amount of insurance carried

简明释义

实保金额

英英释义

例句

1.The company’s policy states that the amount of insurance carried must cover potential liabilities.

该公司的政策规定，所承保的保险金额必须覆盖潜在的责任。

2.Before finalizing your mortgage, the bank will review the amount of insurance carried to ensure it meets their requirements.

在最终确定你的抵押贷款之前，银行会审查所承保的保险金额以确保符合他们的要求。

3.During the annual review, the financial advisor assessed the amount of insurance carried for all assets.

在年度审查中，财务顾问评估了所有资产的保险金额。

4.If you have valuable collectibles, consider increasing the amount of insurance carried to protect them adequately.

如果你有贵重的收藏品，考虑增加保险金额以充分保护它们。

5.It's important to regularly update the amount of insurance carried on your home to reflect any renovations or improvements.

定期更新你房屋的保险金额以反映任何翻新或改善是很重要的。

作文

Understanding the concept of insurance is crucial in today's world, where uncertainties are a part of life. One key term that often comes up in discussions about insurance is the amount of insurance carried. This phrase refers to the total value of coverage that an individual or organization has purchased to protect against potential losses. It is essential for policyholders to carefully evaluate the amount of insurance carried to ensure they are adequately protected in the event of unforeseen circumstances.When considering the amount of insurance carried, individuals must assess their specific needs and risks. For example, homeowners should take into account the replacement cost of their property and belongings when determining the appropriate coverage. Similarly, businesses need to consider various factors such as inventory, equipment, and liability exposure to decide on the right amount of insurance carried. Failure to do so can lead to significant financial losses if a disaster strikes.Moreover, the amount of insurance carried can also influence the premium rates that policyholders pay. Generally, higher coverage limits result in higher premiums. Therefore, it is vital to strike a balance between adequate coverage and affordability. Policyholders should review their policies regularly and adjust the amount of insurance carried as their circumstances change, such as acquiring new assets or experiencing changes in income.Another important aspect to consider is the types of insurance available. Different types of insurance serve various purposes, and the amount of insurance carried may vary accordingly. For instance, health insurance, auto insurance, and life insurance all have different coverage requirements. Understanding the specifics of each type can help individuals make informed decisions about how much coverage they need.In conclusion, the amount of insurance carried is a critical factor in financial planning and risk management. It requires careful consideration and regular evaluation to ensure that individuals and businesses are adequately protected against potential losses. By understanding their unique needs and the types of insurance available, policyholders can determine the appropriate amount of insurance carried to safeguard their assets and secure their financial future.

理解保险的概念在当今社会至关重要，因为不确定性是生活的一部分。在关于保险的讨论中，一个常见的术语是所持保险金额。这个短语指的是个人或组织为保护潜在损失而购买的总覆盖价值。投保人必须仔细评估所持保险金额，以确保在面对不可预见的情况时得到充分保护。在考虑所持保险金额时，个人必须评估他们的具体需求和风险。例如，房主在确定适当的保险覆盖时，应考虑到其财产和财物的重置成本。同样，企业需要考虑各种因素，例如库存、设备和责任风险，以决定合适的所持保险金额。如果未能做到这一点，一旦灾难发生，可能会导致重大经济损失。此外，所持保险金额也会影响投保人支付的保费率。通常，较高的保险限额会导致较高的保费。因此，在充分保障与可负担性之间找到平衡至关重要。投保人应定期审查其保单，并根据情况变化（如获得新资产或收入变化）调整所持保险金额。另一个需要考虑的重要方面是可用的保险类型。不同类型的保险服务于不同的目的，而所持保险金额可能相应地有所不同。例如，健康保险、汽车保险和人寿保险都有不同的覆盖要求。了解每种类型的具体情况可以帮助个人做出明智的决定，以确定他们需要多少覆盖。总之，所持保险金额是财务规划和风险管理中的一个关键因素。它需要仔细考虑和定期评估，以确保个人和企业在潜在损失面前得到充分保护。通过了解他们独特的需求和可用的保险类型，投保人可以确定适当的所持保险金额，以保护其资产并确保其财务未来。