real bill

简明释义

实质票据

英英释义

A real bill is a short-term financial instrument that represents a promise to pay a specified amount of money at a future date, typically backed by tangible goods or services.

真实票据是一种短期金融工具,代表在未来某个日期支付特定金额的承诺,通常由有形商品或服务作为支持。

例句

1.A real bill 真实票据 helps prevent fraud in business transactions.

一份真实票据 real bill有助于防止商业交易中的欺诈。

2.Before we can proceed with the transaction, please provide a real bill 真实票据 for the goods.

在我们进行交易之前,请提供一份真实票据 real bill以证明货物的真实性。

3.The accountant explained that a real bill 真实票据 is essential for proper financial reporting.

会计解释说,真实票据 real bill对于正确的财务报告至关重要。

4.She was surprised to learn that not all invoices are considered real bills 真实票据.

她惊讶地发现,并非所有发票都被视为真实票据 real bills

5.When applying for a loan, the bank requires a real bill 真实票据 to verify your income.

在申请贷款时,银行要求提供一份真实票据 real bill以验证你的收入。

作文

In the world of economics, the term real bill refers to a financial instrument that represents a short-term obligation backed by tangible goods or services. Unlike other forms of credit, a real bill is based on the actual value of goods being sold or services rendered, ensuring that it reflects real economic activity. This concept is crucial in understanding how money circulates in an economy and how businesses manage their cash flow. Historically, the idea of a real bill has roots in the practice of merchants issuing receipts for goods that they sold. These receipts could be used as a form of currency, allowing for easier transactions between buyers and sellers. For instance, if a farmer sold grain to a miller, he might receive a real bill that could later be exchanged for other goods or services, thus facilitating trade without the immediate need for cash. The significance of real bills lies in their ability to provide liquidity in the marketplace. When businesses engage in trade, they often require immediate payment for their goods. However, buyers may not always have cash on hand. By using real bills, businesses can ensure that they receive value for their products while allowing buyers the flexibility to pay later, creating a win-win situation. Moreover, real bills are instrumental in the functioning of a healthy credit system. Banks and financial institutions often accept real bills as collateral for loans, knowing that these instruments are backed by actual goods or services. This reduces the risk associated with lending, as the underlying assets provide a level of security for the lender. Thus, real bills play a vital role in promoting economic stability and growth. In modern times, the concept of real bills has evolved with the advent of digital transactions and complex financial instruments. While physical bills may be less common, the principles behind them remain relevant. Businesses today still rely on various forms of credit and financing, which echo the traditional use of real bills. For example, invoices and accounts receivable can be seen as modern equivalents, where companies extend credit based on the expectation of future payments for goods delivered or services provided. Understanding the function of real bills helps individuals and businesses make informed decisions about credit and cash flow management. It encourages a culture of responsibility in borrowing and lending, as parties involved are more likely to engage in transactions that reflect genuine economic activity. In conclusion, the term real bill encompasses a fundamental aspect of trade and finance. By representing short-term obligations tied to tangible goods or services, real bills facilitate commerce and support the flow of money within an economy. As we navigate the complexities of modern finance, revisiting the principles of real bills can provide valuable insights into the nature of economic transactions and the importance of maintaining a stable financial environment.

在经济学领域,术语real bill指的是一种金融工具,代表由有形商品或服务支持的短期义务。与其他形式的信贷不同,real bill基于所售商品或提供服务的实际价值,确保其反映真实的经济活动。这个概念对于理解货币在经济中的流通以及企业如何管理现金流至关重要。从历史上看,real bill的概念源于商人发行出售商品的收据的做法。这些收据可以作为一种货币来使用,使买卖双方之间的交易更加便利。例如,如果一位农民将谷物出售给磨坊主,他可能会收到一张real bill,这张票据可以在稍后兑换其他商品或服务,从而促进交易,而不需要立即支付现金。real bill的重要性在于它们能够为市场提供流动性。当企业进行交易时,它们通常需要立即获得商品的付款。然而,买方可能并不总是手头有现金。通过使用real bills,企业可以确保他们为产品获得价值,同时允许买方灵活地稍后付款,从而创造双赢局面。此外,real bills在健康信贷体系的运作中也发挥着重要作用。银行和金融机构通常接受real bills作为贷款的抵押品,因为这些工具是由实际商品或服务支持的。这降低了借贷的风险,因为基础资产为贷方提供了一定程度的安全性。因此,real bills在促进经济稳定和增长方面发挥了至关重要的作用。在现代,随着数字交易和复杂金融工具的出现,real bills的概念也随之演变。虽然实物票据可能不再那么常见,但其背后的原则依然相关。如今,企业仍然依赖各种形式的信贷和融资,这些形式与传统的real bills相呼应。例如,发票和应收账款可以视为现代等价物,其中公司基于对未来支付的预期,为已交付的商品或提供的服务延长信用。理解real bills的功能帮助个人和企业做出明智的信贷和现金流管理决策。它鼓励借贷中的责任文化,因为参与方更有可能进行反映真实经济活动的交易。总之,术语real bill涵盖了贸易和金融的一个基本方面。通过代表与有形商品或服务相关的短期义务,real bills促进了商业活动,并支持了经济中的资金流动。随着我们应对现代金融的复杂性,重温real bills的原则可以为我们提供有关经济交易性质和维持稳定金融环境重要性的宝贵见解。