stale check

简明释义

失效支票

英英释义

例句

1.Before issuing a refund, make sure the customer’s check isn’t a stale check.

在发放退款之前，确保顾客的支票不是一张过期支票。

2.He forgot to cash the check he received last year, and now it's just a stale check.

他忘记兑现去年收到的支票，现在这只是一张过期支票。

3.You need to reissue the payment because the original was a stale check.

你需要重新发放付款，因为原来的支票是一张过期支票。

4.The company policy states that any stale check will be void after six months.

公司的政策规定，任何过期支票在六个月后将作废。

5.I tried to deposit the check, but it was a stale check and the bank wouldn't accept it.

我试图存入支票，但它是一张过期支票，银行不接受。

作文

In today's fast-paced world, managing finances is crucial for both individuals and businesses. One common issue that arises in financial transactions is the problem of a stale check. A stale check refers to a check that has not been cashed or deposited within a certain period, typically six months. After this time frame, the check may be considered invalid by the bank, leading to complications for both the issuer and the recipient.When someone writes a check, it is often expected to be cashed promptly. However, there are various reasons why a check might remain uncashed. For instance, the recipient may have misplaced the check, or they might be waiting for a more convenient time to deposit it. In some cases, the recipient might even forget about the check entirely. Regardless of the reason, once a check becomes stale, it can create confusion and frustration.For businesses, stale checks can lead to accounting discrepancies. When a company issues a check, it records the transaction in its financial statements. If the check does not get cashed, the funds remain in the company's account, which can misrepresent the actual cash flow. This discrepancy can impact budgeting and forecasting, making it difficult for businesses to plan their financial future accurately.Moreover, dealing with stale checks can also involve additional administrative work. Companies may need to reach out to recipients to remind them about the uncashed checks or reissue payments. This process can consume valuable time and resources, diverting attention from more critical business operations.On the other hand, for individuals, receiving a stale check can be equally troublesome. If someone receives a check as a gift or payment for services rendered, they likely expect to cash it without any issues. However, if the check becomes stale, the individual may have to contact the issuer to request a new check, which can be awkward and inconvenient. Additionally, if the check was intended for a specific purpose, such as paying a bill, the delay caused by the stale check could result in late fees or other penalties.Preventing checks from becoming stale is essential for both parties involved. One way to avoid this issue is to encourage prompt cashing or depositing of checks. Issuers can include a note on the check or in accompanying correspondence, reminding recipients to cash the check within a reasonable timeframe. Similarly, recipients should make it a habit to deposit checks as soon as possible to avoid any potential problems.In conclusion, a stale check can cause significant inconveniences for both individuals and businesses. Understanding what a stale check is and taking proactive steps to prevent it can help ensure smooth financial transactions. By promoting timely cashing and open communication between check issuers and recipients, both parties can avoid the complications associated with stale checks and maintain healthy financial practices.

在当今快节奏的世界中，管理财务对于个人和企业都至关重要。在财务交易中，一个常见的问题是“过期支票”的问题。“过期支票”是指在一定期限内未被兑现或存入的支票，通常是六个月。超过这个时间框架，银行可能会认为支票无效，从而导致出具者和接收者之间出现复杂情况。当有人开出支票时，通常期望它能尽快兑现。然而，支票未被兑现的原因有很多。例如，接收者可能会不小心丢失支票，或者他们可能在等待更方便的时间来存入。在某些情况下，接收者甚至可能完全忘记了这张支票。无论原因如何，一旦支票过期，就会造成困惑和沮丧。对于企业而言，过期支票可能会导致会计差异。当公司开出支票时，会在其财务报表中记录这笔交易。如果支票没有兑现，资金将继续留在公司的账户中，这可能会导致实际现金流的错误表示。这种差异可能会影响预算和预测，使企业很难准确规划其财务未来。此外，处理过期支票还可能涉及额外的行政工作。公司可能需要联系接收者，以提醒他们未兑现的支票，或重新发放付款。这个过程可能消耗宝贵的时间和资源，分散对更重要的业务运营的关注。另一方面，对于个人而言，收到“过期支票”同样麻烦。如果有人收到支票作为礼物或服务报酬，他们可能期望毫无问题地兑现。然而，如果支票过期，个人可能不得不联系出具者请求重新开一张支票，这可能会让人感到尴尬和不便。此外，如果支票是为了特定目的而开出的，例如支付账单，由于过期支票造成的延迟可能会导致滞纳金或其他罚款。防止支票过期对双方都至关重要。避免此问题的一种方法是鼓励及时兑现或存入支票。出具者可以在支票上或随附的信函中包含一条说明，提醒接收者在合理的时间内兑现支票。同样，接收者应养成尽快存入支票的习惯，以避免潜在的问题。总之，“过期支票”可能会给个人和企业带来重大不便。了解什么是“过期支票”并采取主动措施以防止其发生，可以帮助确保财务交易的顺利进行。通过促进及时兑现和出具者与接收者之间的开放沟通，双方都可以避免与过期支票相关的复杂情况，并保持健康的财务实践。