bank finance

简明释义

取货由银行付

英英释义

Bank finance refers to the financial services and products provided by banks to individuals and businesses, including loans, credit, savings accounts, and investment services.

银行融资是指银行为个人和企业提供的金融服务和产品,包括贷款、信用、储蓄账户和投资服务。

例句

1.They secured bank finance to expand their manufacturing facility.

他们获得了银行融资以扩建他们的制造设施。

2.Many small businesses rely on bank finance to cover their startup costs.

许多小企业依靠银行融资来支付他们的启动费用。

3.The project was only possible due to the bank finance provided by the local bank.

这个项目之所以能够实现,完全得益于当地银行提供的银行融资

4.Understanding bank finance is crucial for anyone looking to invest in real estate.

理解银行融资对于任何想要投资房地产的人来说都是至关重要的。

5.The seminar covered various aspects of bank finance and its impact on economic growth.

研讨会涵盖了银行融资的各个方面及其对经济增长的影响。

作文

In today's rapidly changing economic landscape, the role of bank finance (银行金融) has become increasingly significant. It refers to the financial services offered by banks to individuals, businesses, and governments. These services include loans, credit, investment products, and various forms of financial advice. Understanding bank finance (银行金融) is essential for anyone looking to navigate the complexities of modern finance effectively.Firstly, one of the primary functions of bank finance (银行金融) is providing loans to consumers and businesses. This borrowing allows individuals to purchase homes, cars, and other essential goods, while businesses can invest in new projects or expand their operations. For instance, when a small business applies for a loan, the bank assesses its creditworthiness and financial health before approving the application. This process not only ensures that the bank minimizes risk but also helps the business secure the necessary funds to grow.Moreover, bank finance (银行金融) plays a crucial role in managing savings and investments. Banks offer various savings accounts that provide interest on deposits, encouraging individuals to save money for future needs. Additionally, they provide investment services, including mutual funds, stocks, and bonds, which help customers grow their wealth over time. Understanding how to utilize these services effectively can lead to better financial stability and growth for individuals and families.Another important aspect of bank finance (银行金融) is risk management. Banks offer insurance products and derivatives that help clients protect themselves against unforeseen events. For example, a business might use a financial derivative to hedge against currency fluctuations, ensuring that it can maintain stable profits despite changes in exchange rates. By understanding the tools available through bank finance (银行金融), clients can make informed decisions that safeguard their financial interests.Furthermore, the global economy relies heavily on the bank finance (银行金融) sector to facilitate international trade and investment. Banks provide foreign exchange services that allow businesses to conduct transactions in different currencies. They also offer trade finance solutions, such as letters of credit, which assure sellers that they will receive payment once certain conditions are met. This function is vital for fostering international commerce and supporting economic growth around the world.Lastly, the rise of technology has transformed bank finance (银行金融) in recent years. Online banking, mobile applications, and fintech innovations have made financial services more accessible than ever. Customers can now manage their finances from the comfort of their homes, making transactions, applying for loans, and investing with just a few clicks. This technological evolution presents both opportunities and challenges for traditional banks, compelling them to adapt and innovate continuously.In conclusion, understanding bank finance (银行金融) is essential for navigating the financial world today. From securing loans and managing investments to mitigating risks and facilitating international trade, the services offered by banks are integral to personal and business financial health. As technology continues to reshape the industry, staying informed about bank finance (银行金融) will empower individuals and businesses to make sound financial decisions and achieve their goals.

相关单词

finance

finance详解:怎么读、什么意思、用法