stale debt

简明释义

失时效的债务

英英释义

例句

1.The company decided to write off the stale debt 陈旧债务 from its books after several years of unsuccessful collection attempts.

公司决定在几年的无果催收后，将这笔陈旧债务 stale debt 从账面上注销。

2.Many small businesses struggle with stale debt 陈旧债务 that accumulates over time due to lack of follow-up.

许多小企业因缺乏跟进而面临随着时间积累的陈旧债务 stale debt 问题。

3.The accountant flagged the stale debt 陈旧债务 during the audit, suggesting it should be reviewed for possible write-off.

审计期间，会计师标记了这笔陈旧债务 stale debt，建议应进行审查以考虑注销。

4.To improve cash flow, the business implemented a strategy to recover stale debt 陈旧债务 by offering discounts to customers.

为了改善现金流，企业实施了一项策略，通过向客户提供折扣来回收陈旧债务 stale debt。

5.Investors often avoid purchasing accounts receivable that include stale debt 陈旧债务 as it indicates potential losses.

投资者通常避免购买包含陈旧债务 stale debt 的应收账款，因为这表明可能会有损失。

作文

In the world of finance and accounting, the term stale debt refers to debts that have not been collected or acknowledged for an extended period of time. These debts can arise from unpaid invoices, loans, or any financial obligation that remains unsettled past its due date. As businesses and individuals navigate their financial landscapes, understanding the implications of stale debt becomes crucial for maintaining healthy cash flow and ensuring accurate financial reporting.The concept of stale debt is particularly relevant in today's economy, where many companies face challenges in collecting payments from customers. When a debt becomes stale, it often indicates that the creditor has lost the ability or motivation to pursue the collection of that debt. This can happen for various reasons, such as the debtor going out of business, disputes over the validity of the debt, or simply the passage of time leading to forgetfulness about the obligation.From an accounting perspective, stale debt can complicate financial statements. Companies must regularly assess their accounts receivable to determine which debts are collectible and which should be written off as bad debts. If a company holds onto stale debt for too long, it can distort its financial health, showing inflated revenue figures that do not accurately reflect cash flow. Therefore, timely recognition and management of stale debt are essential for presenting a true picture of a company’s financial status.Moreover, the legal implications of stale debt cannot be overlooked. In many jurisdictions, there are statutes of limitations that dictate how long a creditor can wait before taking legal action to collect a debt. Once this period expires, the debt is considered 'stale' and may no longer be enforceable in court. This creates a dilemma for creditors who must decide whether to invest time and resources into pursuing a debt that may ultimately be uncollectible.To mitigate the risks associated with stale debt, businesses can implement various strategies. Regularly reviewing accounts receivable, sending reminders to customers, and establishing clear payment terms can help prevent debts from becoming stale. Additionally, offering discounts for early payment or negotiating payment plans can encourage timely settlement of debts.In conclusion, understanding the nature of stale debt is vital for both individuals and businesses. It highlights the importance of proactive debt management and the need for clear communication regarding financial obligations. By recognizing the signs of stale debt and taking appropriate measures, creditors can protect their financial interests and maintain a healthier economic environment. Ignoring stale debt can lead to significant losses and hinder overall financial performance, making it imperative to address these issues head-on.

在金融和会计的世界中，术语stale debt指的是长时间未被收回或承认的债务。这些债务可能来自未支付的发票、贷款或任何未结清的财务义务。随着企业和个人在其财务领域中的发展，理解stale debt的影响对于保持健康的现金流和确保准确的财务报告至关重要。在当今经济中，stale debt的概念尤其相关，因为许多公司在收取客户付款方面面临挑战。当债务变得陈旧时，通常意味着债权人失去了追讨该债务的能力或动力。这可能由于多种原因发生，例如债务人破产、对债务有效性的争议，或者仅仅是时间的流逝导致对该义务的遗忘。从会计的角度来看，stale debt可能会使财务报表复杂化。公司必须定期评估其应收账款，以确定哪些债务是可收回的，哪些应作为坏账注销。如果一家公司持有stale debt过长时间，可能会扭曲其财务健康状况，显示出虚高的收入数字，而这些数字并未真实反映现金流。因此，及时识别和管理stale debt对于呈现公司财务状况的真实图景至关重要。此外，stale debt的法律影响也不容忽视。在许多法域中，有时效限制法规定了债权人可以等待多久才能采取法律行动以收集债务。一旦这一期限到期，该债务就被视为“陈旧”，并且可能不再在法庭上具有可执行性。这给债权人带来了困境，他们必须决定是否投资时间和资源去追讨一项最终可能无法收回的债务。为了降低与stale debt相关的风险，企业可以实施各种策略。定期审查应收账款、向客户发送提醒以及建立明确的付款条款可以帮助防止债务变陈旧。此外，提供提前付款折扣或协商付款计划可以鼓励及时结清债务。总之，理解stale debt的性质对于个人和企业都至关重要。这突显了积极的债务管理的重要性以及对财务义务进行清晰沟通的必要性。通过识别stale debt的迹象并采取适当措施，债权人可以保护他们的财务利益，并维持更健康的经济环境。忽视stale debt可能导致重大损失，并妨碍整体财务表现，因此必须直接解决这些问题。