comprehensive budget; overall budget

简明释义

全面预算

英英释义

例句

1.To secure funding, we must submit a comprehensive budget 全面预算 to the investors.

为了获得资金，我们必须向投资者提交一份全面预算。

2.Before we proceed, we need to finalize the overall budget 总体预算 for the project.

在我们继续之前，我们需要确定项目的总体预算。

3.A comprehensive budget 全面预算 helps identify all potential costs and revenues.

一份全面预算有助于识别所有潜在的成本和收入。

4.The finance team presented a comprehensive budget 全面预算 for the upcoming fiscal year.

财务团队为即将到来的财政年度提交了一份全面预算。

5.The manager requested an overall budget 总体预算 review to ensure all departments are aligned.

经理要求对总体预算进行审查，以确保所有部门保持一致。

作文

A budget is an essential tool for managing finances, whether for a household, a business, or a government. It provides a detailed plan for income and expenditures over a specific period. Among the various types of budgets, the terms comprehensive budget and overall budget are often used interchangeably, yet they hold distinct meanings that are crucial for effective financial planning. A comprehensive budget refers to a detailed financial plan that includes all sources of income and all categories of expenses. This type of budget takes into account every aspect of financial management, from fixed costs like rent and salaries to variable costs such as utilities and supplies. By compiling all financial elements into one document, it allows individuals or organizations to have a clear picture of their financial situation. In contrast, an overall budget may summarize the financial outlook without delving into the minutiae of each category. It provides a high-level view of income versus expenses, which can be useful for quick assessments or presentations to stakeholders.Understanding the difference between these two types of budgets is important for anyone involved in financial planning. For instance, a small business owner might prepare a comprehensive budget to ensure that every dollar is accounted for, which can aid in making informed decisions about future investments or cost-cutting measures. This level of detail helps identify areas where the business can improve efficiency or reduce waste. On the other hand, when presenting financial information to potential investors, the owner might choose to share an overall budget that highlights key figures and trends without overwhelming them with details.Moreover, using a comprehensive budget can also facilitate better communication among team members. When everyone has access to the same detailed financial information, it fosters transparency and encourages collaborative decision-making. Team members can see how their departments contribute to the overall financial health of the organization, aligning their efforts with the company's goals.In personal finance, individuals can benefit from maintaining both a comprehensive budget and an overall budget. A comprehensive budget would include all income sources—such as salaries, bonuses, and passive income—as well as every expense category, including groceries, entertainment, and savings. This thorough approach enables individuals to track their spending habits accurately and identify areas where they can save money. Conversely, an overall budget can serve as a quick reference point for assessing monthly financial health and ensuring that income exceeds expenses.In conclusion, while the terms comprehensive budget and overall budget may seem similar, they serve different purposes in financial planning. A comprehensive budget provides a detailed overview of all financial aspects, while an overall budget gives a summarized view that is easier to digest. Both are valuable tools for effective financial management, helping individuals and organizations make informed decisions and achieve their financial goals. Understanding how to utilize each type of budget effectively can lead to better financial outcomes and greater peace of mind.

预算是管理财务的基本工具，无论是家庭、企业还是政府。它提供了一个详细的计划，用于在特定时期内的收入和支出。在各种预算类型中，术语综合预算和总体预算通常可以互换使用，但它们具有不同的含义，这对于有效的财务规划至关重要。综合预算是指包括所有收入来源和所有支出类别的详细财务计划。这种类型的预算考虑了财务管理的各个方面，从房租和工资等固定成本，到水电费和办公用品等可变成本。通过将所有财务要素汇总到一份文件中，它使个人或组织能够清晰地了解其财务状况。相反，总体预算可能会总结财务前景，而不深入每个类别的细节。它提供了收入与支出的高层次视图，这对于快速评估或向利益相关者展示信息非常有用。理解这两种预算之间的区别对任何参与财务规划的人来说都是重要的。例如，一位小企业主可能会准备一份综合预算，以确保每一美元都有所记录，这可以帮助做出有关未来投资或削减成本措施的明智决策。这种详细程度有助于识别企业可以提高效率或减少浪费的领域。另一方面，在向潜在投资者展示财务信息时，业主可能会选择分享一份总体预算，强调关键数字和趋势，而不让他们感到信息过载。此外，使用综合预算还可以促进团队成员之间更好的沟通。当每个人都可以访问相同的详细财务信息时，它促进了透明度并鼓励协作决策。团队成员可以看到他们的部门如何为组织的整体财务健康做出贡献，将他们的努力与公司的目标对齐。在个人财务方面，个人可以通过维护综合预算和总体预算来受益。综合预算将包括所有收入来源，例如薪水、奖金和被动收入，以及每个支出类别，包括食品杂货、娱乐和储蓄。这种全面的方法使个人能够准确跟踪他们的消费习惯，并识别可以节省资金的领域。相反，总体预算可以作为评估每月财务健康状况的快速参考点，确保收入超过支出。总之，虽然术语综合预算和总体预算看似相似，但它们在财务规划中具有不同的目的。综合预算提供了所有财务方面的详细概述，而总体预算则提供了更容易消化的总结视图。两者都是有效财务管理的有价值工具，帮助个人和组织做出明智的决策，实现财务目标。理解如何有效利用每种类型的预算可以带来更好的财务结果和更大的安心。