statement of affairs

简明释义

清算式资产负债表

英英释义

例句

1.The statement of affairs is essential for creditors to understand the debtor's financial situation.

对于债权人来说，财务状况表对于了解债务人的财务状况至关重要。

2.Before filing for bankruptcy, the business owner compiled a statement of affairs to list all assets and liabilities.

在申请破产之前，企业主编制了一个财务状况表，列出所有资产和负债。

3.The accountant prepared a detailed statement of affairs for the company to reveal its financial position.

会计师为公司准备了一份详细的财务状况表以揭示其财务状况。

4.A clear statement of affairs can help in negotiating better terms with lenders.

清晰的财务状况表可以帮助与贷方协商更好的条款。

5.During the audit, the firm requested a statement of affairs from the client to verify their claims.

在审计过程中，事务所要求客户提供一份财务状况表以核实他们的声明。

作文

A statement of affairs is a formal document that outlines the financial status and overall situation of an individual or organization. It serves as a comprehensive summary of assets, liabilities, and equity, providing a clear picture of one's financial health. In both personal and business contexts, a statement of affairs can be an invaluable tool for decision-making and planning. Understanding this concept is crucial for anyone looking to manage their finances effectively.To begin with, a statement of affairs typically includes several key components. The first section lists all assets, which are anything of value owned by the individual or organization. This could range from cash in bank accounts, real estate properties, vehicles, investments, and any other valuable items. By itemizing these assets, the statement of affairs provides a clear view of what resources are available.Next, the document details liabilities, which are obligations or debts that must be settled. Liabilities may include loans, mortgages, credit card debts, and any other financial commitments. By subtracting total liabilities from total assets, one can ascertain the net worth, which is a critical indicator of financial stability.Furthermore, a statement of affairs can also highlight the equity position of a business. Equity represents the ownership interest in the assets after deducting liabilities. For businesses, understanding equity is essential for assessing profitability and long-term viability. Investors often scrutinize a company’s statement of affairs to gauge its financial performance before making investment decisions.In personal finance, creating a statement of affairs can help individuals understand their financial standing better. It enables them to track their progress toward financial goals, such as saving for retirement or purchasing a home. Regularly updating this document allows individuals to see how changes in income or expenses affect their overall financial situation. This proactive approach can lead to more informed decisions regarding spending, saving, and investing.Moreover, a statement of affairs can play a significant role during financial difficulties. For instance, if someone faces bankruptcy or insolvency, preparing a detailed statement of affairs is often a necessary step. It provides creditors with a transparent view of the individual's or company's financial situation, facilitating negotiations for debt repayment or restructuring.In conclusion, a statement of affairs is more than just a financial report; it is a vital tool for managing and understanding one's financial landscape. Whether for personal finance or business operations, having a clear and accurate statement of affairs can guide individuals and organizations toward better financial decisions. By regularly reviewing and updating this document, one can maintain control over their financial future and work towards achieving their financial objectives.

“财务状况表”是一份正式文件，概述了个人或组织的财务状况和整体情况。它作为资产、负债和权益的综合摘要，提供了一个人财务健康状况的清晰图景。在个人和商业环境中，“财务状况表”可以成为决策和规划的重要工具。理解这一概念对于任何希望有效管理财务的人来说都是至关重要的。首先，“财务状况表”通常包括几个关键组成部分。第一部分列出所有资产，即个人或组织拥有的任何有价值的东西。这可能包括银行账户中的现金、房地产、车辆、投资以及其他任何有价值的物品。通过逐项列出这些资产，“财务状况表”提供了可用资源的清晰视图。接下来，文件详细说明了负债，即必须偿还的义务或债务。负债可能包括贷款、抵押贷款、信用卡债务和任何其他财务承诺。通过从总资产中减去总负债，可以确定净资产，这是财务稳定性的关键指标。此外，“财务状况表”还可以突出企业的权益状况。权益代表在扣除负债后对资产的所有权利益。对于企业而言，了解权益对于评估盈利能力和长期生存能力至关重要。投资者通常会仔细审查公司的“财务状况表”，以评估其财务表现，然后再做出投资决策。在个人理财中，创建“财务状况表”可以帮助个人更好地了解自己的财务状况。它使他们能够跟踪实现财务目标的进展，例如为退休储蓄或购买房屋。定期更新此文档可以让个人看到收入或支出的变化如何影响其整体财务状况。这种积极主动的方法可以导致更明智的消费、储蓄和投资决策。此外，在财务困难期间，“财务状况表”可以发挥重要作用。例如，如果某人面临破产或资不抵债，准备一份详细的“财务状况表”通常是必要的一步。它为债权人提供了个人或公司财务状况的透明视图，促进了债务偿还或重组的谈判。总之，“财务状况表”不仅仅是一份财务报告；它是管理和理解个人财务状况的重要工具。无论是用于个人理财还是商业运营，拥有清晰准确的“财务状况表”都可以指导个人和组织做出更好的财务决策。通过定期审查和更新此文档，人们可以控制自己的财务未来，努力实现财务目标。