carrying charges

简明释义

商品存储费

英英释义

例句

1.Shipping costs are often considered as carrying charges when calculating total expenses.

在计算总费用时，运输费用通常被视为持有费用。

2.The carrying charges on your credit card can add up quickly if you don't pay off your balance each month.

如果你每个月不偿还余额，信用卡上的持有费用会迅速增加。

3.When you store your goods in a warehouse, you have to account for the carrying charges that will accumulate over time.

当你把货物存放在仓库时，你必须考虑到会随着时间累积的保管费用。

4.In our financial report, we highlighted the carrying charges that impacted our overall profitability.

在我们的财务报告中，我们强调了影响我们整体盈利能力的持有费用。

5.Investors should be aware of the carrying charges associated with holding onto a real estate property.

投资者应该意识到持有房地产相关的持有费用。

作文

In the world of finance and business, understanding various terms is crucial for effective management and decision-making. One such term that often comes up in discussions about costs and expenses is carrying charges. These are the costs associated with holding an asset over a period of time. They can include interest payments, storage fees, insurance, and other expenses related to maintaining the asset until it is sold or utilized. In this essay, we will explore the concept of carrying charges, their implications, and how they affect both individuals and businesses.To begin with, let’s define what carrying charges mean in a broader context. When an individual or a company purchases an asset, they do not just pay the purchase price. There are ongoing expenses that accumulate as long as the asset is held. For instance, if someone buys a piece of real estate, they must consider property taxes, maintenance costs, and possibly mortgage interest. All these expenses combined are referred to as carrying charges. Understanding these charges is vital because they can significantly impact the overall profitability of an investment.For businesses, carrying charges can directly affect cash flow and financial planning. Companies that hold inventory, for example, incur carrying charges related to warehousing, insurance, and depreciation. If a business does not manage these charges effectively, it can lead to reduced profit margins. Additionally, high carrying charges may incentivize businesses to sell their inventory more quickly, even if it means selling at a lower price. This is particularly important in industries where products have a short shelf life, such as food and fashion.Moreover, carrying charges are also relevant in the context of investment portfolios. Investors need to be aware of the costs associated with holding various assets, including stocks, bonds, and real estate. For example, if an investor holds onto a stock that is underperforming, the carrying charges in terms of opportunity cost can be significant. The funds tied up in that stock could potentially generate better returns if invested elsewhere. Therefore, understanding carrying charges helps investors make informed decisions about when to buy or sell assets.On a personal finance level, individuals must also consider carrying charges when making significant purchases. For instance, if someone buys a car on credit, they will incur carrying charges in the form of interest payments. These charges can add up over time, making the total cost of the car much higher than its initial price. Therefore, it is essential for consumers to calculate these costs beforehand to avoid financial strain in the future.In conclusion, carrying charges play a crucial role in both personal and business finance. They represent the ongoing costs associated with holding an asset and can significantly influence financial decisions. By understanding and managing carrying charges, individuals and businesses can improve their financial health and make better investment choices. As we navigate through our financial journeys, being aware of these charges will help us achieve our goals more effectively and efficiently.

在金融和商业的世界中，理解各种术语对于有效的管理和决策至关重要。其中一个经常出现在关于成本和费用讨论中的术语是持有费用。这些是与在一段时间内持有资产相关的成本。它们可以包括利息支付、存储费用、保险以及与维护资产直到出售或利用相关的其他费用。在本文中，我们将探讨持有费用的概念、其影响以及它们如何影响个人和企业。首先，让我们在更广泛的背景下定义一下持有费用的含义。当个人或公司购买资产时，他们不仅仅支付购买价格。只要持有资产，就会产生持续的费用。例如，如果某人购买了一处房地产，他们必须考虑财产税、维护成本以及可能的抵押贷款利息。所有这些费用合起来被称为持有费用。理解这些费用至关重要，因为它们可能会显著影响投资的整体盈利能力。对于企业而言，持有费用可以直接影响现金流和财务规划。持有库存的公司，例如，承担着与仓储、保险和折旧相关的持有费用。如果企业不能有效管理这些费用，可能会导致利润率下降。此外，高持有费用可能会促使企业更快地出售库存，即使这意味着以较低的价格出售。这在产品保质期短的行业中尤其重要，例如食品和时尚。此外，持有费用在投资组合的背景下也很相关。投资者需要意识到持有各种资产的成本，包括股票、债券和房地产。例如，如果投资者持有一只表现不佳的股票，那么在机会成本方面的持有费用可能是显著的。被锁定在那只股票中的资金如果投资于其他地方，可能会产生更好的回报。因此，理解持有费用有助于投资者做出关于何时买入或卖出资产的明智决策。在个人财务方面，个人在进行重大购买时也必须考虑持有费用。例如，如果某人通过信贷购买汽车，他们将承担以利息支付形式的持有费用。这些费用随着时间的推移可能会累积，使汽车的总成本远高于其初始价格。因此，消费者在事先计算这些费用以避免未来的财务压力是至关重要的。总之，持有费用在个人和商业财务中扮演着至关重要的角色。它们代表了与持有资产相关的持续成本，并且可以显著影响财务决策。通过理解和管理持有费用，个人和企业可以改善他们的财务状况，并做出更好的投资选择。在我们经历财务旅程的过程中，意识到这些费用将帮助我们更有效和高效地实现目标。