credit terms

简明释义

赊销付款条件

英英释义

例句

1.The supplier offered favorable credit terms 信用条款 to encourage bulk purchases.

供应商提供了优惠的信用条款 信用条款以鼓励大宗采购。

2.Our company has established credit terms 信用条款 that allow clients to pay within 30 days.

我们公司已建立允许客户在30天内付款的信用条款 信用条款。

3.Negotiating credit terms 信用条款 can significantly impact cash flow.

谈判信用条款 信用条款可以显著影响现金流。

4.Before signing the contract, we need to review the credit terms 信用条款 carefully.

在签署合同之前，我们需要仔细审查信用条款 信用条款。

5.The credit terms 信用条款 were revised to offer more flexibility for small businesses.

为了给小企业提供更多灵活性，信用条款 信用条款被修订。

作文

In the world of business, understanding financial agreements is crucial for both buyers and sellers. One of the key aspects of these agreements is the concept of credit terms, which refers to the conditions under which credit is extended to a buyer. These terms can significantly impact cash flow, purchasing decisions, and overall business relationships. Therefore, it is essential to have a clear understanding of what credit terms entail and how they function in various transactions.Firstly, credit terms typically include details such as the payment period, interest rates, and any discounts available for early payment. For example, a common term might be 'Net 30', which means that the buyer has 30 days to pay the invoice in full. Alternatively, a company may offer a discount, such as '2/10 Net 30', indicating that if the buyer pays within 10 days, they receive a 2% discount; otherwise, the full amount is due in 30 days. Understanding these terms helps businesses manage their cash flow effectively.Secondly, credit terms can vary widely depending on the industry, the relationship between the buyer and seller, and the creditworthiness of the buyer. A long-standing partnership might lead to more favorable credit terms, while new customers may face stricter conditions. This variability emphasizes the importance of assessing the risk involved in extending credit. Businesses must evaluate a buyer's financial stability and payment history before agreeing to credit terms.Moreover, the negotiation of credit terms can be a strategic tool for businesses. For instance, offering attractive credit terms can incentivize customers to choose one supplier over another. Conversely, tight credit terms may protect a business from potential losses but could deter customers who require more flexible payment options. Therefore, finding the right balance in credit terms is vital for sustaining competitive advantage.Additionally, understanding the implications of credit terms on cash flow is essential for financial planning. If a business extends generous credit terms, it may experience delays in receiving payments, which can affect its ability to meet operational expenses. On the other hand, strict credit terms may ensure quicker payments but could limit sales opportunities. Thus, businesses must analyze their financial situation and market conditions to determine the most suitable credit terms.Finally, it is important to communicate credit terms clearly to avoid misunderstandings. Both parties should agree on the terms upfront and document them in writing. This transparency helps build trust and can prevent disputes later on. In conclusion, credit terms play a pivotal role in business transactions, influencing cash flow, customer relationships, and overall financial health. By understanding and managing credit terms effectively, businesses can foster positive interactions with clients while safeguarding their interests.

在商业世界中，理解财务协议对买卖双方都至关重要。这些协议的一个关键方面是信用条款的概念，它指的是向买方提供信用的条件。这些条款可以显著影响现金流、采购决策和整体商业关系。因此，清楚了解信用条款的内容及其在各种交易中的运作方式至关重要。首先，信用条款通常包括付款期限、利率以及提前付款时可享受的折扣等细节。例如，一个常见的条款可能是'净30'，这意味着买方有30天的时间全额支付发票。或者，一家公司可能会提供折扣，例如'2/10 净30'，这表明如果买方在10天内付款，他们将获得2%的折扣；否则，全部金额将在30天内到期。理解这些条款有助于企业有效管理现金流。其次，信用条款因行业、买卖双方的关系以及买方的信用状况而异。长期合作伙伴关系可能会导致更有利的信用条款，而新客户可能面临更严格的条件。这种变动性强调了评估扩展信用所涉及风险的重要性。企业在同意信用条款之前必须评估买方的财务稳定性和付款历史。此外，信用条款的谈判可以成为企业的一种战略工具。例如，提供有吸引力的信用条款可以激励客户选择一个供应商而非另一个。相反，严格的信用条款可能保护企业免受潜在损失，但可能会阻止需要更灵活付款选项的客户。因此，在信用条款中找到合适的平衡对维持竞争优势至关重要。另外，理解信用条款对现金流的影响对财务规划至关重要。如果企业提供慷慨的信用条款，可能会面临延迟收款，这会影响其满足运营开支的能力。另一方面，严格的信用条款可能确保更快的付款，但可能限制销售机会。因此，企业必须分析其财务状况和市场条件，以确定最合适的信用条款。最后，明确沟通信用条款以避免误解非常重要。双方应事先就条款达成一致并以书面形式记录。这种透明度有助于建立信任，并可以防止后来的争议。总之，信用条款在商业交易中发挥着关键作用，影响现金流、客户关系和整体财务健康。通过有效理解和管理信用条款，企业可以在保护自身利益的同时促进与客户的积极互动。