accumulated income

简明释义

收入滚存

英英释义

例句

1.The tax regulations require you to report your accumulated income 累积收入 at the end of the fiscal year.

税收法规要求您在财政年度结束时报告您的累积收入。

2.Investors are often interested in a startup's accumulated income 累积收入 to assess its financial health.

投资者通常对初创公司的累积收入感兴趣，以评估其财务健康状况。

3.She decided to reinvest her accumulated income 累积收入 into her business for further growth.

她决定将自己的累积收入再投资于自己的业务，以实现进一步增长。

4.After years of saving, her accumulated income 累积收入 allowed her to buy a new house.

经过多年的储蓄，她的累积收入使她能够购买一套新房。

5.The company's accumulated income 累积收入 over the past five years has significantly increased its market value.

该公司在过去五年的累积收入显著提高了其市场价值。

作文

In today's fast-paced world, financial literacy has become more important than ever. Understanding various financial terms can help individuals make informed decisions about their money. One such term that is crucial for both personal and business finance is accumulated income. This phrase refers to the total income that has been earned over a period of time, which has not yet been distributed or spent. In this essay, we will explore the significance of accumulated income in personal finance, its implications for businesses, and how it can be effectively managed to ensure financial stability.First and foremost, for individuals, accumulated income represents savings that can be used for future investments or emergencies. Many people struggle with budgeting and saving, often spending their income as soon as they receive it. However, by understanding the concept of accumulated income, individuals can prioritize saving and investing their earnings. For example, if a person earns a monthly salary but spends most of it on living expenses, they may find themselves unprepared for unexpected costs, such as medical bills or car repairs. On the other hand, if they focus on accumulating a portion of their income each month, they can build a financial cushion that provides security and peace of mind.Moreover, accumulated income plays a vital role in retirement planning. As individuals work throughout their lives, they should aim to accumulate a significant amount of income that can be set aside for retirement. This accumulated wealth can come from various sources, such as salaries, bonuses, and investment returns. By investing their accumulated income wisely, individuals can ensure that they have enough funds to maintain their lifestyle after they stop working. Investing in stocks, bonds, or real estate can yield higher returns than traditional savings accounts, making it essential to understand how to manage and grow accumulated income effectively.For businesses, accumulated income is equally important. It reflects the profits that have been retained in the company instead of being distributed to shareholders as dividends. Retaining earnings allows a business to reinvest in itself, whether through expanding operations, developing new products, or improving infrastructure. This reinvestment can lead to increased profitability and growth in the long run. However, companies must strike a balance between retaining accumulated income for growth and providing returns to their shareholders. If a company consistently retains too much income without a clear plan for its use, shareholders may become dissatisfied and seek better investment opportunities elsewhere.Managing accumulated income effectively requires careful planning and strategy. Individuals should create a budget that allocates a specific percentage of their income towards savings and investments. Additionally, they should regularly review their financial goals and adjust their savings strategies as needed. For businesses, it is crucial to have a clear vision of how retained earnings will be used to foster growth. This could involve setting aside funds for research and development, marketing initiatives, or capital expenditures.In conclusion, accumulated income is a fundamental concept in both personal and business finance. Understanding its importance can empower individuals to make better financial decisions and help businesses grow sustainably. By prioritizing the accumulation of income and managing it wisely, both individuals and companies can achieve greater financial stability and success in the long run.

在当今快节奏的世界中，金融素养变得比以往任何时候都更加重要。理解各种金融术语可以帮助个人做出明智的财务决策。其中一个对个人和商业财务都至关重要的术语是累积收入。这个短语指的是在一段时间内所获得的总收入，这些收入尚未被分配或支出。在这篇文章中，我们将探讨累积收入在个人财务中的重要性，它对企业的影响，以及如何有效管理它以确保财务稳定。首先，对于个人来说，累积收入代表着可以用于未来投资或应急情况的储蓄。许多人在预算和储蓄方面苦苦挣扎，往往在收入到手后就立刻花掉。然而，通过理解累积收入的概念，个人可以优先考虑储蓄和投资他们的收入。例如，如果一个人每月赚取工资，但大部分都花在生活开支上，他们可能会发现自己在面对突发费用（如医疗账单或汽车维修）时没有准备好。另一方面，如果他们专注于每月积累一部分收入，他们可以建立一个财务缓冲，提供安全感和安心感。此外，累积收入在退休规划中也发挥着重要作用。随着个人在一生中工作，他们应该力争积累相当数量的收入，以便为退休做准备。这笔累积财富可以来自多种来源，例如薪水、奖金和投资收益。通过明智地投资他们的累积收入，个人可以确保在停止工作后有足够的资金维持生活方式。投资于股票、债券或房地产可能带来比传统储蓄账户更高的回报，因此了解如何有效管理和增长累积收入至关重要。对于企业而言，累积收入同样重要。它反映了公司保留的利润，而不是作为红利分配给股东。保留收益使企业能够进行自我再投资，无论是扩展业务、开发新产品还是改善基础设施。这种再投资可以在长期内带来更高的盈利能力和增长。然而，公司必须在保留累积收入以促进增长与向股东提供回报之间取得平衡。如果一家公司持续保留过多的收入而没有明确的使用计划，股东可能会感到不满，并寻求其他更好的投资机会。有效管理累积收入需要仔细的规划和策略。个人应该制定预算，分配一定比例的收入用于储蓄和投资。此外，他们还应该定期审查自己的财务目标，并根据需要调整储蓄策略。对于企业来说，关键是要清楚保留收益将如何用于促进增长。这可能涉及为研发、市场营销活动或资本支出预留资金。总之，累积收入是个人和商业财务中的基本概念。理解其重要性可以使个人更好地做出财务决策，并帮助企业可持续发展。通过优先考虑收入的积累并明智地管理它，个人和公司都可以在长期内实现更大的财务稳定和成功。