time-adjusted-return method

简明释义

收益折现法

英英释义

例句

1.The time-adjusted-return method allows analysts to account for the timing of cash flows in their calculations.

时间调整收益法允许分析师在计算中考虑现金流的时间安排。

2.The investor used the time-adjusted-return method to evaluate the performance of their portfolio over different time periods.

投资者使用时间调整收益法来评估其投资组合在不同时间段的表现。

3.Using the time-adjusted-return method, the fund manager presented a clearer picture of the fund's performance to investors.

基金经理使用时间调整收益法向投资者展示了基金表现的更清晰图景。

4.By applying the time-adjusted-return method, she was able to compare the returns of various investment strategies more accurately.

通过应用时间调整收益法，她能够更准确地比较各种投资策略的收益。

5.The time-adjusted-return method is particularly useful for assessing long-term investments.

时间调整收益法特别适用于评估长期投资。

作文

In the world of finance and investment, understanding the performance of various assets is crucial for making informed decisions. One method that has gained traction among investors is the time-adjusted-return method. This approach allows investors to evaluate their returns while considering the time period over which those returns were generated. Essentially, the time-adjusted-return method provides a more nuanced view of an investment's performance by accounting for the duration of capital exposure.To grasp the significance of the time-adjusted-return method, it is essential to recognize that not all investments are held for the same length of time. For instance, two investors might achieve identical nominal returns on their investments, but if one held their asset for a year while the other held theirs for five years, the effective return in relation to time would differ significantly. The time-adjusted-return method addresses this discrepancy by normalizing returns based on the time each investment was active.One of the primary advantages of using the time-adjusted-return method is its ability to provide a clearer picture of risk-adjusted performance. Investors can compare the returns of different assets or portfolios on a level playing field, as the method takes into account how long each investment was exposed to market fluctuations. This is especially useful in volatile markets where timing can greatly affect overall returns. By applying the time-adjusted-return method, investors can make more strategic choices about where to allocate their resources.Moreover, the time-adjusted-return method can also enhance the evaluation of fund managers' performance. When assessing a manager's track record, it is important to understand how effectively they have utilized the time invested in various strategies. A manager who achieves high returns over a short period may not necessarily be more skilled than one who generates lower returns over a longer timeframe. The time-adjusted-return method allows for a fairer comparison, ensuring that performance metrics reflect both the results and the time involved.In addition to its applications in evaluating individual investments and fund managers, the time-adjusted-return method can also be instrumental in portfolio management. Investors can use this method to assess the overall performance of their portfolios relative to the time they have been invested. This insight can guide future investment decisions, helping investors to rebalance their portfolios or adjust their strategies based on historical performance data.Critics of the time-adjusted-return method may argue that it adds complexity to performance evaluation, potentially overwhelming less experienced investors. However, with the right education and resources, even novice investors can learn to utilize this method effectively. Financial advisors can play a key role in demystifying the time-adjusted-return method and helping clients understand its implications for their investment strategies.In conclusion, the time-adjusted-return method represents a valuable tool for investors seeking to gain a deeper understanding of their investment performance. By accounting for the time factor in returns, this method enables a more accurate assessment of risk and reward, ultimately leading to better investment decisions. As the financial landscape continues to evolve, adopting such analytical methods will be essential for investors aiming to navigate complexities and optimize their portfolios.

在金融和投资的世界中，理解各种资产的表现对做出明智的决策至关重要。一种在投资者中获得关注的方法是时间调整收益法。这种方法允许投资者在评估收益时考虑生成这些收益的时间段。本质上，时间调整收益法通过考虑资本暴露的持续时间，提供了对投资表现的更细致的看法。要理解时间调整收益法的重要性，有必要认识到并非所有投资的持有时间相同。例如，两个投资者可能在他们的投资上获得相同的名义收益，但如果一个人持有其资产一年，而另一个人持有五年，那么与时间相关的有效收益将大相径庭。时间调整收益法通过根据每项投资的活跃时间来规范收益，从而解决了这一差异。使用时间调整收益法的主要优点之一是它能够提供更清晰的风险调整表现图景。投资者可以在一个公平的基础上比较不同资产或投资组合的收益，因为该方法考虑了每项投资在市场波动中暴露的时间。这在波动性市场中尤为有用，因为时机可能极大地影响整体收益。通过应用时间调整收益法，投资者可以更具战略性地选择资源配置。此外，时间调整收益法还可以增强对基金经理表现的评估。当评估经理的业绩时，了解他们在各种策略中有效利用投资时间的能力非常重要。在短期内获得高收益的经理可能并不一定比在较长时间内产生较低收益的经理更有能力。时间调整收益法允许进行更公平的比较，确保绩效指标反映结果和所花费的时间。除了在评估单个投资和基金经理方面的应用外，时间调整收益法在投资组合管理中也可以发挥重要作用。投资者可以使用此方法评估其投资组合的整体表现，相对于他们投资的时间。这一见解可以指导未来的投资决策，帮助投资者根据历史表现数据重新平衡投资组合或调整策略。时间调整收益法的批评者可能会争辩说，它为绩效评估增加了复杂性，可能会让经验较少的投资者感到不知所措。然而，通过正确的教育和资源，即使是新手投资者也可以学习有效地利用这种方法。金融顾问可以在揭示时间调整收益法的奥秘方面发挥关键作用，帮助客户理解其对投资策略的影响。总之，时间调整收益法代表了一种宝贵的工具，帮助投资者深入了解他们的投资表现。通过考虑收益中的时间因素，这种方法使风险和回报的评估更加准确，最终导致更好的投资决策。随着金融环境的不断发展，采用这样的分析方法将对希望驾驭复杂性并优化投资组合的投资者至关重要。