earning assets

简明释义

生利资产

英英释义

例句

1.The financial advisor recommended diversifying our earning assets (盈利资产) across various sectors.

财务顾问建议我们将earning assets（盈利资产）在各个行业中进行多元化投资。

2.Investing in real estate can significantly increase your earning assets (盈利资产).

投资房地产可以显著增加你的earning assets（盈利资产）。

3.To build wealth, it's important to invest in earning assets (盈利资产) that appreciate over time.

为了积累财富，投资于随时间增值的earning assets（盈利资产）是很重要的。

4.Stocks and bonds are common examples of earning assets (盈利资产) for investors.

股票和债券是投资者常见的earning assets（盈利资产）的例子。

5.Banks often focus on growing their earning assets (盈利资产) to improve profitability.

银行通常专注于增加他们的earning assets（盈利资产）以提高盈利能力。

作文

In the world of finance and investment, understanding the concept of earning assets is crucial for both individual investors and businesses. earning assets (收益资产) are those assets that generate income or profit over time. These assets can take various forms, including stocks, bonds, real estate, and even certain types of accounts like savings accounts or certificates of deposit. The primary characteristic that defines earning assets is their ability to provide a return on investment, which is essential for wealth accumulation and financial stability.One of the most common examples of earning assets is stocks. When an individual purchases shares of a company, they are essentially buying a piece of that company's future profits. If the company performs well, the value of the stock may increase, and the investor can also benefit from dividends, which are payments made to shareholders from the company's earnings. This dual potential for growth and income makes stocks a popular choice among investors looking to build their portfolio of earning assets (收益资产).Bonds are another type of earning assets. When an investor buys a bond, they are lending money to a government or corporation in exchange for periodic interest payments and the return of the bond's face value at maturity. This predictable income stream makes bonds a favored option for conservative investors who prioritize stability and reliability in their earning assets (收益资产).Real estate is also considered a significant category of earning assets. Owning rental properties can provide a steady flow of income through rent payments. Moreover, real estate often appreciates over time, adding to its value as an earning asset (收益资产). Investors in real estate must consider factors such as location, market trends, and property management to maximize their returns.Savings accounts and certificates of deposit are more traditional forms of earning assets. While they typically offer lower returns compared to stocks or real estate, they provide a safe and liquid way to earn interest on cash savings. These types of earning assets (收益资产) are particularly appealing to risk-averse individuals who want to ensure their capital remains intact while still generating some income.Understanding the role of earning assets in a diversified investment strategy is essential for achieving long-term financial goals. By allocating resources across different types of earning assets (收益资产), investors can balance risk and reward, ensuring that their portfolio is resilient against market fluctuations. For instance, during economic downturns, certain earning assets may perform better than others, providing a cushion against losses.In conclusion, earning assets (收益资产) are fundamental to building wealth and achieving financial independence. Whether through stocks, bonds, real estate, or savings instruments, these assets play a vital role in generating income and growing capital. By understanding and strategically investing in earning assets, individuals and businesses can secure their financial futures and navigate the complexities of the financial landscape with confidence.

在金融和投资的世界中，理解收益资产的概念对个人投资者和企业来说至关重要。收益资产是指那些随着时间的推移能够产生收入或利润的资产。这些资产可以采取多种形式，包括股票、债券、房地产，甚至某些类型的账户，如储蓄账户或定期存款。定义收益资产的主要特征是其提供投资回报的能力，这对于财富积累和财务稳定至关重要。最常见的收益资产例子之一是股票。当个人购买公司的股票时，他们实际上是在购买该公司未来利润的一部分。如果公司表现良好，股票的价值可能会增加，投资者还可以从股息中获益，股息是公司向股东支付的来自公司收益的款项。这种增长和收入的双重潜力使得股票成为希望建立收益资产投资组合的投资者的热门选择。债券是另一种收益资产。当投资者购买债券时，他们是在将钱借给政府或公司，以换取定期利息支付和到期时债券面值的返还。这种可预测的收入流使得债券成为保守投资者的青睐选择，他们优先考虑收益资产的稳定性和可靠性。房地产也是一个重要的收益资产类别。拥有出租物业可以通过租金支付提供稳定的收入流。此外，房地产通常会随着时间的推移而增值，增加了其作为收益资产的价值。房地产投资者必须考虑位置、市场趋势和物业管理等因素，以最大化他们的回报。储蓄账户和定期存款是更传统的收益资产形式。虽然它们通常提供的回报低于股票或房地产，但它们提供了一种安全和流动的方式来获得现金储蓄的利息。这些类型的收益资产（收益资产）对风险厌恶型个人尤其具有吸引力，他们希望确保自己的资本保持完整，同时仍能产生一定的收入。理解收益资产在多元化投资策略中的作用对于实现长期财务目标至关重要。通过在不同类型的收益资产之间分配资源，投资者可以平衡风险和收益，确保他们的投资组合在市场波动中具有韧性。例如，在经济衰退期间，某些收益资产可能表现得比其他资产更好，从而提供损失的缓冲。总之，收益资产是建立财富和实现财务独立的基础。无论是通过股票、债券、房地产还是储蓄工具，这些资产在产生收入和增长资本方面发挥着至关重要的作用。通过理解和战略性地投资于收益资产，个人和企业可以确保他们的财务未来，并自信地应对金融环境的复杂性。