顾问利用这些信息来指导客户做出符合其财务目标的投资决策。而机构则需要监控“赎回价值”,以管理流动性,确保能够满足投资者的赎回请求,而不影响其运营稳定性。总之,“赎回价值”的概念在投资领域中发挥着重要作用。它作为赎回时投资价值的关键指标,无论是债券还是共同基金。通过理解影响“赎回价值”的因素,投资者可以做出更好的决策,管理风险,并最终朝着实现财务目标迈进。随着金融环境的不断演变,了解像“赎回价值”这样的概念将使投资者能够自信地驾驭他们的投资旅程。

相关单词

redemption

redemption详解:怎么读、什么意思、用法