residual claim

简明释义

剩余索偿权

英英释义

例句

1.The residual claim of equity holders is what remains after all liabilities are paid off.

股东的剩余索赔是指在所有负债偿还后所剩下的部分。

2.Understanding your residual claim rights can help you make informed investment decisions.

了解您的剩余索赔权利可以帮助您做出明智的投资决策。

3.During liquidation, the residual claim of creditors is prioritized over that of shareholders.

在清算过程中，债权人的剩余索赔优先于股东的索赔。

4.In a bankruptcy proceeding, shareholders have a residual claim on the company's assets after all debts have been settled.

在破产程序中，股东对公司资产拥有剩余索赔，在所有债务结清后。

5.Investors should understand that their residual claim may be at risk if the company faces financial difficulties.

投资者应该明白，如果公司面临财务困难，他们的剩余索赔可能会面临风险。

作文

In the world of finance and business, understanding various concepts is crucial for making informed decisions. One such concept that often comes up in discussions about ownership and investment is the term residual claim. A residual claim refers to the right of an individual or entity to receive what remains after all obligations and debts have been settled. This principle is particularly important in the context of corporations, where shareholders hold residual claims on the company’s assets and earnings. When a company generates revenue, it first uses that money to pay off its liabilities, such as loans, operational costs, and employee salaries. Only after these expenses are covered can any remaining profits be distributed to shareholders. Therefore, understanding residual claims helps investors assess their potential returns and the risks associated with their investments.The significance of residual claims becomes even more apparent during financial distress or bankruptcy. In such situations, creditors are prioritized over shareholders. This means that if a company goes bankrupt, the assets will be liquidated to pay off debts, and only after all creditors have been paid can shareholders claim any remaining assets. This hierarchy highlights the risk involved in holding a residual claim; while shareholders stand to gain from a company's success, they also bear the brunt of its failures. Consequently, the value of a residual claim can vary significantly depending on the company’s financial health.Moreover, the concept of residual claims extends beyond just corporate finance. It can also be applied to partnerships, real estate investments, and even personal finances. For instance, in a partnership, each partner may have a residual claim on the profits after all expenses have been accounted for. Similarly, in real estate, property owners have residual claims on rental income after paying for maintenance and other costs. Understanding how residual claims function in these contexts allows individuals to make better financial decisions and manage their risks effectively.In conclusion, the concept of residual claims is vital for anyone involved in finance or investment. It represents the rights to what is left after all obligations are fulfilled, emphasizing the importance of assessing both potential rewards and associated risks. Whether in corporate settings, partnerships, or personal finances, recognizing the implications of residual claims can lead to more informed decision-making and ultimately contribute to financial success. As investors navigate the complexities of the financial world, a solid understanding of residual claims will undoubtedly serve them well.

在金融和商业的世界中，理解各种概念对做出明智的决策至关重要。其中一个在讨论所有权和投资时经常出现的术语是剩余索赔。剩余索赔指的是个人或实体在所有义务和债务结清后获得剩余部分的权利。这个原则在公司背景下尤其重要，因为股东对公司的资产和收益拥有剩余索赔。当一家公司产生收入时，它首先会使用这些资金来偿还其负债，如贷款、运营成本和员工薪资。只有在这些费用得到覆盖之后，才可以将任何剩余利润分配给股东。因此，理解剩余索赔有助于投资者评估他们的潜在回报以及与投资相关的风险。剩余索赔的重要性在财务困境或破产期间变得更加明显。在这种情况下，债权人优先于股东。这意味着，如果一家公司破产，其资产将被清算以偿还债务，只有在所有债权人得到支付后，股东才能索取任何剩余资产。这种等级制度突显了持有剩余索赔所涉及的风险；虽然股东有可能从公司的成功中获益，但他们也承受着公司失败的后果。因此，剩余索赔的价值可能会根据公司的财务健康状况而显著变化。此外，剩余索赔的概念不仅限于企业金融。它还可以应用于合伙企业、房地产投资甚至个人财务。例如，在合伙企业中，每个合伙人可能在所有费用结算后对利润拥有剩余索赔。同样，在房地产中，物业所有者在支付维护和其他费用后对租金收入拥有剩余索赔。理解剩余索赔在这些背景下的运作，可以让个人做出更好的财务决策，有效管理风险。总之，剩余索赔的概念对于任何参与金融或投资的人来说都是至关重要的。它代表了在所有义务履行后剩余部分的权利，强调评估潜在回报和相关风险的重要性。无论是在企业环境、合伙关系还是个人财务中，认识到剩余索赔的含义都能导致更明智的决策，并最终促进财务成功。当投资者在复杂的金融世界中航行时，对剩余索赔的扎实理解无疑将对他们大有裨益。