estimated income

简明释义

收入估计数

英英释义

例句

1.The tax form requires you to enter your estimated income for the year.

税务表格要求您填写本年的预估收入。

2.During the job interview, they asked about my estimated income expectations.

在面试中，他们询问了我的预估收入期望。

3.The financial advisor suggested using last year's figures to calculate your estimated income.

财务顾问建议使用去年的数据来计算您的预估收入。

4.To qualify for the loan, you need to provide your estimated income.

为了获得贷款，您需要提供您的预估收入。

5.It's important to have an accurate estimated income when planning your budget.

在制定预算时，拥有准确的预估收入是很重要的。

作文

In today's world, understanding financial concepts is crucial for both personal and professional success. One such concept that plays a significant role in budgeting and financial planning is estimated income. The term estimated income refers to the projected earnings that an individual or business expects to receive over a specific period. This figure is essential for creating budgets, applying for loans, and making informed investment decisions.To illustrate the importance of estimated income, consider a recent graduate who has just landed their first job. They may have a starting salary of $50,000 per year. However, when calculating their monthly budget, they will need to account for taxes, health insurance, and other deductions. By estimating their take-home pay, which might be around $3,500 per month after deductions, they can create a realistic budget that allows them to manage their expenses effectively.Moreover, estimated income is not only relevant for individuals but also for businesses. When a new company launches, it often creates a business plan that includes projections of estimated income for the first few years. These projections help entrepreneurs understand how much revenue they need to generate to cover their costs and achieve profitability. For instance, if a startup estimates its income at $200,000 for the first year, it can set goals for sales and marketing strategies to meet this target.Additionally, financial institutions often require estimated income when individuals apply for loans or mortgages. Lenders want to ensure that borrowers have a steady source of income that will allow them to repay their debts. If a person applies for a home loan, they must provide documentation of their current earnings and any additional sources of income. This information helps the lender assess the risk involved in granting the loan.Furthermore, accurately estimating income can lead to better financial decisions. For example, if someone knows their estimated income for the year, they can plan for significant expenses such as vacations, home purchases, or investments. On the other hand, if they underestimate their income, they might overspend and find themselves in financial trouble. Thus, having a realistic view of one's estimated income is vital for maintaining financial health.In conclusion, the concept of estimated income is fundamental in various aspects of life, from personal budgeting to business planning and loan applications. It enables individuals and companies to make informed decisions based on anticipated earnings. By understanding and accurately calculating estimated income, one can pave the way for financial stability and success. As we navigate through our financial journeys, it is essential to keep this concept in mind and use it as a guide for our economic activities.

在当今世界，理解金融概念对个人和职业成功至关重要。一个在预算和财务规划中发挥重要作用的概念是预计收入。术语预计收入指的是个人或企业在特定时期内预计将获得的收入。这一数字对于制定预算、申请贷款以及做出明智的投资决策至关重要。为了说明预计收入的重要性，考虑一下最近毕业生刚刚找到的第一份工作。他们的起薪可能为每年50,000美元。然而，在计算他们的月度预算时，他们需要考虑税收、健康保险和其他扣除项。通过估算他们的到手工资，可能在扣除后每月约为3,500美元，他们可以制定一个现实的预算，以有效管理他们的开支。此外，预计收入不仅与个人相关，也与企业相关。当一家新公司成立时，它通常会创建一份商业计划，其中包括未来几年预计收入的预测。这些预测帮助企业家了解他们需要产生多少收入才能覆盖成本并实现盈利。例如，如果一家初创企业预计第一年的收入为200,000美元，它可以设定销售和营销策略的目标，以达到这一目标。此外，金融机构在个人申请贷款或抵押贷款时通常需要提供预计收入。贷方希望确保借款人有稳定的收入来源，以便能够偿还债务。如果某人申请房贷，他们必须提供当前收入和任何其他收入来源的文件。这些信息帮助贷方评估授予贷款的风险。此外，准确估算收入可以带来更好的财务决策。例如，如果某人知道他们一年的预计收入，他们可以为重大开支（如假期、购房或投资）做好计划。另一方面，如果他们低估了自己的收入，他们可能会超支，发现自己陷入财务困境。因此，拥有对自身预计收入的现实看法对保持财务健康至关重要。总之，预计收入的概念在生活的各个方面都是基础，从个人预算到商业计划和贷款申请。它使个人和公司能够根据预期收入做出明智的决策。通过理解和准确计算预计收入，人们可以为财务稳定和成功铺平道路。在我们经济活动的旅程中，牢记这一概念并将其作为我们的经济活动指南是至关重要的。