real dollar values

简明释义

实际美元价值

英英释义

例句

1.When comparing salaries from different years, it's important to use real dollar values 实际美元价值 to account for inflation.

在比较不同年份的薪水时，使用实际美元价值来考虑通货膨胀是很重要的。

2.The economist explained how real dollar values 实际美元价值 help in analyzing economic growth over time.

经济学家解释了实际美元价值如何帮助分析经济增长的变化。

3.To accurately assess the cost of living changes, we must consider the real dollar values 实际美元价值 of goods and services.

为了准确评估生活成本的变化，我们必须考虑商品和服务的实际美元价值。

4.The report adjusted the figures for inflation to reflect the real dollar values 实际美元价值 of the income over the last decade.

报告调整了数据以考虑通货膨胀，以反映过去十年收入的实际美元价值。

5.Investors often look at the real dollar values 实际美元价值 of their returns to understand their true purchasing power.

投资者通常查看他们回报的实际美元价值以了解其真实购买力。

作文

Understanding the concept of real dollar values is essential in economics and finance. It refers to the value of money that has been adjusted for inflation, providing a more accurate reflection of purchasing power over time. When we talk about real dollar values, we are essentially distinguishing between nominal values, which are stated in current dollars, and real values, which take into account the changing value of money due to inflation. For instance, if you earned $50,000 in 2000, that amount would have a different purchasing power compared to earning the same nominal amount in 2023. The price of goods and services generally increases over time due to inflation, meaning that $50,000 in 2000 could buy you much more than $50,000 today. By adjusting for inflation, we can convert nominal figures into real dollar values, allowing for a clearer comparison across different time periods.To illustrate this further, let’s consider the cost of a loaf of bread. In 2000, the average price might have been around $1.00, while today it could be approximately $3.00. If we simply compare these prices without adjusting for inflation, one might mistakenly conclude that the cost of bread has only increased by $2.00. However, when we adjust for inflation, we find that the real dollar value of that $1.00 loaf in 2000 is actually equivalent to about $1.50 in today's money. Thus, the increase in the price of bread is not as significant as it appears when viewed through the lens of real dollar values.Understanding real dollar values is also crucial for making informed financial decisions. For example, when planning for retirement, individuals need to consider how inflation will affect their savings. If someone plans to retire with a nest egg of $1 million, they must recognize that due to inflation, the real dollar value of that amount will diminish over time. Therefore, it is vital to invest wisely and grow those savings at a rate that outpaces inflation to ensure that the purchasing power remains intact.Moreover, policymakers and economists rely heavily on real dollar values when analyzing economic trends and making decisions. For instance, when assessing the growth of an economy, it is essential to look at GDP in real dollar values rather than nominal terms. This allows for a more accurate representation of economic growth, as it eliminates the distortions caused by inflation. Without this adjustment, one might incorrectly perceive that an economy is growing when, in fact, the growth may merely reflect rising prices rather than an increase in actual production or wealth.In conclusion, the concept of real dollar values plays a pivotal role in our understanding of economics and personal finance. It helps us make better financial decisions by providing a clearer picture of purchasing power over time. Whether we are evaluating historical data, planning for the future, or analyzing economic performance, recognizing the importance of real dollar values is vital for achieving financial literacy and making sound economic choices.

理解真实美元价值的概念在经济学和金融中至关重要。它指的是经过通货膨胀调整后的货币价值，提供了对购买力更准确的反映。当我们谈论真实美元价值时，我们实际上是在区分名义价值（以当前美元表示）和实际价值（考虑到货币因通货膨胀而变化的价值）。例如，如果你在2000年赚了50,000美元，那么这个金额的购买力与2023年赚同样的名义金额相比是不同的。由于商品和服务的价格通常随着时间的推移而上涨，因此2000年的50,000美元可以为你购买更多的东西，而今天的50,000美元则可能购买的东西较少。通过调整通货膨胀，我们可以将名义数字转换为真实美元价值，从而允许在不同时间段之间进行更清晰的比较。为了进一步说明这一点，让我们考虑一下面包的价格。在2000年，平均价格可能在1.00美元左右，而今天大约为3.00美元。如果我们简单地比较这些价格而不进行通货膨胀调整，人们可能会错误地得出结论，认为面包的成本仅增加了2.00美元。然而，当我们考虑通货膨胀时，我们发现2000年那1.00美元面包的真实美元价值实际上相当于今天的约1.50美元。因此，当通过真实美元价值的视角来看，面包价格的上涨并不像表面上看起来那么显著。理解真实美元价值对于做出明智的财务决策也至关重要。例如，在规划退休时，个人需要考虑通货膨胀将如何影响他们的储蓄。如果有人计划以100万美元退休，他们必须认识到，由于通货膨胀，这个金额的真实美元价值将随着时间的推移而减少。因此，明智地投资并以超过通货膨胀的速度增长这些储蓄是至关重要的，以确保购买力保持不变。此外，政策制定者和经济学家在分析经济趋势和做出决策时也严重依赖真实美元价值。例如，在评估经济增长时，查看以真实美元价值计算的GDP而不是名义GDP是至关重要的。这为经济增长提供了更准确的表现，因为它消除了通货膨胀造成的扭曲。如果没有这种调整，人们可能会错误地认为一个经济体正在增长，而事实上，增长可能只是反映了价格上涨，而不是实际生产或财富的增加。总之，真实美元价值的概念在我们理解经济学和个人财务中发挥着关键作用。它通过提供对时间推移的购买力更清晰的图景，帮助我们做出更好的财务决策。无论我们是在评估历史数据、规划未来还是分析经济表现，认识到真实美元价值的重要性对于实现财务素养和做出明智的经济选择至关重要。