short of cash; cash deficit
简明释义
缺乏现金
英英释义
例句
1.Due to unexpected expenses, my budget has a significant cash deficit 现金赤字 this month.
由于意外开支,我这个月的预算有了显著的现金赤字。
2.I was short of cash 现金短缺 at the restaurant and had to ask the waiter if they accepted credit cards.
我在餐厅时现金短缺,不得不问服务员他们是否接受信用卡。
3.After the holiday shopping spree, I found myself short of cash 现金短缺 and had to borrow some money from a friend.
在假日购物狂欢之后,我发现自己现金短缺,不得不从朋友那里借钱。
4.The company reported a cash deficit 现金赤字 in their quarterly earnings, prompting management to cut costs.
公司在季度收益中报告了现金赤字,促使管理层削减成本。
5.I realized I was short of cash 现金短缺 when I went to pay for my groceries.
当我去支付杂货时,才意识到我现金短缺。
作文
In today's fast-paced world, managing finances is a crucial skill that everyone should master. Many individuals and businesses often find themselves in situations where they are short of cash, leading to a cash deficit. This scenario can arise from various factors, including unexpected expenses, poor budgeting, or economic downturns. Understanding how to navigate these financial challenges is essential for maintaining stability and ensuring long-term success.A cash deficit occurs when an individual or organization spends more money than it has available. For instance, a family might face a short of cash situation when they encounter sudden medical bills or car repairs that were not planned for. In such cases, they may need to rely on credit cards or loans to cover these expenses, which can lead to further financial strain if not managed properly.On a larger scale, businesses can also experience a cash deficit. For example, a small business might invest heavily in marketing to attract new customers but fails to see immediate returns. If their operating expenses continue to exceed their income during this period, they will find themselves short of cash. This can jeopardize their ability to pay employees, suppliers, and other operational costs, potentially leading to bankruptcy if the situation persists.To effectively deal with being short of cash, individuals and companies must adopt sound financial practices. Creating a budget is an essential first step. By tracking income and expenses, one can identify areas where spending can be reduced and savings can be increased. Additionally, building an emergency fund can provide a safety net for unexpected costs, helping to avoid a cash deficit in the future.Another strategy is to increase income sources. For individuals, this might mean taking on a part-time job or freelance work. For businesses, exploring new revenue streams, such as offering additional products or services, can help alleviate a cash deficit. Networking and forming partnerships can also create opportunities for collaboration that may enhance profitability.Moreover, understanding the timing of cash inflows and outflows is vital. Businesses often face seasonal fluctuations in sales, which can lead to periods of being short of cash. By anticipating these cycles, they can prepare accordingly, perhaps by saving during peak seasons to cover leaner times.In conclusion, being short of cash and experiencing a cash deficit are common challenges that require proactive management. By implementing effective budgeting strategies, increasing income, and preparing for fluctuations in cash flow, individuals and businesses can navigate these financial hurdles successfully. Ultimately, developing strong financial literacy will empower one to make informed decisions, ensuring that they remain resilient in the face of economic uncertainty.
在当今快节奏的世界中,管理财务是一项至关重要的技能,每个人都应该掌握。许多个人和企业经常发现自己处于资金短缺的情况下,这导致了现金赤字。这种情况可能由于各种因素而发生,包括意外支出、预算不当或经济衰退。理解如何应对这些财务挑战对于维持稳定和确保长期成功至关重要。现金赤字是指个人或组织花费的金额超过其可用金额。例如,一个家庭可能在遇到突发的医疗账单或汽车维修时面临资金短缺的情况。在这种情况下,他们可能需要依靠信用卡或贷款来支付这些费用,如果管理不当,可能会导致进一步的财务压力。在更大范围内,企业也可能经历现金赤字。例如,一家小企业可能会大量投资于营销以吸引新客户,但未能立即看到回报。如果在此期间,他们的运营费用持续超过收入,他们将发现自己资金短缺。这可能会危及他们支付员工、供应商和其他运营成本的能力,如果这种情况持续下去,可能会导致破产。为了有效应对资金短缺,个人和公司必须采取合理的财务措施。创建预算是第一步。通过跟踪收入和支出,可以识别出可以减少支出的领域,并增加储蓄。此外,建立应急基金可以为意外费用提供安全网,有助于避免未来的现金赤字。另一种策略是增加收入来源。对于个人来说,这可能意味着兼职工作或自由职业。对于企业来说,探索新的收入来源,例如提供额外的产品或服务,可以帮助缓解现金赤字。网络和建立合作伙伴关系也可以创造合作机会,从而提高盈利能力。此外,了解现金流入和流出的时机至关重要。企业通常面临销售的季节性波动,这可能导致资金短缺的时期。通过预测这些周期,他们可以做好相应的准备,或许在高峰季节储蓄以覆盖较少的时间。总之,资金短缺和经历现金赤字是常见的挑战,需要积极管理。通过实施有效的预算策略、增加收入以及为现金流波动做好准备,个人和企业可以成功应对这些财务障碍。最终,发展强大的财务素养将使人们能够做出明智的决策,确保他们在经济不确定性面前保持韧性。
相关单词