declared value; stated value

简明释义

设定价值

英英释义

例句

1.When shipping a package, it's important to specify the declared value 申报价值 for insurance purposes.

在寄送包裹时，指定 declared value 申报价值 对于保险是很重要的。

2.If you don't declare the correct declared value 申报价值, your claim may be denied.

如果你没有申报正确的 declared value 申报价值，你的索赔可能会被拒绝。

3.The stated value 声明价值 on the invoice helps customs determine duties and taxes.

发票上的 stated value 声明价值 帮助海关确定关税和税费。

4.For international shipments, always check if the declared value 申报价值 meets the carrier's requirements.

对于国际货物运输，务必检查 declared value 申报价值 是否符合承运人的要求。

5.The stated value 声明价值 of the artwork was significantly lower than its market value.

这件艺术品的 stated value 声明价值 显著低于其市场价值。

作文

In the world of finance and insurance, understanding terms like declared value and stated value is crucial for both individuals and businesses. These terms often come into play when discussing the worth of goods, properties, or assets, especially in scenarios involving transportation, insurance coverage, and asset valuation. The declared value refers to the value that the owner of the goods declares to the shipping company or insurance provider. This value is used to determine the amount of insurance coverage provided during transit. For example, if a business ships a valuable piece of machinery, they will declare its value to ensure that it is adequately insured against loss or damage during transport. On the other hand, the stated value typically pertains to the value assigned to an asset for insurance purposes, which may not necessarily reflect its market value. This can be particularly important for items like vehicles or collectibles, where the stated value is agreed upon by the insurer and the insured party at the time the policy is issued. Understanding the distinction between these two terms is essential because they influence how claims are processed in the event of loss or damage. If a declared value is set too low, the insured may not receive adequate compensation in the event of a claim. Conversely, if the stated value is inflated, it could lead to higher premiums and potential disputes with the insurance provider. Therefore, it is vital for individuals and businesses to accurately assess the value of their assets and choose appropriate coverage based on either the declared value or the stated value. In practice, when a company decides to ship products, they must evaluate the value of those products carefully. They might consider factors such as manufacturing costs, market demand, and potential loss impacts. By declaring an accurate value, they ensure that they are protected financially should anything happen during shipping. Similarly, when insuring a vehicle, the owner must consider its condition, age, and market trends to determine its stated value. This careful evaluation helps prevent underinsurance or overinsurance, both of which can have financial repercussions.Moreover, the implications of these values extend beyond just insurance. In the case of international shipping, customs authorities may also require a declared value for assessing duties and taxes. An inaccurate declaration can lead to penalties, delays, or even confiscation of goods. Thus, businesses must understand the importance of providing a truthful and accurate declared value to avoid legal complications. In conclusion, both declared value and stated value play significant roles in the realms of shipping and insurance. Understanding these concepts allows individuals and businesses to make informed decisions about how to protect their valuable assets. Whether shipping goods across the country or insuring a prized collection, recognizing the importance of these values can lead to better financial outcomes and peace of mind. As such, it is essential to approach these matters with diligence and care, ensuring that all values declared and stated are reflective of true worth.

在金融和保险的世界中，理解像declared value（申报价值）和stated value（声明价值）这样的术语对个人和企业来说至关重要。这些术语通常在讨论货物、财产或资产的价值时发挥作用，特别是在涉及运输、保险覆盖和资产估值的情况下。declared value指的是货物所有者向运输公司或保险提供商申报的价值。这个价值用于确定运输过程中提供的保险金额。例如，如果一家企业运输一台有价值的机械设备，他们将声明其价值，以确保在运输过程中能够充分投保以防止损失或损坏。另一方面，stated value通常与为保险目的分配给资产的价值有关，这个价值不一定反映市场价值。这对于像车辆或收藏品这样的物品尤为重要，在这些情况下，stated value是由保险公司和被保险方在保单签发时达成一致的。理解这两个术语之间的区别至关重要，因为它们影响索赔在发生损失或损坏时的处理方式。如果申报的价值设定得过低，被保险人在索赔时可能无法获得足够的赔偿。相反，如果stated value被夸大，可能会导致更高的保费和与保险提供商的潜在争议。因此，个人和企业必须准确评估其资产的价值，并根据declared value或stated value选择适当的保险。在实践中，当一家公司决定运输产品时，他们必须仔细评估这些产品的价值。他们可能会考虑制造成本、市场需求和潜在损失影响等因素。通过申报准确的价值，他们可以确保在运输过程中如果发生任何事情，可以在财务上得到保护。同样，在为一辆汽车投保时，车主必须考虑其状况、年龄和市场趋势，以确定其stated value。这种仔细评估有助于防止不足投保或过度投保，而这两者都可能带来财务后果。此外，这些价值的影响不仅限于保险。在国际运输的情况下，海关当局也可能要求提供declared value以评估关税和税收。不准确的申报可能导致罚款、延误甚至货物被没收。因此，企业必须理解提供真实和准确的declared value的重要性，以避免法律纠纷。总之，declared value和stated value在运输和保险领域中扮演着重要角色。理解这些概念使个人和企业能够对如何保护其有价值的资产做出明智的决策。无论是在全国范围内运输货物还是为珍贵收藏品投保，认识到这些价值的重要性都可以带来更好的财务结果和内心的平静。因此，必须以勤勉和谨慎的态度处理这些事务，确保所有申报和声明的价值都反映真实的价值。