confirmed letter of credit

简明释义

确认信用证

英英释义

例句

1.Using a confirmed letter of credit 保兑信用证 can reduce the risk of non-payment for international transactions.

使用保兑信用证可以降低国际交易中未付款的风险。

2.A confirmed letter of credit 保兑信用证 provides an additional layer of security for both parties involved in the trade.

对于参与贸易的双方来说，保兑信用证提供了额外的安全保障。

3.The exporter received a confirmed letter of credit 保兑信用证 from the importer, ensuring payment upon shipment.

出口商收到了来自进口商的保兑信用证，确保在发货时付款。

4.The bank issued a confirmed letter of credit 保兑信用证 after verifying the buyer's creditworthiness.

在核实买方信用状况后，银行签发了保兑信用证。

5.Before shipping the goods, the seller requested a confirmed letter of credit 保兑信用证 to secure the transaction.

在发货之前，卖方要求提供保兑信用证以确保交易安全。

作文

In the world of international trade, various financial instruments are used to facilitate transactions between buyers and sellers. One such instrument is a letter of credit (LC), which serves as a guarantee from a bank on behalf of the buyer. However, in certain situations, the seller may require additional security. This is where a confirmed letter of credit (确认信用证) comes into play. A confirmed letter of credit provides an extra layer of assurance for the seller, as it involves not only the buyer's bank but also a second bank, usually in the seller's country, that confirms the creditworthiness of the issuing bank.A confirmed letter of credit is particularly useful in high-risk transactions or when dealing with new customers. For instance, if a seller in China is exporting goods to a buyer in a less stable country, the seller might feel uneasy about relying solely on the buyer's bank. By obtaining a confirmed letter of credit, the seller can ensure that even if the buyer defaults, they will still receive payment from the confirming bank. This added security can encourage sellers to engage in international trade, knowing that their financial interests are protected.The process of obtaining a confirmed letter of credit involves several steps. First, the buyer applies for a letter of credit from their bank, specifying the terms of the transaction. Once the LC is issued, the seller can request confirmation from a bank in their own country. This confirming bank reviews the original letter of credit and assesses the risk associated with the issuing bank. If satisfied, the confirming bank adds its confirmation, effectively guaranteeing payment to the seller.One of the main advantages of a confirmed letter of credit is that it reduces the risk of non-payment significantly. In many cases, sellers may be hesitant to ship goods without receiving payment upfront. However, with a confirmed letter of credit, sellers can ship their products with confidence, knowing that they will receive payment as long as they meet the terms outlined in the LC. This can lead to smoother transactions and stronger business relationships.On the other hand, there are some drawbacks to using a confirmed letter of credit. The fees associated with obtaining confirmation can be higher than those for a standard letter of credit. Additionally, the process may take longer, as it involves multiple banks and additional documentation. Sellers must weigh these factors against the benefits of increased security and decide whether a confirmed letter of credit is appropriate for their transaction.In conclusion, a confirmed letter of credit is a vital tool in international trade that provides additional security for sellers. By involving a confirming bank, it ensures that sellers are protected against the risk of non-payment, enabling them to conduct business with greater confidence. While there are costs and time considerations involved, the peace of mind that comes with a confirmed letter of credit often outweighs the drawbacks. As global trade continues to expand, understanding and utilizing instruments like the confirmed letter of credit will be essential for businesses looking to thrive in the international marketplace.

在国际贸易的世界中，各种金融工具被用来促进买卖双方之间的交易。其中一种工具是信用证（LC），它作为买方银行的担保。然而，在某些情况下，卖方可能需要额外的安全性。这时，确认信用证（confirmed letter of credit）就派上用场了。确认信用证为卖方提供了额外的保障，因为它不仅涉及买方的银行，还涉及通常位于卖方国家的第二家银行，该银行确认开证银行的信用状况。确认信用证在高风险交易或与新客户交易时特别有用。例如，如果中国的一位卖方向一个不太稳定国家的买方出口商品，卖方可能会对仅依赖买方的银行感到不安。通过获得确认信用证，卖方可以确保即使买方违约，他们仍然会从确认银行那里收到付款。这种额外的安全性可以鼓励卖方参与国际贸易，因为他们知道自己的财务利益受到保护。获得确认信用证的过程涉及几个步骤。首先，买方向其银行申请信用证，指定交易条款。一旦信用证被签发，卖方可以请求在自己国家的银行进行确认。该确认银行审核原始信用证，并评估与开证银行相关的风险。如果满意，确认银行会添加其确认，从而有效地向卖方保证付款。确认信用证的主要优点之一是显著降低了未付款的风险。在许多情况下，卖方可能不愿意在未收到预付款的情况下发货。然而，有了确认信用证，卖方可以自信地发货，只要他们满足信用证中列出的条款，就知道他们将收到付款。这可以导致交易更加顺利，商业关系更加牢固。另一方面，使用确认信用证也有一些缺点。获得确认所涉及的费用可能比标准信用证更高。此外，由于涉及多家银行和额外的文档，整个过程可能需要更长的时间。卖方必须权衡这些因素与增加的安全性之间的关系，并决定确认信用证是否适合他们的交易。总之，确认信用证是国际贸易中一种重要的工具，为卖方提供额外的安全性。通过涉及确认银行，它确保卖方免受未付款风险的保护，使他们能够更自信地开展业务。尽管涉及费用和时间的考虑，但伴随确认信用证而来的内心平静往往超过了缺点。随着全球贸易的不断扩大，理解和利用像确认信用证这样的工具将对希望在国际市场上蓬勃发展的企业至关重要。