salvage proceeds

简明释义

施救收益

英英释义

例句

1.Investors are often interested in the potential salvage proceeds when assessing the risk of a project.

投资者在评估项目风险时，通常对潜在的残值收入感兴趣。

2.The insurance company calculated the total amount of the claim, including the salvage proceeds from the recovered vehicle.

保险公司计算了索赔的总金额，包括从回收车辆中获得的残值收入。

3.After the shipwreck, the salvage proceeds were divided among the crew members as per their agreement.

在船只失事后，残值收入根据船员之间的协议进行分配。

4.The auction house specialized in selling items that yielded high salvage proceeds after disasters.

这家拍卖行专门出售在灾难后能获得高额残值收入的物品。

5.The contractor reported the salvage proceeds from the demolition of the old building to maximize profits.

承包商报告了旧建筑拆除后的残值收入以最大化利润。

作文

In the world of finance and insurance, the term salvage proceeds refers to the money recovered from the sale of damaged or lost property. This concept is particularly relevant in cases where an insured asset has been deemed a total loss, yet there remains some value in the remnants of that asset. For example, if a ship sinks and is later recovered, the amount obtained from selling the salvaged materials is considered salvage proceeds. Understanding this term is crucial for both insurers and policyholders, as it impacts the overall financial outcome of a claim.When a policyholder files a claim for a lost item, the insurance company will assess the situation and determine whether the item can be salvaged. If it can, the insurer may engage in salvage operations to recover as much value as possible. The proceeds from these operations are then deducted from the total amount payable to the policyholder. This means that the salvage proceeds play a significant role in determining the final settlement figure.For instance, consider a situation where a car is involved in a severe accident and is declared a total loss by the insurance company. If the car can be salvaged, perhaps for parts, the insurance company will sell it to a salvage yard. The money earned from this sale is categorized as salvage proceeds. Consequently, the insurance payout to the policyholder will be reduced by the amount of these proceeds. This process ensures that the insurer recoups some of its losses while also providing a fair settlement to the policyholder.The importance of salvage proceeds extends beyond individual claims. It also affects the overall dynamics of the insurance market. Insurers often rely on salvage operations to minimize their losses and maintain profitability. By effectively managing the recovery of salvage proceeds, they can offer more competitive premiums to customers while still safeguarding their financial interests.Moreover, the concept of salvage proceeds highlights the need for transparency and fairness in the insurance process. Policyholders should be aware of how these proceeds influence their claims and settlements. Clear communication between insurers and clients is essential to ensure that everyone understands the implications of salvage operations. This understanding fosters trust and encourages policyholders to engage with their insurers positively.In conclusion, salvage proceeds represent a critical component of the insurance landscape, affecting both the financial outcomes for policyholders and the operational strategies of insurers. By grasping the nuances of this term, individuals can better navigate the complexities of insurance claims and make informed decisions regarding their coverage. As the industry continues to evolve, understanding concepts like salvage proceeds will remain vital for anyone involved in the world of insurance and finance.

在金融和保险的世界中，术语salvage proceeds指的是从损坏或丢失财产的销售中恢复的资金。这个概念在被认为是完全损失的被保险资产的情况下尤为相关，但该资产的残余物仍然有一定价值。例如，如果一艘船沉没并随后被打捞，出售打捞材料所获得的金额就被视为salvage proceeds。理解这个术语对保险公司和保单持有人都至关重要，因为它影响索赔的整体财务结果。当保单持有人提交索赔请求时，保险公司将评估情况，并确定该物品是否可以被打捞。如果可以，保险公司可能会进行打捞操作，以尽可能多地恢复价值。这些操作所获得的收益将从应支付给保单持有人的总金额中扣除。这意味着salvage proceeds在确定最终结算金额方面发挥着重要作用。例如，考虑一种情况，一辆汽车在严重事故中被宣布为完全损失。如果这辆车可以被打捞，可能用于零件，保险公司将把它卖给废品场。从这笔销售中获得的资金被归类为salvage proceeds。因此，保险公司向保单持有人的赔付将减少这些收益的金额。这个过程确保保险公司收回部分损失，同时也为保单持有人提供公平的结算。salvage proceeds的重要性超出了个别索赔。它还影响了保险市场的整体动态。保险公司通常依赖打捞操作来减少损失并保持盈利能力。通过有效管理salvage proceeds的恢复，他们可以为客户提供更具竞争力的保费，同时保护自身的财务利益。此外，salvage proceeds的概念强调了保险过程中的透明度和公平性。保单持有人应该了解这些收益如何影响他们的索赔和结算。保险公司与客户之间的清晰沟通对于确保每个人理解打捞操作的影响至关重要。这种理解促进了信任，并鼓励保单持有人积极与保险公司互动。总之，salvage proceeds代表了保险领域的一个关键组成部分，影响着保单持人的财务结果和保险公司的运营策略。通过掌握这一术语的细微差别，个人可以更好地应对保险索赔的复杂性，并就其保障做出明智的决策。随着行业的不断发展，理解像salvage proceeds这样的概念将对任何参与保险和金融世界的人来说仍然至关重要。