credit price

简明释义

赊卖价格

英英释义

例句

1.The credit price of this product is higher than expected due to increased demand.

由于需求增加，这个产品的信用价格高于预期。

2.Be aware that the credit price may vary between different retailers.

请注意，信用价格可能在不同零售商之间有所不同。

3.Many customers are confused about how the credit price is calculated.

许多客户对信用价格的计算方式感到困惑。

4.The store offers a discount on the credit price for members.

商店对会员提供信用价格的折扣。

5.Before making a purchase, always check the credit price to avoid unexpected fees.

在购买之前，总是检查一下信用价格以避免意外费用。

作文

In today's global economy, understanding the concept of credit price is essential for both individuals and businesses. The term credit price refers to the cost associated with borrowing money or obtaining credit. This price can vary significantly based on several factors, including interest rates, the borrower's creditworthiness, and the type of loan or credit being sought. For example, a person with a high credit score may receive a lower credit price, meaning they will pay less in interest over time compared to someone with a poor credit history.The importance of credit price extends beyond personal finance; it also plays a crucial role in business operations. Companies often rely on loans to expand their operations, invest in new technologies, or manage cash flow. The credit price they face can determine their ability to grow and compete in the market. A higher credit price can lead to increased costs for businesses, which may ultimately be passed on to consumers through higher prices for goods and services.Moreover, understanding credit price is vital for making informed financial decisions. For instance, when shopping for a loan, consumers should compare the credit price offered by different lenders. This comparison allows individuals to choose the most affordable option, potentially saving thousands of dollars in interest payments over the life of the loan. Additionally, being aware of one's own credit price can encourage better financial habits, such as timely bill payments and maintaining a low debt-to-income ratio.Another significant aspect of credit price is its impact on the economy as a whole. Central banks, like the Federal Reserve in the United States, monitor credit price trends to gauge the health of the economy. When credit prices are low, borrowing becomes more attractive, which can stimulate economic growth. Conversely, high credit prices may deter borrowing, leading to slower economic activity. Thus, policymakers must carefully consider how changes in interest rates affect credit prices and, consequently, the broader economy.In conclusion, the concept of credit price is multifaceted and plays a critical role in personal finance, business strategy, and economic policy. By understanding what credit price entails, individuals and organizations can make more informed decisions that align with their financial goals. Whether it's securing a loan for a home or managing a company's budget, recognizing the implications of credit price can lead to better outcomes and greater financial stability. As we navigate an increasingly complex financial landscape, staying informed about credit price will remain essential for success.

在当今全球经济中，理解信用价格的概念对个人和企业都至关重要。术语信用价格指的是借款或获得信用所涉及的成本。这个价格可能会根据多个因素显著变化，包括利率、借款人的信用状况以及所寻求的贷款或信用类型。例如，信用评分较高的人可能会获得较低的信用价格，这意味着他们在贷款期间支付的利息会比信用历史较差的人少。信用价格的重要性不仅仅局限于个人财务；它在商业运营中也发挥着关键作用。公司通常依赖贷款来扩展业务、投资新技术或管理现金流。他们面临的信用价格可能决定他们的增长能力和市场竞争力。较高的信用价格可能导致企业成本增加，最终通过提高商品和服务的价格转嫁给消费者。此外，理解信用价格对于做出明智的财务决策至关重要。例如，在寻找贷款时，消费者应比较不同贷方提供的信用价格。这种比较使个人能够选择最经济实惠的选项，从而在贷款期间节省数千美元的利息支付。此外，意识到自身的信用价格可以促使更好的财务习惯，例如按时支付账单和保持较低的债务收入比。信用价格的另一个重要方面是其对整个经济的影响。中央银行，如美国的联邦储备委员会，监测信用价格趋势以评估经济健康。当信用价格较低时，借款变得更加吸引人，这可以刺激经济增长。相反，高信用价格可能会阻碍借款，导致经济活动放缓。因此，政策制定者必须仔细考虑利率变化如何影响信用价格，进而影响更广泛的经济。总之，信用价格的概念是多方面的，在个人财务、商业战略和经济政策中发挥着关键作用。通过理解信用价格的含义，个人和组织可以做出更明智的决策，以符合其财务目标。无论是为购房获得贷款还是管理公司的预算，认识到信用价格的影响可以带来更好的结果和更大的财务稳定性。在我们日益复杂的金融环境中，保持对信用价格的了解将继续是成功的关键。