true discount

简明释义

实际折扣

英英释义

例句

1.Understanding the concept of true discount 真实折扣 is crucial for financial planning.

理解true discount 真实折扣的概念对财务规划至关重要。

2.The bank offered a loan with a true discount 真实折扣 of 5% to encourage early repayment.

银行提供了一笔贷款，给予5%的true discount 真实折扣以鼓励提前还款。

3.Investors often look for bonds that offer a higher true discount 真实折扣 to maximize their returns.

投资者通常寻找提供更高true discount 真实折扣的债券，以最大化他们的回报。

4.When calculating the true discount 真实折扣, it's important to consider the present value of future payments.

在计算true discount 真实折扣时，考虑未来支付的现值是很重要的。

5.The true discount 真实折扣 on the invoice allowed the company to save a significant amount on their purchase.

发票上的true discount 真实折扣使公司在采购中节省了大量费用。

作文

In the world of finance and commerce, understanding various terms related to pricing and discounts is crucial for making informed decisions. One such term is true discount, which refers to the actual reduction in price that a buyer receives when purchasing a product or service. This concept is essential for both consumers and businesses as it helps them evaluate the true value of a deal. To better understand true discount, we must first explore how discounts are typically presented and calculated.Discounts are often advertised as a percentage off the original price. For instance, if a store offers a 20% discount on a jacket originally priced at $100, customers might think they are saving $20. However, the true discount takes into account additional factors such as taxes, fees, and potential future costs associated with the purchase. Therefore, the real savings may not be as significant as initially perceived.To illustrate this point, consider a scenario where the jacket mentioned earlier is subject to a sales tax of 8%. If the customer buys the jacket at a 20% discount, they would pay $80 initially. Adding the sales tax of 8% means the final cost would be $86.40. In this case, the true discount is not just the $20 off the original price but also the effect of the tax on the overall cost, which reduces the perceived savings.Moreover, the true discount can also relate to the time value of money. When evaluating discounts, especially in investment scenarios, one must consider how much a future cash flow is worth today. For example, if a company promises a discount on a service that will be available in a year, the value of that discount must be discounted back to its present value. This calculation helps businesses determine whether the offer is genuinely beneficial in the long run.Understanding true discount is particularly important in contract negotiations. Companies often negotiate prices based on initial discounts, but savvy negotiators will look beyond the surface to assess the true discount. This involves analyzing all elements of the deal, including potential hidden costs or future obligations that could affect the overall value of the agreement.Furthermore, consumers should be educated about true discount to make better purchasing decisions. Many times, marketing strategies can lead to misconceptions about the actual savings. By being aware of what constitutes a true discount, consumers can avoid falling into traps set by misleading advertisements or promotions. They can ask questions about additional costs or conditions attached to discounts, ensuring they are making the best choice for their financial situation.In conclusion, the concept of true discount is vital in understanding the real value of discounts offered in the marketplace. It encompasses not only the nominal price reduction but also considers additional costs and the time value of money. By grasping this concept, both consumers and businesses can navigate the complexities of pricing more effectively, leading to better financial outcomes. Ultimately, recognizing the true discount allows individuals to make informed choices that reflect their true savings and enhance their overall purchasing experience.

在金融和商业的世界中，理解与定价和折扣相关的各种术语对于做出明智的决定至关重要。其中一个术语是true discount，它指的是买家在购买产品或服务时实际获得的价格减少。这一概念对消费者和企业都很重要，因为它帮助他们评估交易的真实价值。为了更好地理解true discount，我们首先必须探讨折扣通常是如何呈现和计算的。折扣通常以原价的百分比形式进行广告。例如，如果一家商店提供一件原价为100美元的夹克20%的折扣，顾客可能会认为他们节省了20美元。然而，true discount考虑了额外因素，例如税费和与购买相关的潜在未来成本。因此，实际的节省可能没有最初想象的那么显著。为了说明这一点，考虑一个场景，其中提到的夹克需支付8%的销售税。如果顾客以80美元的价格购买夹克（享受20%的折扣），那么最终的费用将是86.40美元。在这种情况下，true discount不仅仅是原价的20美元，而是税费对整体成本的影响，从而减少了感知的节省。此外，true discount还可以与货币的时间价值相关联。在评估折扣时，尤其是在投资场景中，必须考虑未来现金流今天的价值。例如，如果一家公司承诺在一年内提供服务的折扣，那么该折扣的价值必须折算回其现值。这一计算帮助企业确定该优惠在长期内是否真正有利。理解true discount在合同谈判中尤为重要。公司通常基于初始折扣进行价格谈判，但精明的谈判者会超越表面，评估true discount。这涉及分析交易的所有要素，包括可能影响协议整体价值的潜在隐性成本或未来义务。此外，消费者应了解true discount以做出更好的购买决策。许多时候，营销策略可能导致对实际节省的误解。通过了解什么构成true discount，消费者可以避免陷入误导性广告或促销设下的陷阱。他们可以询问有关附加成本或与折扣相关的条件的问题，以确保他们为自己的财务状况做出最佳选择。总之，true discount的概念在理解市场上提供的折扣的真实价值方面至关重要。它不仅包括名义上的价格减少，还考虑了附加成本和货币的时间价值。通过掌握这一概念，消费者和企业能够更有效地应对定价的复杂性，从而实现更好的财务结果。最终，认识到true discount使个人能够做出反映真实节省的明智选择，增强他们的整体购买体验。