real income

简明释义

实际所得

英英释义

例句

1.The government reported that the average real income 实际收入 of households has risen slightly this year.

政府报告称，今年家庭的平均实际收入略有上升。

2.Many workers are concerned about how rising prices affect their real income 实际收入.

许多工人担心物价上涨如何影响他们的实际收入。

3.In times of economic growth, real income 实际收入 often increases for most citizens.

在经济增长时期，大多数公民的实际收入通常会增加。

4.After adjusting for inflation, my real income 实际收入 has decreased over the past few years.

经过通货膨胀调整，我的实际收入在过去几年里下降了。

5.To understand economic well-being, we must look at real income 实际收入 rather than nominal figures.

要了解经济福祉，我们必须关注实际收入而不是名义数字。

作文

Understanding the concept of real income is crucial for analyzing economic well-being. Real income refers to the income of individuals or groups after adjusting for inflation, which means it reflects the actual purchasing power of the income earned. Unlike nominal income, which is the amount received in current dollars without considering changes in price levels, real income provides a more accurate picture of financial health and living standards. To illustrate this, consider a scenario where an individual earns $50,000 in a year. If the inflation rate during that year is 3%, the real income would be lower than the nominal figure because the cost of goods and services has increased. In this case, the real income can be calculated by adjusting the nominal income for inflation, resulting in approximately $48,500 in real income. This adjustment shows that although the individual earned $50,000, their purchasing power has diminished due to rising prices.The importance of real income extends beyond individual finances; it plays a significant role in economic policy and planning. Policymakers use real income metrics to gauge the effectiveness of economic policies and to make informed decisions regarding taxation, welfare, and public spending. For instance, if real income is declining across a nation, it may indicate that citizens are struggling to afford basic necessities, prompting the government to implement stimulus measures or adjust interest rates to encourage spending.Furthermore, the analysis of real income can reveal disparities in wealth distribution within a society. Economists often examine how real income varies among different demographic groups, such as age, education level, and geographic location. Understanding these differences is essential for addressing issues related to inequality and ensuring that economic growth benefits all segments of the population.In addition to its implications for policy and economics, real income also affects personal decisions and lifestyle choices. Individuals may alter their spending habits based on changes in their real income. For example, if someone experiences a rise in real income, they may choose to invest in higher-quality goods, save for retirement, or take vacations. Conversely, a decline in real income might lead to cutbacks on discretionary spending, affecting businesses and overall economic activity.In conclusion, real income is a vital indicator of economic health that influences not only personal finances but also broader economic policies and social dynamics. By understanding and analyzing real income, individuals and policymakers can make better-informed decisions that ultimately contribute to improved living standards and economic stability. As we navigate an ever-changing economic landscape, the significance of real income will continue to grow, making it an essential concept for anyone interested in economics and finance.

理解实际收入的概念对于分析经济福祉至关重要。实际收入是指在调整通货膨胀后个人或群体的收入，这意味着它反映了所赚取收入的实际购买力。与名义收入不同，名义收入是在当前美元中收到的金额，而不考虑价格水平的变化，实际收入提供了更准确的财务健康和生活水平的图景。举个例子，假设一个人在一年内赚取了50,000美元。如果这一年的通货膨胀率为3%，那么实际收入将低于名义数字，因为商品和服务的成本增加。在这种情况下，实际收入可以通过调整名义收入来计算，结果大约为48,500美元的实际收入。这种调整表明，尽管个人赚取了50,000美元，但由于物价上涨，他们的购买力已经下降。实际收入的重要性超越了个人财务；它在经济政策和规划中也发挥着重要作用。政策制定者利用实际收入指标来评估经济政策的有效性，并就税收、福利和公共支出做出明智的决策。例如，如果一个国家的实际收入正在下降，这可能表明公民在负担基本生活必需品方面面临困难，从而促使政府实施刺激措施或调整利率以鼓励消费。此外，对实际收入的分析可以揭示社会内部财富分配的不平等。经济学家常常研究不同人口群体（如年龄、教育水平和地理位置）之间的实际收入差异。理解这些差异对于解决与不平等相关的问题至关重要，并确保经济增长惠及所有人群。除了对政策和经济的影响外，实际收入还会影响个人决策和生活方式选择。个人可能会根据实际收入的变化调整消费习惯。例如，如果某人的实际收入上升，他们可能会选择投资于更高质量的商品、为退休储蓄或度假。相反，实际收入的下降可能会导致在非必需品上的削减支出，从而影响企业和整体经济活动。总之，实际收入是经济健康的重要指标，不仅影响个人财务，还影响更广泛的经济政策和社会动态。通过理解和分析实际收入，个人和政策制定者可以做出更明智的决策，最终促进生活水平和经济稳定的改善。在我们应对不断变化的经济环境时，实际收入的重要性将继续增长，使其成为任何对经济和金融感兴趣的人所需掌握的基本概念。