planned budget

简明释义

事先安排的预算

英英释义

例句

1.Adjustments were made to the planned budget after reviewing the costs.

在审查成本后，对计划预算进行了调整。

2.We need to stick to the planned budget to avoid overspending.

我们需要遵守计划预算以避免超支。

3.The project manager presented the planned budget during the meeting.

项目经理在会议上展示了计划预算。

4.The finance team approved the planned budget for the upcoming quarter.

财务团队批准了即将到来的季度的计划预算。

5.It's crucial to monitor the planned budget throughout the project.

在整个项目中监控计划预算至关重要。

作文

In today's fast-paced world, managing finances effectively has become a crucial skill for individuals and businesses alike. One of the key components of financial management is creating a planned budget, which refers to a detailed plan that outlines expected income and expenses over a specific period. A well-structured planned budget not only helps in tracking spending but also plays a vital role in achieving financial goals. To begin with, a planned budget serves as a roadmap for financial decision-making. By estimating future income and expenses, individuals can allocate their resources wisely. For instance, if someone knows they will receive a certain amount of money from their salary, they can plan how much to spend on necessities like rent, groceries, and utilities, while also setting aside funds for savings or investments. This proactive approach helps prevent overspending and encourages responsible financial behavior.Moreover, a planned budget allows individuals and businesses to identify potential financial challenges before they arise. By analyzing past spending patterns and anticipating future expenses, one can foresee months where costs may be higher than usual, such as during holiday seasons or when annual bills are due. This foresight enables individuals to adjust their spending habits accordingly, ensuring they remain within their financial limits.Additionally, maintaining a planned budget fosters accountability. When individuals track their expenses against their budget, they become more aware of their spending habits. This awareness can lead to better financial choices, such as cutting back on unnecessary expenses or finding ways to increase income. For example, if someone realizes they are spending too much on dining out, they may choose to cook at home more often, thereby saving money.On a broader scale, businesses also benefit significantly from implementing a planned budget. Companies use budgets to forecast revenues and expenses, which helps in strategic planning and resource allocation. A business with a clear planned budget can assess its financial health and make informed decisions about investments, hiring, and expansion. Furthermore, stakeholders, including investors and creditors, often require businesses to present their budgets to evaluate their financial viability.However, it is important to remember that a planned budget is not set in stone. Life is unpredictable, and unexpected expenses can arise at any moment. Therefore, flexibility is essential when managing a budget. Individuals should regularly review and adjust their planned budget to reflect changes in income or expenses. This adaptability ensures that the budget remains relevant and effective in guiding financial decisions.In conclusion, a planned budget is an indispensable tool for anyone looking to manage their finances effectively. It provides a framework for making informed financial decisions, helps in anticipating challenges, promotes accountability, and supports strategic planning for businesses. By embracing the practice of budgeting and adjusting it as needed, individuals and organizations can achieve their financial goals and secure a stable financial future.

在当今快节奏的世界中，有效管理财务已成为个人和企业都必须掌握的重要技能。财务管理的关键组成部分之一是制定一个计划预算，即一个详细的计划，概述了在特定时间内预期的收入和支出。一个结构良好的计划预算不仅有助于跟踪支出，还在实现财务目标方面发挥着至关重要的作用。首先，计划预算作为财务决策的路线图。通过估算未来的收入和支出，个人可以明智地分配资源。例如，如果某人知道他们将从工资中获得一定金额，他们可以计划在租金、杂货和公用事业等必要开支上花费多少，同时也为储蓄或投资留出资金。这种积极的方式有助于防止超支，并鼓励负责任的财务行为。此外，计划预算使个人和企业能够在问题出现之前识别潜在的财务挑战。通过分析过去的消费模式并预测未来的支出，人们可以预见到某些月份的费用可能会高于正常水平，例如假期季节或年度账单到期时。这种前瞻性使个人能够相应地调整支出习惯，确保他们保持在财务限制之内。此外，维护一个计划预算促进了责任感。当个人根据预算跟踪支出时，他们对自己的消费习惯变得更加敏感。这种意识可以导致更好的财务选择，例如削减不必要的支出或寻找增加收入的方法。例如，如果某人意识到自己在外出就餐上的支出过多，他们可能会选择更多地在家做饭，从而节省开支。在更广泛的范围内，企业实施计划预算也能显著受益。公司使用预算来预测收入和支出，这有助于战略规划和资源分配。拥有清晰的计划预算的企业可以评估其财务健康状况，并就投资、招聘和扩张做出明智的决策。此外，利益相关者，包括投资者和债权人，通常需要企业提交预算，以评估其财务可行性。然而，重要的是要记住，计划预算并不是一成不变的。生活是不可预测的，意外支出可能随时发生。因此，在管理预算时灵活性至关重要。个人应定期审查和调整其计划预算，以反映收入或支出的变化。这种适应性确保预算保持相关性和有效性，从而指导财务决策。总之，计划预算是任何希望有效管理财务的人不可或缺的工具。它为做出明智的财务决策提供了框架，有助于预见挑战，促进责任感，并支持企业的战略规划。通过接受预算实践并根据需要进行调整，个人和组织可以实现其财务目标并确保稳定的财务未来。