banks
简明释义
n. [金融]银行；岸，[水利]堤（bank 的复数形式）；斜床
v. 开办（bank 的第三人称单数）；把钱存入银行
英英释义
Financial institutions that accept deposits from the public and create credit. | 接受公众存款并创造信贷的金融机构。 |
The land alongside a body of water, such as a river or lake. | 水体（如河流或湖泊）旁边的土地。 |
单词用法
政策性银行 |
同义词
反义词
| 债务 | 他有很多债务需要偿还。 | ||
| 提款 | The bank reported a significant increase in withdrawals last month. | 银行报告上个月提款显著增加。 |
例句
1.The banks don't pay interest on those accounts.
银行对那些账户不支付利息。
2.Japanese banks remain bearish.
日本银行继续看跌。
3.The banks are socking customers with higher charges.
银行提高手续费，损害了客户的利益。
4.Several banks failed during the recession.
经济衰退期间有几家银行倒闭了。
5.Banks are several businesses rolled into one.
银行集数种商业活动于一身。
6.Banks actively encourage people to borrow money.
银行积极鼓动人们贷款。
7.The river banks are a haven for wildlife.
河的两岸是野生动物的自然栖息地。
8.Many people prefer online banks for convenience.
许多人更喜欢在线银行以方便。
9.He deposited his savings in the banks.
他把存款存入银行。
10.She works as a teller in one of the local banks.
她在当地的一家银行当出纳员。
11.The banks are closed on holidays.
在假期时，银行关门。
12.The banks offer various loan options.
这些银行提供各种贷款选项。
作文
In today's world, the role of banks (银行) is more critical than ever. They serve as the backbone of our economy, facilitating transactions and providing financial services to individuals and businesses alike. From personal savings accounts to complex investment portfolios, banks (银行) offer a range of products that help people manage their money effectively. The importance of banks (银行) can be seen in various aspects of our daily lives, from securing loans for purchasing homes to enabling seamless online transactions. One of the primary functions of banks (银行) is to act as intermediaries between savers and borrowers. When individuals deposit their money into banks (银行), these institutions use those funds to provide loans to others who need them. This system not only helps to circulate money within the economy but also encourages saving among the populace. The interest rates set by banks (银行) play a significant role in influencing consumer behavior; higher rates may encourage more savings, while lower rates can stimulate borrowing. Moreover, banks (银行) are essential for international trade. They provide foreign exchange services that allow businesses to conduct transactions in different currencies. This is particularly important in our globalized economy, where companies often deal with partners from various countries. Without the support of banks (银行), many businesses would struggle to navigate the complexities of international finance.The rise of technology has also transformed the way banks (银行) operate. Online banking has made it easier for customers to access their accounts, transfer funds, and apply for loans without having to visit a physical branch. This convenience has led to increased customer satisfaction and loyalty. However, it also raises concerns about security and privacy, as banks (银行) must protect sensitive information from cyber threats. Additionally, banks (银行) play a crucial role in economic stability. During financial crises, they are often at the forefront of government interventions aimed at stabilizing the economy. For instance, during the 2008 financial crisis, central banks around the world implemented measures to support banks (银行) and restore confidence in the financial system. These actions highlight the interconnectedness of banks (银行) and the overall health of the economy. In conclusion, the significance of banks (银行) cannot be understated. They are vital institutions that facilitate economic growth, promote savings, and support international trade. As we continue to advance technologically, the role of banks (银行) will likely evolve, but their importance will remain constant. Understanding how banks (银行) operate and their impact on our lives is essential for anyone looking to navigate the financial landscape successfully.
在当今世界，银行的角色比以往任何时候都更为关键。它们作为我们经济的支柱，促进交易并为个人和企业提供金融服务。从个人储蓄账户到复杂的投资组合，银行提供一系列帮助人们有效管理资金的产品。银行的重要性体现在我们日常生活的各个方面，从为购房提供贷款到实现无缝的在线交易。银行的主要功能之一是充当储户和借款人之间的中介。当个人将钱存入银行时，这些机构会利用这些资金向需要的人提供贷款。这一制度不仅有助于资金在经济中的流通，而且还鼓励公众储蓄。银行设定的利率在影响消费者行为方面发挥着重要作用；较高的利率可能会鼓励更多的储蓄，而较低的利率则可以刺激借款。此外，银行对国际贸易至关重要。它们提供外汇服务，使企业能够以不同货币进行交易。这在我们全球化的经济中尤为重要，因为公司通常与来自不同国家的合作伙伴打交道。如果没有银行的支持，许多企业将难以应对国际金融的复杂性。科技的兴起也改变了银行的运作方式。网上银行使客户更容易访问他们的账户、转账和申请贷款，而无需亲自前往实体分行。这种便利性提高了客户满意度和忠诚度。然而，这也引发了关于安全性和隐私的担忧，因为银行必须保护敏感信息免受网络威胁。此外，银行在经济稳定中发挥着至关重要的作用。在金融危机期间，它们通常处于政府干预的前沿，旨在稳定经济。例如，在2008年金融危机期间，全球各国的中央银行实施措施以支持银行并恢复对金融系统的信心。这些行动突显了银行与整体经济健康之间的相互联系。总之，银行的重要性不容小觑。它们是促进经济增长、促进储蓄和支持国际贸易的重要机构。随着我们技术的不断进步，银行的角色可能会演变，但它们的重要性将始终保持不变。理解银行的运作方式及其对我们生活的影响，对于任何希望成功驾驭金融环境的人来说都是至关重要的。
