Long-Term Credit Bank of Japan
简明释义
日本长期信贷银行
英英释义
A financial institution in Japan that specializes in providing long-term loans and credit facilities to businesses and individuals. | 一家日本金融机构,专注于向企业和个人提供长期贷款和信贷服务。 |
例句
1.During the financial crisis, the Long-Term Credit Bank of Japan faced severe liquidity issues.
在金融危机期间,日本长期信用银行面临严重的流动性问题。
2.After restructuring, the Long-Term Credit Bank of Japan re-entered the market with a new business model.
经过重组后,日本长期信用银行以新的商业模式重新进入市场。
3.The government intervened to support the Long-Term Credit Bank of Japan during its financial troubles.
在财务危机中,政府介入以支持日本长期信用银行。
4.Investors were concerned about the stability of the Long-Term Credit Bank of Japan in the late 1990s.
在1990年代末,投资者对日本长期信用银行的稳定性感到担忧。
5.The Long-Term Credit Bank of Japan was a significant player in the Japanese banking sector before its privatization.
在私有化之前,日本长期信用银行是日本银行业的重要参与者。
作文
The financial landscape of Japan has been shaped by various institutions, among which the Long-Term Credit Bank of Japan holds a significant place. Established in 1952, this institution was designed to provide long-term financing for infrastructure projects and industrial development. The creation of the Long-Term Credit Bank of Japan was a response to the post-war economic needs of Japan, as the country sought to rebuild its economy and modernize its industries. By offering loans with extended repayment periods, the bank played a crucial role in facilitating investments that were essential for growth. The Long-Term Credit Bank of Japan primarily focused on lending to corporations, especially in sectors like manufacturing, transportation, and public utilities. This approach allowed businesses to undertake large-scale projects without the immediate pressure of short-term loan repayments. As a result, many Japanese companies could expand their operations and innovate, contributing significantly to the country's rapid economic growth during the latter half of the 20th century.However, the journey of the Long-Term Credit Bank of Japan was not without challenges. In the late 1990s, Japan faced a severe financial crisis, leading to increased scrutiny of financial institutions. The Long-Term Credit Bank of Japan suffered from rising non-performing loans, which threatened its stability. In 1998, the bank was nationalized as part of the government's efforts to stabilize the financial system. This intervention aimed to restore confidence in the banking sector and ensure that essential credit facilities remained available to businesses.Following its nationalization, the Long-Term Credit Bank of Japan underwent significant restructuring. The government took measures to clean up the bank's balance sheet and improve its operational efficiency. Eventually, in 2000, the bank was privatized again and rebranded as the Shinsei Bank. This transition marked a new era for the institution, allowing it to adapt to the changing financial environment and embrace modern banking practices.Today, the legacy of the Long-Term Credit Bank of Japan can still be felt in Japan's financial system. Its initial focus on long-term financing set a precedent for other banks and financial institutions to follow. Additionally, the lessons learned from its challenges during the financial crisis have influenced regulatory reforms in Japan, ensuring that banks maintain healthier balance sheets and adopt more prudent lending practices.In conclusion, the Long-Term Credit Bank of Japan has played a pivotal role in shaping Japan's economic landscape. From its inception to its transformation into Shinsei Bank, the institution's history reflects the broader trends in Japan's economic development. Understanding the significance of the Long-Term Credit Bank of Japan provides valuable insights into the evolution of the financial sector in Japan, illustrating how banks can influence economic growth and stability in both positive and challenging times.
日本的金融格局受到了各种机构的影响,其中日本长期信用银行占据了重要位置。该银行成立于1952年,旨在为基础设施项目和工业发展提供长期融资。创建日本长期信用银行是对战后日本经济需求的回应,因为该国寻求重建其经济和现代化其产业。通过提供还款期限较长的贷款,该银行在促进对增长至关重要的投资方面发挥了关键作用。日本长期信用银行主要专注于向企业提供贷款,特别是在制造业、运输和公共事业等领域。这种做法使企业能够在没有短期贷款偿还压力的情况下进行大规模项目。因此,许多日本公司能够扩大其运营和创新,为国家在20世纪后半叶的快速经济增长做出了重大贡献。然而,日本长期信用银行的历程并非没有挑战。在1990年代末,日本面临严重的金融危机,导致对金融机构的审查加剧。日本长期信用银行遭遇了不良贷款上升的问题,这威胁到了其稳定性。1998年,银行被国有化,作为政府稳定金融体系努力的一部分。这一干预旨在恢复公众对银行业的信心,并确保企业仍能获得必要的信贷设施。在国有化之后,日本长期信用银行经历了重大重组。政府采取措施清理银行的资产负债表,提高其运营效率。最终,在2000年,银行再次私有化,并更名为新生银行。这一过渡标志着该机构的新纪元,使其能够适应不断变化的金融环境并采用现代银行实践。今天,日本长期信用银行的遗产依然在日本的金融体系中显现。其最初对长期融资的关注为其他银行和金融机构树立了榜样。此外,从金融危机中吸取的教训也影响了日本的监管改革,确保银行保持更健康的资产负债表,并采取更谨慎的贷款实践。总之,日本长期信用银行在塑造日本经济格局中发挥了关键作用。从其创立到转型为新生银行,该机构的历史反映了日本经济发展的更广泛趋势。理解日本长期信用银行的重要性为我们提供了对日本金融部门演变的宝贵见解,说明银行如何在经济增长和稳定中产生积极和挑战性的影响。
相关单词