discretionary purchasing power

简明释义

剩余购买力

英英释义

例句

1.Many families are adjusting their budgets as they have less discretionary purchasing power 可支配购买力 due to rising living costs.

许多家庭正在调整他们的预算，因为由于生活成本上升，他们的可支配购买力 discretionary purchasing power减少了。

2.After the tax cuts, many households experienced an increase in discretionary purchasing power 可支配购买力, allowing them to spend more on entertainment.

税收减免后，许多家庭的可支配购买力 discretionary purchasing power增加，使他们能够在娱乐上花费更多。

3.The luxury market often thrives when consumers feel confident about their discretionary purchasing power 可支配购买力.

当消费者对自己的可支配购买力 discretionary purchasing power感到自信时，奢侈品市场往往蓬勃发展。

4.Investors are cautious, knowing that a decrease in discretionary purchasing power 可支配购买力 can lead to a downturn in the economy.

投资者很谨慎，因为他们知道可支配购买力 discretionary purchasing power的减少可能会导致经济衰退。

5.During the holiday season, retailers often see an increase in sales as consumers have more discretionary purchasing power 可支配购买力.

在假日季节，零售商通常会看到销售额的增加，因为消费者拥有更多的可支配购买力 discretionary purchasing power。

作文

In today's economy, understanding the concept of discretionary purchasing power is essential for both consumers and businesses. Discretionary purchasing power refers to the amount of money that households have available for spending after they have covered their essential living expenses, such as housing, food, and healthcare. This financial flexibility allows individuals to make choices about how to spend their money on non-essential items, such as entertainment, luxury goods, and vacations.The significance of discretionary purchasing power cannot be overstated. It plays a crucial role in driving economic growth and influencing market trends. When consumers have more discretionary purchasing power, they are likely to spend more on goods and services, which stimulates demand and encourages businesses to expand. Conversely, when discretionary purchasing power decreases, consumer spending tends to decline, leading to potential downturns in the economy.Several factors can impact an individual's discretionary purchasing power. One of the most significant is income level. Higher incomes generally provide greater discretionary purchasing power, allowing for more spending on luxuries and leisure activities. In contrast, lower-income households may struggle to make ends meet, resulting in limited discretionary purchasing power and a focus on essential expenditures.Another important factor is inflation. When prices rise, the purchasing power of money decreases, which can erode discretionary purchasing power. For example, if the cost of living increases significantly, consumers may find that they have less money available for discretionary spending, even if their income remains the same. This scenario can lead to a tightening of budgets and a shift in consumer behavior, as people prioritize necessities over luxuries.Moreover, economic conditions, such as employment rates and overall economic growth, also play a vital role in determining discretionary purchasing power. During periods of economic prosperity, when jobs are plentiful and wages are rising, consumers tend to feel more confident in their financial situation, leading to increased discretionary purchasing power. However, during recessions or economic downturns, job losses and wage stagnation can severely limit this financial flexibility.Understanding how to effectively manage discretionary purchasing power is also crucial for individuals looking to improve their financial health. Budgeting is one effective strategy that allows consumers to allocate their funds wisely, ensuring that they can cover their essential expenses while still enjoying some level of discretionary spending. By tracking their income and expenses, individuals can identify areas where they can cut back and increase their discretionary purchasing power.In conclusion, discretionary purchasing power is a key indicator of economic health and consumer confidence. It directly affects spending patterns and has a profound impact on businesses and the economy as a whole. By understanding the factors that influence discretionary purchasing power and adopting strategies to manage it effectively, consumers can make informed financial decisions that enhance their quality of life. As we navigate through changing economic landscapes, maintaining awareness of our discretionary purchasing power will be vital for achieving financial stability and success.

在当今经济中，理解“可支配购买力”的概念对消费者和企业都至关重要。“可支配购买力”是指家庭在支付了基本生活费用（如住房、食品和医疗保健）后可用于消费的资金。这种财务灵活性使个人能够选择如何将钱花在非必需品上，例如娱乐、奢侈品和度假。“可支配购买力”的重要性不容小觑。它在推动经济增长和影响市场趋势方面发挥着关键作用。当消费者拥有更多的可支配购买力时，他们更可能在商品和服务上花费更多，从而刺激需求并鼓励企业扩张。相反，当可支配购买力下降时，消费者支出往往会减少，可能导致经济下滑。影响个人可支配购买力的因素有很多。其中最显著的因素之一是收入水平。较高的收入通常提供更大的可支配购买力，允许在奢侈品和休闲活动上花费更多。相比之下，低收入家庭可能难以维持生计，从而导致有限的可支配购买力，并将重点放在必要支出上。另一个重要因素是通货膨胀。当物价上涨时，货币的购买力下降，这可能会侵蚀可支配购买力。例如，如果生活成本大幅增加，消费者可能会发现自己可用于可支配支出的资金减少，即使他们的收入保持不变。这种情况可能导致预算紧缩和消费行为的转变，因为人们优先考虑必需品而非奢侈品。此外，经济状况（如就业率和整体经济增长）也在决定可支配购买力方面发挥着重要作用。在经济繁荣时期，当工作机会丰富且工资上升时，消费者往往对自己的财务状况感到更有信心，从而增加了可支配购买力。然而，在经济衰退或经济下滑期间，失业和工资停滞可能严重限制这种财务灵活性。有效管理可支配购买力对于希望改善财务健康的个人来说也至关重要。预算是一种有效的策略，可以让消费者明智地分配资金，确保他们能够支付基本费用，同时仍然享有一定水平的可支配支出。通过跟踪收入和支出，个人可以识别出可以削减开支的领域，从而增加他们的可支配购买力。总之，“可支配购买力”是经济健康和消费者信心的重要指标。它直接影响支出模式，并对企业和整个经济产生深远影响。通过理解影响可支配购买力的因素并采用有效管理策略，消费者可以做出明智的财务决策，提高生活质量。随着我们在不断变化的经济环境中前行，保持对自身可支配购买力的关注对于实现财务稳定和成功至关重要。