absorption of surplus funds

简明释义

剩余资金吸收

英英释义

The process of utilizing excess financial resources or capital that is not immediately needed for operational purposes, often by investing or reallocating these funds to generate returns.

利用不立即需要用于运营的多余资金或资本的过程,通常通过投资或重新分配这些资金以产生回报。

例句

1.The company plans to increase its investments by focusing on the absorption of surplus funds, which will help in expanding its operations.

公司计划通过专注于盈余资金的吸收来增加投资,这将有助于扩展其业务。

2.During the quarterly review, the finance team highlighted the absorption of surplus funds as a key strategy for growth.

在季度审查中,财务团队强调了盈余资金的吸收作为增长的关键策略。

3.Banks often engage in the absorption of surplus funds to manage liquidity and ensure stability.

银行通常参与盈余资金的吸收以管理流动性并确保稳定性。

4.Effective absorption of surplus funds can lead to higher returns for investors in the long run.

有效的盈余资金的吸收可以在长期内为投资者带来更高的回报。

5.The absorption of surplus funds into new projects has been beneficial for the startup's development.

盈余资金的吸收投入新项目对初创公司的发展是有益的。

作文

In the world of finance and economics, the term absorption of surplus funds refers to the process by which excess capital is utilized effectively within an economy or organization. This concept plays a crucial role in maintaining financial stability and promoting growth. When businesses or individuals have surplus funds, they need to find ways to invest or allocate these resources wisely to avoid inefficiencies and potential losses. The absorption of surplus funds can take many forms, including investments in new projects, acquisition of assets, or even lending to other entities. One of the primary benefits of the absorption of surplus funds is that it helps stimulate economic activity. For instance, when companies reinvest their profits into research and development, they not only enhance their own productivity but also contribute to innovation in the industry. This reinvestment creates jobs, increases competition, and ultimately leads to better products and services for consumers. Additionally, when surplus funds are absorbed into the market through various financial instruments, such as stocks or bonds, it fosters liquidity and encourages more transactions, further energizing the economy.Moreover, the absorption of surplus funds can mitigate the risks associated with excessive savings or idle cash. When individuals or organizations hold onto surplus funds without any productive use, it can lead to inflationary pressures or decreased purchasing power. By effectively absorbing these funds, the economy can maintain a balance between savings and investments, ensuring that resources are allocated where they are most needed. This balance is essential for sustainable economic growth, as it prevents the stagnation that often accompanies high levels of unutilized capital.However, it is important to note that the process of absorption of surplus funds requires careful planning and strategic decision-making. Misallocation of surplus funds can lead to poor investments, financial losses, and even economic downturns. Therefore, businesses and investors must conduct thorough analyses and consider various factors before deciding how to absorb surplus funds. This includes assessing market conditions, understanding risk tolerance, and aligning investment strategies with long-term goals.In conclusion, the absorption of surplus funds is a vital aspect of financial management that has significant implications for both individual entities and the broader economy. By effectively utilizing excess capital, businesses can drive growth, create jobs, and foster innovation. At the same time, it helps maintain economic stability by preventing the negative consequences of idle funds. As such, understanding and mastering the concept of absorption of surplus funds is essential for anyone involved in finance, whether they are investors, business owners, or policymakers. With the right approach, the absorption of surplus funds can lead to a thriving economy and improved financial health for all stakeholders.

在金融和经济的世界中,术语吸收盈余资金指的是在经济或组织中有效利用多余资本的过程。这个概念在维持金融稳定和促进增长方面起着至关重要的作用。当企业或个人拥有盈余资金时,他们需要寻找明智的投资或分配这些资源的方法,以避免低效和潜在的损失。吸收盈余资金可以采取多种形式,包括对新项目的投资、资产的收购,甚至向其他实体借贷。吸收盈余资金的主要好处之一是它有助于刺激经济活动。例如,当公司将其利润再投资于研发时,他们不仅提高了自身的生产力,还为行业的创新做出了贡献。这种再投资创造了就业机会,增加了竞争,并最终为消费者提供了更好的产品和服务。此外,当盈余资金通过各种金融工具(如股票或债券)被吸收到市场中时,它促进了流动性并鼓励更多交易,从而进一步激活经济。此外,吸收盈余资金可以减轻过度储蓄或闲置现金所带来的风险。当个人或组织将盈余资金保留而不进行任何生产性使用时,可能导致通货膨胀压力或购买力下降。通过有效吸收这些资金,经济能够在储蓄和投资之间保持平衡,确保资源分配到最需要的地方。这种平衡对于可持续经济增长至关重要,因为它防止了高水平未利用资本所伴随的停滞。然而,值得注意的是,吸收盈余资金的过程需要仔细的规划和战略决策。不当的盈余资金分配可能导致糟糕的投资、财务损失,甚至经济衰退。因此,企业和投资者在决定如何吸收盈余资金之前,必须进行彻底的分析,并考虑各种因素。这包括评估市场条件、了解风险承受能力以及将投资策略与长期目标对齐。总之,吸收盈余资金是财务管理的重要方面,对个人实体和更广泛的经济都有重大影响。通过有效利用多余资本,企业可以推动增长、创造就业机会并促进创新。同时,它帮助通过防止闲置资金的负面后果来维持经济稳定。因此,理解和掌握吸收盈余资金的概念对任何参与金融的人来说都是必不可少的,无论他们是投资者、企业主还是政策制定者。通过正确的方法,吸收盈余资金能够带来繁荣的经济和所有利益相关者的财务健康。

相关单词

absorption

absorption详解:怎么读、什么意思、用法

funds

funds详解:怎么读、什么意思、用法