unemployment insurance

简明释义

失业险

英英释义

例句

1.The government increased the amount of unemployment insurance during the economic downturn.

在经济衰退期间，政府增加了失业保险的金额。

2.To qualify for unemployment insurance, you must have worked a certain number of hours in the previous year.

要符合失业保险的资格，你必须在前一年工作一定的小时数。

3.Some people misuse unemployment insurance by not actively seeking new employment.

一些人通过不积极寻找新工作来滥用失业保险。

4.After being laid off, she applied for unemployment insurance to help her during the transition.

在被解雇后，她申请了失业保险以帮助她度过过渡期。

5.Many workers rely on unemployment insurance to cover their living expenses after losing a job.

许多工人依靠失业保险来支付失去工作的生活费用。

作文

Unemployment is a significant issue that affects millions of people around the world. In times of economic downturn, many individuals find themselves without jobs, leading to financial instability and uncertainty. To mitigate the impact of unemployment, various government programs have been established, one of the most crucial being unemployment insurance. This program provides temporary financial assistance to individuals who have lost their jobs through no fault of their own, helping them to support themselves and their families during difficult times.The concept of unemployment insurance can be traced back to the early 20th century when countries began recognizing the need to protect workers from the adverse effects of job loss. It operates on the principle that individuals who contribute to the system while they are employed should receive benefits if they become unemployed. This safety net not only aids the unemployed but also stabilizes the economy by maintaining consumer spending during recessions.To qualify for unemployment insurance, individuals must meet certain criteria, such as having worked a minimum number of hours or having earned a specific amount in wages before losing their job. Additionally, they must actively seek new employment and be available for work. The amount of financial assistance provided varies based on previous earnings and the duration of unemployment, but it typically covers a portion of the individual's lost income.One of the key benefits of unemployment insurance is that it helps prevent poverty and homelessness. When individuals lose their jobs, they often struggle to pay for basic necessities like food, housing, and healthcare. By providing financial support, unemployment insurance helps ensure that people can maintain a basic standard of living while they search for new employment opportunities.Moreover, unemployment insurance plays a crucial role in promoting economic stability. During periods of high unemployment, when many people are out of work, the economy can suffer due to decreased consumer spending. By offering financial assistance, unemployment insurance helps sustain demand for goods and services, which in turn supports businesses and helps prevent deeper economic recessions.Despite its advantages, unemployment insurance is often subject to criticism. Some argue that it can create a disincentive for individuals to find new employment, as they may become reliant on the benefits. However, research has shown that most people prefer to return to work as soon as possible, and the financial assistance provided by unemployment insurance is essential for them to do so effectively.In conclusion, unemployment insurance is a vital component of modern economic policy, providing essential support to individuals facing job loss. It not only assists those in need but also contributes to overall economic stability. As we continue to navigate the complexities of the job market, it is crucial to recognize the significance of unemployment insurance and advocate for policies that strengthen this safety net for all workers. Protecting individuals during times of unemployment is not just a moral imperative; it is also an investment in the health of our economy and society as a whole.

失业是一个严重的问题，影响着世界上数百万人。在经济衰退时期，许多人发现自己失去了工作，导致财务不稳定和不确定性。为了减轻失业的影响，各国政府建立了多种项目，其中最重要的就是失业保险。该项目为因非自身原因失去工作的个人提供临时经济援助，帮助他们在困难时期支持自己和家庭。失业保险的概念可以追溯到20世纪初，当时各国开始认识到保护工人免受失业不利影响的必要性。它基于这样的原则：在就业期间向系统贡献的个人，在失业时应获得福利。这一安全网不仅帮助失业者，也通过维持经济中的消费支出来稳定经济。要获得失业保险，个人必须满足某些条件，例如在失去工作之前工作了最低小时数或赚取了特定金额的工资。此外，他们必须积极寻找新工作并有工作能力。提供的经济援助金额根据以前的收入和失业的持续时间而有所不同，但通常覆盖个人失去收入的一部分。失业保险的一个关键好处是它有助于防止贫困和无家可归。当个人失去工作时，他们常常难以支付基本生活必需品，如食物、住房和医疗保健。通过提供经济支持，失业保险帮助确保人们在寻找新的就业机会时能够维持基本的生活标准。此外，失业保险在促进经济稳定方面发挥着至关重要的作用。在高失业率期间，许多人失业，经济可能因消费者支出减少而受到影响。通过提供经济援助，失业保险帮助维持对商品和服务的需求，这反过来又支持企业，并帮助防止更深层次的经济衰退。尽管有其优势，失业保险常常受到批评。一些人认为它可能会对个人寻找新工作的动力产生负面影响，因为他们可能会依赖这种福利。然而，研究表明，大多数人更倾向于尽快重返工作岗位，而失业保险提供的经济援助对他们有效地做到这一点至关重要。总之，失业保险是现代经济政策的重要组成部分，为面临失业的个人提供必要的支持。它不仅帮助有需要的人，还对整体经济稳定做出了贡献。在我们继续应对就业市场的复杂性时，认清失业保险的重要性并倡导加强这一安全网的政策至关重要。保护个人在失业期间不仅是道德责任，也是对我们经济和社会整体健康的投资。