deposits outstanding of all banks

简明释义

全国银行存款余额

英英释义

例句

1.The central bank reported that the deposits outstanding of all banks has reached a record high this quarter.

中央银行报告称，所有银行的未偿存款在本季度达到了历史新高。

2.The government plans to assess the deposits outstanding of all banks when formulating new monetary policies.

政府计划在制定新的货币政策时评估所有银行的未偿存款。

3.The financial analyst noted that the deposits outstanding of all banks is a key indicator of economic health.

金融分析师指出，所有银行的未偿存款是经济健康的重要指标。

4.An increase in the deposits outstanding of all banks may indicate higher consumer confidence.

所有银行的未偿存款增加可能表明消费者信心增强。

5.Investors are closely monitoring the deposits outstanding of all banks to gauge the liquidity in the market.

投资者正在密切关注所有银行的未偿存款以评估市场流动性。

作文

In the modern financial landscape, understanding the term deposits outstanding of all banks is crucial for both consumers and investors. This phrase refers to the total amount of money that has been deposited by customers across all banking institutions but has not yet been withdrawn. These deposits are essential for banks as they represent a significant source of funding that can be used for lending activities and other investments. The deposits outstanding of all banks serve as a vital indicator of the overall health of the banking sector and the economy at large.When individuals deposit their money into a bank, they usually do so with the expectation that they will earn interest on their savings. The banks, in turn, utilize these deposits to provide loans to other customers, thereby creating a cycle of money flow that stimulates economic activity. The concept of deposits outstanding of all banks encompasses various types of accounts, including savings accounts, checking accounts, and time deposits, all of which contribute to the total deposit figure.Monitoring the deposits outstanding of all banks is particularly important during times of economic uncertainty. For example, during a recession, individuals may choose to withdraw their funds or refrain from depositing new money due to fears of bank instability. This behavior can lead to a decrease in the deposits outstanding of all banks, which can further exacerbate economic downturns as banks have less capital available to lend.Moreover, central banks often analyze the deposits outstanding of all banks as part of their monetary policy framework. By adjusting interest rates or implementing quantitative easing measures, central banks aim to influence consumer behavior regarding deposits. For instance, lower interest rates may encourage spending and investment rather than saving, potentially increasing the deposits outstanding of all banks in the long run.In addition to its importance for banks and policymakers, the deposits outstanding of all banks also provides valuable insights for investors. A rising trend in deposits can indicate consumer confidence and economic growth, while a decline may signal economic distress. Investors closely watch these trends to make informed decisions about where to allocate their resources.In conclusion, the term deposits outstanding of all banks encompasses a fundamental aspect of the banking system that affects not only financial institutions but also the broader economy. Understanding this concept helps individuals and businesses navigate their financial choices more effectively. As we continue to witness changes in the global economy, keeping an eye on the deposits outstanding of all banks will remain essential for assessing financial stability and growth potential.

在现代金融环境中，理解“所有银行的未偿存款”这一术语对消费者和投资者都至关重要。这个短语指的是所有银行机构中客户存入但尚未提取的总金额。这些存款对银行至关重要，因为它们代表了可用于贷款活动和其他投资的重要资金来源。“所有银行的未偿存款”作为银行业整体健康状况和经济大环境的重要指标。当个人将钱存入银行时，他们通常期望能从储蓄中获得利息。银行则利用这些存款向其他客户提供贷款，从而形成一种刺激经济活动的资金流动循环。“所有银行的未偿存款”的概念涵盖了多种类型的账户，包括储蓄账户、支票账户和定期存款，这些账户共同构成了总存款数字。在经济不确定时期，监控“所有银行的未偿存款”尤其重要。例如，在衰退期间，个人可能会因担心银行的不稳定而选择提取资金或不再存入新钱。这种行为可能导致“所有银行的未偿存款”减少，进一步加剧经济下滑，因为银行可用于放贷的资本减少。此外，中央银行通常将“所有银行的未偿存款”作为其货币政策框架的一部分进行分析。通过调整利率或实施量化宽松措施，中央银行旨在影响消费者对存款的行为。例如，较低的利率可能会鼓励消费和投资，而非储蓄，从而可能在长期内增加“所有银行的未偿存款”。除了对银行和政策制定者的重要性外，“所有银行的未偿存款”还为投资者提供了有价值的见解。存款的上升趋势可能表明消费者信心和经济增长，而下降则可能表明经济困境。投资者密切关注这些趋势，以便做出明智的资源配置决策。总之，“所有银行的未偿存款”这一术语涵盖了银行系统的一个基本方面，影响着金融机构及更广泛的经济。理解这一概念有助于个人和企业更有效地应对财务选择。随着我们继续目睹全球经济的变化，关注“所有银行的未偿存款”将仍然是评估金融稳定性和增长潜力的关键。