commercial circulating funds

简明释义

商业流动资金

英英释义

例句

1.Businesses often rely on commercial circulating funds (商业流通资金) to manage their day-to-day operational expenses.

企业通常依赖商业流通资金（商业流通资金）来管理日常运营开支。

2.Investors are looking for opportunities to invest in companies with a strong base of commercial circulating funds (商业流通资金).

投资者正在寻找有强大商业流通资金（商业流通资金）基础的公司的投资机会。

3.A healthy level of commercial circulating funds (商业流通资金) is crucial for maintaining liquidity in the market.

健康的商业流通资金（商业流通资金）水平对于维持市场流动性至关重要。

4.The government implemented policies to increase the availability of commercial circulating funds (商业流通资金) for small businesses.

政府实施政策以增加小企业可获得的商业流通资金（商业流通资金）。

5.The bank provides loans to businesses using its commercial circulating funds (商业流通资金) to stimulate economic growth.

银行利用其商业流通资金（商业流通资金）向企业提供贷款，以刺激经济增长。

作文

In the world of finance and business, understanding the flow of money is crucial for success. One key concept that plays a significant role in this realm is commercial circulating funds. These are the funds that circulate within the commercial sector, enabling businesses to operate smoothly and efficiently. They include cash on hand, bank deposits, and other liquid assets that companies use for their day-to-day operations. By managing these funds effectively, a business can ensure that it meets its financial obligations while also investing in growth opportunities.The importance of commercial circulating funds cannot be overstated. For instance, when a company receives payments from customers, these funds need to be reinvested into the business quickly to maintain operations. This could involve purchasing new inventory, paying employees, or covering operational expenses. If a business does not have sufficient commercial circulating funds, it may struggle to meet these obligations, which could lead to cash flow problems and ultimately affect profitability.Moreover, commercial circulating funds also play a vital role in a company's ability to seize new opportunities. For example, if a business identifies a promising investment opportunity, having adequate circulating funds allows it to act quickly. This agility can be the difference between capitalizing on a lucrative market trend or losing out to competitors who are more prepared.Effective management of commercial circulating funds involves careful planning and forecasting. Companies often use financial models to predict their cash flow needs based on historical data and future projections. This helps them determine how much liquid capital they need to keep on hand and how much can be invested elsewhere. In addition, businesses may establish lines of credit or maintain relationships with financial institutions to ensure they have access to additional funds when necessary.Another aspect of commercial circulating funds is the impact of economic conditions on their availability. During economic downturns, businesses may find it more challenging to maintain healthy circulating funds due to reduced sales and tighter credit markets. This underscores the importance of maintaining a strong financial foundation during good times to weather potential storms.In conclusion, commercial circulating funds are an essential component of any business's financial health. They enable companies to manage daily operations, respond to market opportunities, and navigate economic challenges. Understanding how to effectively manage these funds can significantly enhance a business's chances of success and sustainability in a competitive marketplace. Therefore, entrepreneurs and business leaders must prioritize the monitoring and management of their commercial circulating funds to ensure long-term viability and growth.

在金融和商业的世界中，理解资金流动对成功至关重要。一个在这个领域中起着重要作用的关键概念是商业流通资金。这些资金在商业部门内流通，使企业能够顺利高效地运作。它们包括现金、银行存款以及公司用于日常运营的其他流动资产。通过有效管理这些资金，企业可以确保满足其财务义务，同时也能投资于增长机会。商业流通资金的重要性不容小觑。例如，当一家公司收到客户付款时，这些资金需要迅速再投资于业务，以维持运营。这可能涉及购买新库存、支付员工工资或覆盖运营费用。如果一家企业没有足够的商业流通资金，它可能会面临现金流问题，最终影响盈利能力。此外，商业流通资金在公司抓住新机会的能力方面也发挥着至关重要的作用。例如，如果一家企业发现了一个有前景的投资机会，拥有充足的流通资金使其能够迅速行动。这种灵活性可能是抓住有利市场趋势与输给准备更充分的竞争对手之间的区别。有效管理商业流通资金涉及仔细的规划和预测。公司通常使用财务模型，根据历史数据和未来预测来预测现金流需求。这帮助他们确定需要保持多少流动资本，以及可以投资多少。此外，企业可能会建立信用额度或与金融机构保持关系，以确保在必要时能够获得额外资金。商业流通资金的另一个方面是经济状况对其可用性的影响。在经济衰退期间，企业可能会发现，由于销售减少和信贷市场紧缩，维持健康流通资金变得更加困难。这突显了在良好时期保持强大财务基础以应对潜在风暴的重要性。总之，商业流通资金是任何企业财务健康的重要组成部分。它们使公司能够管理日常运营、应对市场机会并应对经济挑战。理解如何有效管理这些资金可以显著提高企业在竞争市场中成功和可持续发展的机会。因此，企业家和商业领袖必须优先考虑监控和管理他们的商业流通资金，以确保长期生存和增长。