rate actually paid

简明释义

实际支付率

英英释义

例句

1.To calculate the total cost, we must consider the rate actually paid for materials.

要计算总成本，我们必须考虑材料的实际支付的费率。

2.The accountant confirmed the rate actually paid was lower than expected.

会计确认实际支付的费率低于预期。

3.In our budget report, we need to include the rate actually paid for each category.

在我们的预算报告中，我们需要包括每个类别的实际支付的费率。

4.The invoice shows the rate actually paid for the services rendered.

发票显示了提供服务的实际支付的费率。

5.During the audit, we found discrepancies in the rate actually paid by the company.

在审计过程中，我们发现公司支付的实际费率存在差异。

作文

In today's complex financial environment, understanding various terms related to payments and rates is crucial for both consumers and businesses. One such term that often arises in discussions about loans, mortgages, and other financial agreements is the rate actually paid. This phrase refers to the true interest rate that a borrower ends up paying after accounting for all factors, including fees, discounts, and any changes in the rate over time. It is essential to differentiate this from the nominal interest rate, which may not reflect the actual cost of borrowing. To illustrate the significance of the rate actually paid, consider a scenario where an individual takes out a mortgage. The bank may advertise a nominal interest rate of 4% for the loan. However, after reviewing the loan agreement, the borrower discovers that there are additional fees, such as origination fees and closing costs, which increase the overall cost of the loan. As a result, the rate actually paid could be closer to 4.5% or even higher. This discrepancy can lead to significant financial implications over the life of the loan, affecting monthly payments and the total amount of interest paid. Understanding the rate actually paid is not only important for borrowers but also for lenders who want to provide transparent and accurate information to their clients. By clearly communicating the rate actually paid, lenders can help borrowers make informed decisions and avoid potential pitfalls associated with hidden costs. Additionally, this transparency fosters trust between the lender and the borrower, which is vital in maintaining long-term relationships in the financial industry. Moreover, the rate actually paid can vary significantly based on several factors, including the borrower's credit score, the type of loan, and the prevailing economic conditions. For instance, a borrower with an excellent credit score may qualify for a lower rate actually paid compared to someone with a poor credit history. Similarly, during times of economic uncertainty, lenders may adjust their rates, impacting the rate actually paid by borrowers. In conclusion, the concept of the rate actually paid is vital for anyone engaging in financial transactions involving loans and credit. It encompasses the true cost of borrowing and highlights the importance of being aware of all associated fees and terms. By understanding the rate actually paid, borrowers can make better financial decisions, while lenders can build stronger relationships through transparency and trust. Ultimately, being informed about the rate actually paid can lead to more favorable financial outcomes for all parties involved.

在当今复杂的金融环境中，理解与支付和利率相关的各种术语对消费者和企业都至关重要。其中一个常常在贷款、抵押贷款和其他金融协议讨论中出现的术语是实际支付的利率。这个短语指的是借款人在考虑所有因素后最终支付的真实利率，包括费用、折扣以及利率随时间的变化。区分这一点与名义利率非常重要，因为名义利率可能无法反映借款的实际成本。为了说明实际支付的利率的重要性，考虑一个个人申请抵押贷款的场景。银行可能会宣传贷款的名义利率为4%。然而，在审查贷款协议后，借款人发现还有其他费用，例如发放费用和结算费用，这增加了贷款的整体成本。因此，实际支付的利率可能接近4.5%甚至更高。这种差异可能导致贷款生命周期内的重大财务影响，影响月供和支付的总利息金额。理解实际支付的利率不仅对借款人重要，对希望向客户提供透明和准确信息的贷方也同样重要。通过清楚地传达实际支付的利率，贷方可以帮助借款人做出明智的决策，避免与隐藏费用相关的潜在陷阱。此外，这种透明性促进了贷方与借款人之间的信任，而这种信任对于在金融行业维持长期关系至关重要。此外，实际支付的利率可能根据多个因素显著变化，包括借款人的信用评分、贷款类型和当前经济状况。例如，信用评分优秀的借款人可能会享有比信用历史较差的人更低的实际支付的利率。同样，在经济不确定时期，贷方可能会调整他们的利率，从而影响借款人的实际支付的利率。总之，实际支付的利率的概念对任何参与涉及贷款和信用的金融交易的人来说都是至关重要的。它涵盖了借款的真实成本，并强调了意识到所有相关费用和条款的重要性。通过理解实际支付的利率，借款人可以做出更好的财务决策，而贷方则可以通过透明度和信任建立更强的关系。最终，了解实际支付的利率可以为所有相关方带来更有利的财务结果。